Amanda Kozak - Insurance Agent at Colstan & Associates

Amanda Kozak - Insurance Agent at Colstan & Associates Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Amanda Kozak - Insurance Agent at Colstan & Associates, Insurance Agent, 10320 49th Street N, Suite 205, Clearwater, FL.

With the arrival of hurricane season on June 1st, our team wanted to share some important safety tips to keep in mind du...
06/08/2026

With the arrival of hurricane season on June 1st, our team wanted to share some important safety tips to keep in mind during this season of severe weather.

Swipe for a few key steps you can take to help reduce operational risk, protect tenants and employees, and support business continuity before storms arrive.

Remember, the impacts of hurricanes can be felt from coastal regions to inland communities, making early preparation a smart step for any business. We are here to help make sure your business and property are fully protected during hurricane season. Feel free to reach out today to schedule a policy review.
Call or TEXT me for a quote or with any questions! 727-233-4886

For many contractors, equipment is one of the most valuable parts of the business. That is why it is essential to unders...
06/05/2026

For many contractors, equipment is one of the most valuable parts of the business. That is why it is essential to understand how that equipment is protected as it moves from one jobsite to another.

Equipment floater insurance is a specialized form of inland marine coverage that focuses specifically on contractor-owned equipment.

This includes items such as excavators, loaders, generators, and other machinery that regularly travel between job sites.

Because these assets are both valuable and exposed to a range of risks, equipment floater policies are designed to cover losses from events like theft, vandalism, fire, and certain weather-related damage. This ensures that critical equipment can be repaired or replaced quickly, helping to minimize downtime and project delays.

The right approach often depends on the types of contractor-owned equipment your business relies on, how frequently those assets are transported, and the exposures they face throughout day-to-day operations.

If you would like to discuss whether your current policy provides the right level of protection for your equipment, feel free to reach out.

If your business regularly moves materials, tools, or equipment between locations, it is important to understand where s...
06/03/2026

If your business regularly moves materials, tools, or equipment between locations, it is important to understand where standard property coverage ends and where additional protection is needed.

Inland marine insurance is designed to cover property that is mobile or frequently moved from one location to another. For construction operations, this can include materials, tools, and equipment while in transit or stored at temporary job sites.

This type of coverage is especially valuable because standard property policies typically only cover items at a fixed location. Inland marine helps fill that gap by protecting assets as they move between projects or are stored off-site, which is a common exposure in construction operations.

When evaluating whether this coverage makes sense for your business, it is important to consider the types of materials, tools, and equipment you use, how frequently they are transported, and where they are stored.

That said, if you would like to review whether your current coverage aligns with your day-to-day operations, reach out to start the conversation. We are here to help make sure your operation is adequately protected.

With summer home-improvement projects top of mind for most, I wanted to reach out with a couple of upgrades you can cons...
06/01/2026

With summer home-improvement projects top of mind for most, I wanted to reach out with a couple of upgrades you can consider adding to your to-do list this season. Proactive maintenance and targeted upgrades can improve comfort and property value while reducing energy costs and even insurance claims.

Swipe for a few key home prep tips to consider this summer.

Preparing now can help protect your home, reduce insurance exposure, and improve long-term value. If you need recommendations for trusted local service providers, want tailored advice on prioritizing improvements that provide a strong return on investment (ROI), or just have a question, feel free to reach out. We’re here to help!

Regardless of whether it’s your first time obtaining commercial insurance or if you’ve navigated this process before, th...
05/28/2026

Regardless of whether it’s your first time obtaining commercial insurance or if you’ve navigated this process before, the language of commercial insurance policies can be very confusing.

Understanding your policy is one of the first steps to making the most of it. So, we wanted to clear up a few commercial insurance terms to help you better understand your policy. Swipe for more information.

We hope you find this guide helpful. As always, know that we are here to help answer questions about your policy and talk you through any parts that are giving you trouble. Don’t hesitate to reach out to me! 727-233-4866 (text capable)

Every jobsite reflects hard work and major investment, and protecting that progress is just as important as building it....
05/26/2026

Every jobsite reflects hard work and major investment, and protecting that progress is just as important as building it. Construction equipment theft costs the industry over $1 billion annually, and only about 25% of stolen equipment is recovered. With theft and vandalism on the rise, smart site security can help prevent delays and costly setbacks.

Swipe through for practical ways to help safeguard your project.

Taking steps to protect your jobsites can help reduce your likelihood of theft, but it cannot reduce the risk outright. That’s why having dedicated construction insurance is key. Our team is here to help make sure your operation is fully protected. Call or TEXT me for a quote or with any questions! 727-233-4886

As we move through 2026, businesses continue to face volatility on multiple fronts. Swipe for two key risks to keep on y...
05/25/2026

As we move through 2026, businesses continue to face volatility on multiple fronts. Swipe for two key risks to keep on your radar.

Need help evaluating your current policies or risk exposure? Call or TEXT me today to discuss tailored solutions. 727-233-4886

Summer work is in full swing, making now a smart time to review how your insurance may respond if tools or equipment are...
05/22/2026

Summer work is in full swing, making now a smart time to review how your insurance may respond if tools or equipment are damaged, stolen, or lost in the course of business. Tools and equipment coverage is designed to help protect against certain related risks that may impact your machinery and key tools. Swipe to see what insurance can cover.

Since coverage can vary based on policy type, listed equipment, limits, and endorsements, it is important to confirm what is actually insured before a loss occurs. Contact us to review your tools and equipment coverage and make sure the right protections are in place.
Call or TEXT me for a quote or with any questions! 727-233-4886

Not every equipment problem is an insurance claim. One of the most important things to understand is where coverage ends...
05/21/2026

Not every equipment problem is an insurance claim. One of the most important things to understand is where coverage ends and where maintenance, scheduling, or policy setup issues begin. Swipe to learn what would not be covered by tools and equipment coverage.

Now is a good time to review your current policy, confirm which items are scheduled correctly, and identify any gaps before they become costly surprises. We can help you review your coverage package and ensure your tools and equipment are properly insured.
Call or TEXT me for a quote or with any questions! 727-233-4886

In construction, every project carries risk. And in the summer, when the workload is at its peak and crews are stretched...
05/20/2026

In construction, every project carries risk. And in the summer, when the workload is at its peak and crews are stretched thin, that risk can multiply. From heat-related on-site injuries and equipment damage to third-party liability and project delays, an unexpected issue can strike at any time.

The risks that can impact your business don’t take a summer break. That’s why we’re here to help you make sure your coverage doesn’t take a break either.

Whether you want to get started with a new policy or layer on additional coverages to an existing one, we are here to help find the right blend of coverage for your business. Give us a call today, and we can get started.
Call or TEXT me for a quote or with any questions! 727-233-4886

Address

10320 49th Street N, Suite 205
Clearwater, FL
33762

Opening Hours

Monday 9:30am - 5pm
Tuesday 9:30pm - 5pm
Wednesday 9:30am - 5pm
Thursday 9:30am - 5pm
Friday 9:30am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Amanda Kozak - Insurance Agent at Colstan & Associates posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category