Tony Galasso, Moneylink Mortgage, Inc

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Tony Galasso, Moneylink Mortgage, Inc Licensed Mortgage Loan Originator with Moneylink Mortgage, Inc. Your local, family owned and operated mortgage broker since 1999. (NMLS #913240)

NMLS # 913240

Company NMLS # 347075 Family owned Mortgage company in Business since 1999. Our customer service, and availability to our clients is what sets us apart from the other guys. Call us today to see if you are approved!

October 12th is Indigenous Peoples' Day, a day to honor the cultures, histories, and enduring contributions of Indigenou...
10/12/2026

October 12th is Indigenous Peoples' Day, a day to honor the cultures, histories, and enduring contributions of Indigenous communities across North America.

So much of Indigenous history, tradition, and perspective is woven into the story of this country, and this is a good day to explore it a little more.

The Smithsonian's National Museum of the American Indian is a wonderful place to start, with online resources exploring Native art, history, and culture through digital exhibitions, collections, and firsthand stories from Native communities.

Wishing you a meaningful and reflective Indigenous Peoples' Day.

10/07/2026

We almost made it y'all.

We almost made it through another hurricane season, but Isaias had to ruin the party!

Well, no better time to chat a little about flood insurance.

Obviously, check with your licensed insurance agent on this stuff, BUT still some good points if I do say so myself.

Are you in the Panhandle and getting prepped for the worst, or are you stocking up for a hurricane party?

Let me know in the comments!

10/05/2026

I, myself, am a Millennial, BUT there are a few very key differences from this point of history versus the crash of 2008.

First things first, could there be a "correction" in the market? Yeah, I think if we stay on our current trajectory, the average home price could come down a little bit, but a drop of 20%+ seems, to me, tough. Unless Skynet goes live of course and then I don't think we need to worry about our home values at that point.

The other points are, we still have people with a record amount of equity in their homes, and we still have people with rock bottom mortgage rates. Both of which were not plentiful back in 2007/2008 leading up to the great recession, and with those 2 keys factors still intact today, it means those people don't really NEED to sell.

So, use this "correction" time to grab all the closing cost concessions you can from the sellers out there, hopefully get a good deal on the price, and refinance later when rates inevitably come down from their heightened levels they are at today.

Regardless of whether you’re a first-time homeowner or if you’ve owned multiple homes, navigating private mortgage insur...
10/02/2026

Regardless of whether you’re a first-time homeowner or if you’ve owned multiple homes, navigating private mortgage insurance (PMI) can be tricky. That’s why we want to share a brief explainer of how you can remove PMI from your loan. Swipe for more information.

So, if you’d like to talk through what removing PMI could mean for you, please don’t hesitate to reach out! I am here to be a resource for you!

09/28/2026

With oil prices rising again today, and inflation fears continuing to rise, the world is demanding a higher rate for financing the ever growing US Debt load.

This, along with fears of tighter lending restrictions from the US Federal Reserve in the future, are pushing up mortgage rates to levels we haven't seen in about 3 years.

With the US 10 year treasury reaching multi-decade year highs, I think all markets are hoping for an end sooner than later.

With the mid-term elections just a about a month away, when those are over, do you think rates go down or stay elevated?

Let me know in the comments below!

09/25/2026

Yes...I've seen the headlines, I've seen the rates, and this is my rebuttal.

It's my opinion, but it is backed by numbers and what is going on with MY clients right now.

Is this the case for the rest of the US? Probably not, but in the state of Florida, this is what I am seeing personally.

Are you getting the deal you should be getting right now??

Comment below with your, or your client's, personal Real Estate win in today's crazy market!

With 100 days left in 2026, now is the time to get serious about homeownership. If buying a home before year-end is on y...
09/22/2026

With 100 days left in 2026, now is the time to get serious about homeownership. If buying a home before year-end is on your radar, getting pre-approved for a mortgage is one of the most important steps you can take right now. Here is why it matters.

✅Pre-approval gives you a clear picture of your price range so you can focus your search on homes that fit your budget and avoid wasting time on properties that are out of reach.

✅In a competitive market, a pre-approval letter signals to sellers that you are a serious and qualified buyer. It can give you a real edge over buyers who have not yet secured financing.

✅With pre-approval in hand, you have more flexibility on price and terms, making you a more attractive buyer even when competing against stronger offers.

✅Because much of your financial information has already been reviewed, the closing process tends to move more quickly for pre-approved buyers, which is a big advantage when timing matters.

✅The pre-approval process reviews your credit, income, and financial history. Catching any issues now gives you time to address them before they slow down or derail a purchase.

Pre-approval letters typically last 60 to 90 days, so if year-end homeownership is your goal, starting now puts you in the best possible position to make a move on your dream home before 2027.

If you’d like to talk through what pre-approval looks like or have any other questions about residential financing, don’t hesitate to give our team a call. We are here to help you.

Your hours say 20 and it literally says "part-time" on the paystub... Couple that with the fact you said you just starte...
09/21/2026

Your hours say 20 and it literally says "part-time" on the paystub...

Couple that with the fact you said you just started there 3 months ago, and it's gonna be a no from me dawg.

09/15/2026

You may have seen the headlines....The FED is likely going to increase their FED Funds Rate on Wednesday.

So, what does that mean for mortgage rates?

Well, with the news out already, could be a whole lot of nothing because the market likes to anticipate, BUT this is the first situation where the new FED chair is "expected" to hike.

So, there is an element of uncertainty that the markets have right now. If he hikes, the mortgage rates could actually like it. However, if he pauses, in my personal opinion, mortgage rates will go higher.

It is a delicate line the FED has to cross right now. No 2 ways about it.

What do YOU think the FED is going to do tomorrow? Let me know in the comments below!

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1265 S Myrtle Avenue
Clearwater, FL
33756

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