Michelle Waldron Independent Health & Life Agent

Michelle Waldron Independent Health & Life Agent Helping 50+ year old individuals and families plan for the later health years of their lives.

Stress Can Effect The Mind: Stress is one of the brain’s worst enemies. Over time, chronic stress destroys brain cells a...
06/09/2026

Stress Can Effect The Mind: Stress is one of the brain’s worst enemies. Over time, chronic stress destroys brain cells and damages the hippocampus, the region of the brain involved in the formation of new memories and the retrieval of old ones. Studies have also linked stress to memory loss.

Hospital indemnity insurance is a type of plan that pays a set amount – per day, per week, per month, or per visit – if ...
06/08/2026

Hospital indemnity insurance is a type of plan that pays a set amount – per day, per week, per month, or per visit – if you’re confined in a hospital. The Hospital Plan is a hospital indemnity insurance plan.

In 1965, the passage of the Social Security Amendments, popularly known as Medicare and Medicaid, resulted in one basic ...
06/05/2026

In 1965, the passage of the Social Security Amendments, popularly known as Medicare and Medicaid, resulted in one basic program of health insurance for persons aged 65 and older, and another program providing health insurance for people with limited income funded by state and federal sources, respectively.

The Income Related Monthly Adjustment Amount (IRMAA) is an additional monthly charge that people with certain high-incom...
06/04/2026

The Income Related Monthly Adjustment Amount (IRMAA) is an additional monthly charge that people with certain high-income levels must pay on top of their Medicare Part B and D premiums.

Let us educate you on your options: Independent agents can also provide personalized guidance by explaining complex insu...
06/03/2026

Let us educate you on your options: Independent agents can also provide personalized guidance by explaining complex insurance options in simple terms and helping you avoid gaps in coverage.

Medicare Supplements only pay after Medicare pays its share first. If Medicare approves a claim and pays the part that M...
06/02/2026

Medicare Supplements only pay after Medicare pays its share first. If Medicare approves a claim and pays the part that Medicare owes, it will forward the remainder of the bill to your Medicare Supplement.

At age 65, you are eligible for Medicare, regardless of whether you are already taking Social Security income benefits. ...
06/01/2026

At age 65, you are eligible for Medicare, regardless of whether you are already taking Social Security income benefits. Some people also qualify for Medicare earlier than 65 due to a disability or illness.

Medicare Supplement plans do not require referrals, allow you to see any provider that accepts Medicare, require separat...
05/29/2026

Medicare Supplement plans do not require referrals, allow you to see any provider that accepts Medicare, require separate Part D plans, and only have a one-time Medigap Open Enrollment window.

Reminder To Be Careful: Scammers use several different tactics to try and scam Medicare beneficiaries and make attempts ...
05/28/2026

Reminder To Be Careful: Scammers use several different tactics to try and scam Medicare beneficiaries and make attempts by phone or email.

Reminder: Medicare Exclusions are items or services that Medicare does not cover, such as most prescription drugs, long-...
05/27/2026

Reminder: Medicare Exclusions are items or services that Medicare does not cover, such as most prescription drugs, long-term care, and custodial care in a nursing or private home.

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Cleveland, OH

Telephone

+12163873293

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