10/28/2026
💡 Having health insurance is important, but have you thought about the expenses you may still have to pay?
A recent study found that more than 1 in 4 American adults had medical debt.
Even with health insurance, deductibles, copays, and coinsurance can leave you with unexpected expenses after medical care.
🏥 That's where hospital indemnity insurance may help.
This supplemental coverage can pay you a fixed cash benefit for a covered hospital stay. Depending on your policy, that money can help with out-of-pocket medical expenses, household bills, or other costs while you recover.
It doesn't replace health insurance or guarantee that all your bills will be covered, but it may provide an additional layer of financial protection when you need it.
Have you ever reviewed what your health insurance might leave you paying out of pocket?
📩 Comment INFO or send me a message to learn more about hospital indemnity coverage.
📎 Source: Ohio Capital Journal
https://ohiocapitaljournal.com/2026/10/27/medical-debt-hit-1-in-4-americans-and-1-in-5-ohioans-last-year-even-the-insured-study-shows/
Medical debt hit 1 in 4 Americans and 1 in 5 Ohioans last year, a new study shows, including those who have health insurance.
