Firefly Wealth Management, LLC

09/24/2026

Government Attorneys — this post is for you.

Questions about financial disclosure and how your investments fit into it? Drop by today’s monthly office hour at 11:30 ET. No advance registration needed:
https://lnkd.in/gz2XJ_EG

If you’re a government attorney, your investments may have to go on a financial disclosure form. What gets reported depends heavily on where you work and which disclosure rules apply to your position.

A portfolio reported on California’s Form 700 could look very different on an Ohio or federal executive-branch disclosure form:

• California: Diversified mutual funds generally aren’t reportable, and certain qualifying ETFs receive similar treatment. Reportable individual stocks can still count when they’re held inside a retirement account, and your spouse’s or registered domestic partner’s interests may count too. Your specific disclosure category matters. Fair Political Practices Commission

• Ohio: Investments over $1,000 in qualifying entities can include mutual funds, ETFs, stocks and bonds. The investment section asks for the name and nature of the investment rather than its dollar value. Brokerage and managed accounts can also require disclosure of their underlying holdings. Ohio Ethics Commission

• Federal executive branch: The OGE 450 is confidential, while the OGE 278e is a public financial disclosure report. Public filers generally also report purchases, sales and exchanges of covered securities over $1,000 on a separate periodic transaction report; qualifying mutual funds and ETFs may be among the exceptions.

Change employers, jurisdictions or positions, and the disclosure rules can change too.

How we help:
→ Build with your disclosure rules in mind. Broadly diversified funds can make reporting simpler in many disclosure regimes and reduce the number of individual holdings that need conflict review.
→ Check trades before we place them against a do-not-buy list tied to your office’s work. Your ethics office remains the authority on your agency’s conflict rules.
→ Give you a filing-ready investment summary organized around the information your form requires.
→ Keep the rest of your financial picture in view: your pension, 457(b) or TSP, and PSLF, where applicable.

We don’t file your ethics form for you.
We make the financial side simpler to track and report, wherever your public-service career takes you.
Let’s talk: https://lnkd.in/g5zDaBTR

Firefly Wealth Management is a fee-only fiduciary that works only with attorneys.

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09/22/2026

Early career attorneys - this is for you!

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09/21/2026

North Royalton businesses!

09/15/2026

Law school debt doesn't care that you landed at a good firm.

A six-figure balance, a real salary for the first time, and a handful of decisions that quietly lock in over the next few years: refinance or stay federal, pay it down or invest, and how much of the new paycheck gets spent before either happens.

Next Wednesday we are walking through those decisions with Emma Crawford, MA, CFP®, CSLP®, founder of October Loan Strategies, who has consulted on more than $200 million in student loan debt.

The Associate Debt Trap: Law School Debt on a Legal Income Curve
Wednesday, September 23 · 11:30 AM–12:30 PM ET · Zoom · at no cost

• Federal vs. private loans, and what refinancing quietly gives up
• Where PSLF and income-driven repayment fit
• Payoff vs. invest, including the behavioral half of that decision
• The lifestyle-creep checkpoint that arrives with the first real paycheck

Built for 1st- through 5th-year associates. If that's not you, send it to someone it is. Registration is approved by hand, so expect a confirmation from us.

Register: https://lnkd.in/gFspxYQe

Firefly Wealth Management, LLC is an Ohio state registered investment adviser.

This link will take you to a page that’s not on LinkedIn

08/27/2026

Office hours are today.

Firefly Briefings — Office Hours for Attorneys. 11:30 ET, on Zoom. No registration, no cost.

Bring the money question you've been putting off. Comp, bonuses, what changes when the W-2 stops. Or ask the more basic one: what working with an adviser actually looks like, and whether it's worth it at your stage.

Come with a question or come to listen. Either works.

https://zoom.us/j/93299512495?pwd=K9qHTEMobsVIusadwi2TJcvV32lLPr.1

Firefly Wealth Management, LLC is an Ohio state registered investment adviser.

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08/12/2026

Most financial advice written for "high earners" was not written for lawyers.

It assumes a steady W-2, a linear career, and no six-figure student debt sitting where your net worth should be. That version of a career describes almost no attorney I have ever worked with.

So I am running three sessions in August and September. Free, on Zoom, all at 11:30 AM ET.

𝗧𝗵𝗲 𝗘𝗾𝘂𝗶𝘁𝘆 𝗣𝗮𝗿𝘁𝗻𝗲𝗿 𝗧𝗮𝘅 𝗧𝗿𝗮𝗽 — Thursday, August 20
What actually changes the year you make partner. The K-1 that replaces your W-2, the safe-harbor number you need to hit quarterly, the PTET election your firm may already have made, the buy-in landing the same year as all of it, and where the real retirement deferral capacity is hiding. For senior associates, of counsel, and new partners.
https://lnkd.in/g2-w4tEF

𝗢𝗳𝗳𝗶𝗰𝗲 𝗛𝗼𝘂𝗿𝘀 — Thursday, August 27
Thirty minutes, no pitch. Bring a question or just listen. Monthly from there.
https://lnkd.in/g-2AFYxK

𝗧𝗵𝗲 𝗔𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲 𝗗𝗲𝗯𝘁 𝗧𝗿𝗮𝗽 — Wednesday, September 23
Federal versus private loans, what refinancing quietly gives up, and the payoff-versus-invest call — measured against a legal career's income curve instead of a generic one. With Emma Crawford, MA, CFP®, CSLP®, of October Loan Strategies, who has consulted on more than $200 million in student loan debt. For 1st- through 5th-year associates.
https://lnkd.in/gFspxYQe

Firefly Wealth Management, LLC is an Ohio state registered investment adviser.

06/17/2026

We're halfway through the year — a good time for a question a lot of senior associates and of counsel push off until December: if you make partner this year, are you ready for the financial side of it?

Most firms elevate new partners effective January 1. That sounds far off. But the planning you'd actually want to do takes longer than the rush between the offer and the signature.

Three things that change when you become an equity partner:

→ The capital buy-in. Becoming an equity partner usually means contributing capital to the firm, often a six-figure sum. Many new partners finance it with a partner capital loan from a bank. Buy-in ranges can run roughly $250K–$1M depending on firm size and seniority.

→ W-2 becomes K-1. Your paycheck stops withholding taxes for you. To the IRS you're now self-employed: self-employment tax, quarterly estimated payments, and often multi-state filings. The cash-flow shift catches a lot of first-year partners off guard.

→ The benefits you took for granted change. Employer-paid health coverage and the old 401(k) match work differently as an owner — but new doors open too, like cash balance plans and other high-contribution retirement vehicles.

None of this should make you hesitate on partnership. It's a reason to model it now, at the midpoint of the year, instead of in the scramble right before you sign.

If partnership could be on your horizon, book a call and we'll run the numbers while you still have runway.

Firefly Wealth works only with attorneys.

Firefly Wealth Management, LLC is an Ohio state registered investment adviser.

04/30/2026

When a “sale” isn’t really discount. At Firefly Wealth Management, we help our clients with spending decisions. Maybe not about cream cheese, but if you need to make a large financial commitment, we help you understand the fine print - from school and housing, to medical care and legacy transfer. We work to grow your wealth, and just as importantly, keep it for you and your family. If you are an attorney, and you don’t have the time your finances require, we have your back. Call for a free consultation, or maybe we can meet in person for coffee/tea and a bagel with cream cheese.

04/16/2026

"What am I actually paying for?"

It's the question every client should ask their financial advisor — and too few do.

Recently, two prospective clients asked us the reverse: what services they *wouldn't* get from Firefly Wealth Management, LLC, because our fee seemed too low compared to what they pay now. One declined to work with us for that reason alone, thinking there must be a catch.

The real answer? They're likely overpaying for investment management — and possibly not receiving comprehensive financial planning in return.

At Firefly Wealth Management, our mission is to lower the advisory fees lawyers and their families pay, while delivering full-scope planning and tax-efficient investment management under one transparent, fee-only structure. Most prospective clients save at least 10% on advisory fees — often more — simply by rethinking who advises them. Over a career, that compounds into real money.

As a fee-only fiduciary, we don't earn commissions. We're paid to give advice that's in your best interest.

And for younger lawyers and summer associates, we built A Lawyer's Path — quality guidance at a low cost, so you can start your career path on solid footing.

If you'd like to see whether you can lower your fees without giving up full-scope planning, let's talk.

www.fireflywm.com


Financial Planning & Investment Management | Firefly Wealth Management LLC

03/16/2026

Today marks a significant milestone for Firefly Wealth Management, LLC as we celebrate our anniversary with exciting news! We are proud to announce that we will exclusively serve lawyers and their families, beginning April 1.

In honor of this occasion, we are launching new services aimed at reaching younger lawyers who may not yet have a large asset base. Introducing A Lawyer's Path - tailored services and pricing designed to align with various stages of your career, from Summer Associates to Equity Partners and beyond.

For more information, visit our website to book an appointment or sign up directly.

Affordable, fiduciary financial planning and investment guidance designed specifically for attorneys - from your first Summer Associate paycheck though equity-partnership and beyond.