Hammond Mortgage Group Lower Mortgage

Hammond Mortgage Group Lower Mortgage Excellence, Built In β€” excellence built into every loan. Not an offer of credit or a commitment to lend.

Heath Hammond, Sales Manager, NMLS 1218079
Cindy Hammond, Branch Manager, NMLS 164102
Lower LLC | #1124061 Branch NMLS #1124061
Equal Housing Opportunity Gregory Heath Hammond | Heath Hammond
Mortgage Loan Officer | NMLS #1218079
Licensed > FL , GA #43569, KY , NC -212058, TN #1218079

Cynthia Brashear Hammond | Heath Hammond
Mortgage Loan Officer | NMLS #164102
Licensed > FL

609, GA #25532, KY , NC -195520, TN #164102

5950 Symphony Woods Road Suite 312
Columbia MD 21044
Branch NLS #1124061

Georgia Residential Mortgage License | All loans are subject to underwriting or investor approval. www.nmlsconsumeraccess.org
www.lower.com/legal/disclaimers

4.5 star review received on Experience.com for Cindy & Heath Hammond by Rebecca A P - Heath and Cindy stepped in to help...
05/25/2026

4.5 star review received on Experience.com for Cindy & Heath Hammond by Rebecca A P - Heath and Cindy stepped in to help when the loan processor that started the loan was no longer with the company. They worked with the new processor to ease the process of closing the

Click to see all 338 reviews of Cindy & Heath Hammond, Branch Manager/Loan Officer

5.0 star review received on Experience.com for Cindy & Heath Hammond by Hunter N L - Great  people!
05/23/2026

5.0 star review received on Experience.com for Cindy & Heath Hammond by Hunter N L - Great people!

Click to see all 337 reviews of Cindy & Heath Hammond, Branch Manager/Loan Officer

4.83 star review received on Experience.com for Cindy & Heath Hammond by Alexa G S - Cindy and Heath were always very qu...
05/19/2026

4.83 star review received on Experience.com for Cindy & Heath Hammond by Alexa G S - Cindy and Heath were always very quick to get back with us on all of our questions. They were great at communicating the bumps in the road when we ran into them and made us feel confidient in our decisions. I really appreciate all the work, time, and help they provided us through this loan process.

Click to see all 335 reviews of Cindy & Heath Hammond, Branch Manager/Loan Officer

5.0 star review received on Experience.com for Cindy & Heath Hammond by Caleb C C - They  were  very  helpful and  profe...
05/11/2026

5.0 star review received on Experience.com for Cindy & Heath Hammond by Caleb C C - They were very helpful and professional I'm glad I got to go through them to buy my first home!

Click to see all 334 reviews of Cindy & Heath Hammond, Branch Manager/Loan Officer

5.0 star review received on Experience.com for Cindy & Heath Hammond by Ronald M O - Cindy and Heath are great.  They ar...
05/07/2026

5.0 star review received on Experience.com for Cindy & Heath Hammond by Ronald M O - Cindy and Heath are great. They are make you feel like family and you can trust what they tell you. They will always have my business.

Click to see all 333 reviews of Cindy & Heath Hammond, Branch Manager/Loan Officer

Happy Cinco de Mayo!  Cheers! πŸ’ƒπŸ’ƒπŸ’ƒ
05/05/2026

Happy Cinco de Mayo! Cheers! πŸ’ƒπŸ’ƒπŸ’ƒ

5.0 star review received on Experience.com for Cindy & Heath Hammond by Stephanie O - Cindy & Heath consistently anticip...
05/04/2026

5.0 star review received on Experience.com for Cindy & Heath Hammond by Stephanie O - Cindy & Heath consistently anticipated my needs ahead of time. They were thorough and went above and beyond.

Click to see all 332 reviews of Cindy & Heath Hammond, Branch Manager/Loan Officer

5.0 star review received on Experience.com for Cindy & Heath Hammond by Hayden A N - Cindy and Heath were fantastic to w...
05/01/2026

5.0 star review received on Experience.com for Cindy & Heath Hammond by Hayden A N - Cindy and Heath were fantastic to work with! We first reached out to Heath on a Saturday evening, and he called us back right away, taking the time to clearly explain the entire process. Cindy is incredibly detail-oriented and attentiveβ€”every call and email was answered promptly. I would highly recommend their team and would gladly work with them again in the future!

Click to see all 331 reviews of Cindy & Heath Hammond, Branch Manager/Loan Officer

I found this extremely interesting today on the MBS Highway update this morning...  On an average... two-thirds of peopl...
04/24/2026

I found this extremely interesting today on the MBS Highway update this morning... On an average... two-thirds of people's net worth comes from equity in their home.... homeowner's net worth 44x higher than those who rent! This is why owning is a better option than renting. Please reach out to us to review your options!

5.0 star review received on Experience.com for Cindy & Heath Hammond by Ross E H J - Heath responded to all communicatio...
04/21/2026

5.0 star review received on Experience.com for Cindy & Heath Hammond by Ross E H J - Heath responded to all communications, if he did not have answer he seeked it out timely. Very communicable, very pleasant and easy to work with. Would use them again when needed.

Click to see all 330 reviews of Cindy & Heath Hammond, Branch Manager/Loan Officer

Address

25 Old Blairsville Road Unit A
Cleveland, GA
30528

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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