Home Loans with Jodie

08/28/2026

The housing market is giving buyers more options, but affordability is still keeping many on the sidelines.

New listings reached a four-month high, while pending sales weakened and mortgage rates finished the week at 6.81%. At the same time, home prices remain resilient—especially in the existing-home market.
https://myoc.io/JodieBochat

NMLS # 1683620

08/24/2026

When rates move, the market responds. A recent dip means more buyers are stepping back in — and you don’t want to miss your window. Let’s find the home that fits you best.
https://myoc.io/JodieBochat

NMLS # 1683620

08/21/2026

The late-summer housing market is giving buyers more choices, but higher borrowing costs are still limiting demand. New listings are moving higher while pending sales have softened, and homes are taking roughly as long to sell as they did a year ago. For agents, that means pricing, negotiation strategy and payment conversations matter more than ever.
https://myoc.io/JodieBochat

NMLS # 1683620

08/18/2026

5.0 star review received on Experience.com for Jodie Bochat by Cheryl W - Your team made her experience great through clear communication, fast response times and expert guidance! They were the best

Click to see all 220 reviews of Jodie Bochat, Homeowners Financial Group USA, LLC

08/14/2026

The housing market is giving buyers a little more breathing room as summer winds down. Inventory is edging higher, homes are taking about as long to sell as they did last year, and fewer properties are selling above asking. At the same time, mortgage rates remain elevated and existing-home prices continue to post modest annual gains.
https://myoc.io/JodieBochat

NMLS # 1683620

08/10/2026

The housing market is sending mixed signals as we move deeper into August. Mortgage rates finished last week lower, inventory continued to edge higher, and homes are selling slightly faster than they were a year ago. At the same time, contract activity remains sensitive to affordability, giving agents an important opportunity to help buyers and sellers separate national headlines from what’s happening locally.
https://myoc.io/JodieBochat

NMLS # 1683620

08/10/2026

Rates have started to ease, and that’s opening the door for more buyers to make their move. If you’ve been waiting for the right moment, this could be it. Let’s explore your options together.
https://myoc.io/JodieBochat

NMLS # 1683620

08/03/2026

home doesn’t have to feel complicated. With the right lender, you can feel confident every step of the way — from pre-approval to closing day.
At Homeowners Financial Group, we make it simple, supportive, and exciting.
https://myoc.io/JodieBochat

NMLS # 1683620

08/01/2026

Mortgage rates moved higher this week, while slower demand and a growing gap between sellers and buyers continued to create negotiating opportunities. Prices remain firm in the existing-home market, but longer marketing times and softer new-home pricing reinforce the need for realistic expectations and thoughtful financing conversations.
https://myoc.io/JodieBochat

NMLS # 1683620

07/27/2026

If you are renting and wondering whether buying is even realistic, here is how I would look at it with you.

First, we would look at your actual numbers, not internet guesses.

Income, credit, debts, savings, and the kind of monthly payment you could live with.

Then we would separate what matters from what just feels scary.

You may not need 20% down.
You may not need flawless credit.
You may not need to wait until life feels perfectly organized.

But you do need a plan.

That plan might include paying down one balance, avoiding a new car loan, setting a cash-to-close goal, or waiting a few months before applying.

The point is, you would know what to do next.

Message me “RENTER” if you want to know what buying could realistically look like for you.



— Jodie Bochat, your go-to mortgage broker in NE Georgia





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