Sunshine Underwriters

06/08/2026

Thank you for choosing us and for taking the time to share your experience! We look forward to continuing to serve you for years to come!

06/04/2026

We are thrilled to be a part of FAIA!
Florida Association of Insurance Agents

Extending a warm welcome to our newest members! Welcome to our new agency members, Estrella Insurance, Eternal Insurance Agency, Florida Home Insurance Network, Harding Mutual Insurance Agency, Inc., Portilla Insurance Partners, LLC, Sanford Insurance, LLC, Scroggins Deickerson Insurance Group, LLC, Sunshine Underwriters, LLC, and Wilson Insurance and Financial.

06/04/2026

At Sunshine Underwriters, we are dedicated to helping our clients navigate the ever-changing insurance market with confidence.

Thank you for choosing us and for taking the time to share your experience! We look forward to continuing to serve you for years to come!

05/29/2026

Hurricane season starts Monday, Florida!

Don’t wait for a storm warning to review your insurance coverage. Be proactive and make sure your home and property are protected before a storm hits.

Sunshine Underwriters is here to help review your coverage and answer your questions — so you can head into the season with confidence.

📞 727-422-5314
🌐 www.sunshineuw.com

03/13/2026

🏡 Rental Property Owners

If your rental property is owned by an LLC or Trust, your insurance policy may not automatically include liability coverage unless it’s written correctly.

Many policies require the ownership structure to be listed properly. If it’s not, liability coverage for injuries or lawsuits may not respond the way you expect.

This often happens when:
• A property is transferred into an LLC after purchase
• A home is placed into a trust
• Investment properties aren’t insured under the correct named insured

A quick policy review can make sure everything is set up the right way.

📞 Call or Text: 727-422-5314
🌴 Sunshine Underwriters | Florida Property Insurance

02/04/2026

01/26/2026

Weekly tip for Home Insurance

🏠 Wind Mitigation inspection = Real Insurance Savings

A wind mitigation inspection looks at how well your home is built to handle strong winds and hurricanes. If your home has features like:

✔️ A newer roof (hip roof)
✔️ Hurricane clips or straps
✔️ Impact windows or shutters
✔️ Secondary Water Resistant barrier

You may qualify for insurance discounts, saving hundreds every year on your homeowners policy.

Inspections are quick, affordable, and many homeowners already qualify without realizing it.

Sunshine Underwriters ☀️
727-422-5314

01/14/2026

🏢 Condo Owners: 5+ Story Buildings — Now’s the Time to Review Your Insurance

If you own a condo in a building 5 stories or higher, there’s good news 📉

👉 Condo insurance premiums are starting to decrease, and the market is opening up with better options than we’ve seen in recent years.

This creates a great opportunity to:

Review your current coverage

Compare pricing and carrier options

Make sure your policy aligns with your association’s master policy

Potentially lower your premium without sacrificing protection

Even if your policy isn’t renewing soon, now is a smart time to have the conversation and see what’s available.

📞 If you own a condo in a mid- or high-rise building and want a quick review, I’m happy to help.

Sunshine Underwriters ☀️
727-422-5314
Florida Condo Insurance Specialists

01/07/2026

We’re excited to officially welcome Sam Runyon as the Owner & Principal Agent of Sunshine Underwriters!

With years of experience in Florida P&C insurance and a strong commitment to protecting what matters most, Sam is bringing hands-on leadership to our agency. This new chapter allows us to continue delivering, personalized service, and strong coverage options for homeowners, auto, and commercial clients across Florida.

Please join us in congratulating Sam as he steps into his new office and leads Sunshine Underwriters forward! 🌴📄