McCaughan Home Lending- Clearwater Nmls#1124061

McCaughan Home Lending- Clearwater Nmls#1124061 McCaughan Home Lending, Powered by Lower, LLC is a residential mortgage lender. We offer FHA, VA, a Branch NMLS #1020991 - Hamilton Group Funding, Inc.

Michael Baralt NMLS #364877 - McCaughan Home Lending, Powered by Hamilton Home Loans, Inc. Corporate NMLS #200719 - is a Florida Licensed Mortgage Lender. Equal Housing Lender.

5.0 star review received on Experience.com for Bill Baralt by Ethan A T - Bill made every step easy and was straightforw...
04/20/2026

5.0 star review received on Experience.com for Bill Baralt by Ethan A T - Bill made every step easy and was straightforward to work with. It was obvious he was well-read and intelligent about everything to do with the lending process.

Click to see all 462 reviews of Bill Baralt, Mortgage Loan Advisor | NMLS # 372335

5.0 star review received on Experience.com for Bill Baralt by Olivia L I - Bill did a wonderful job explaining the proce...
04/06/2026

5.0 star review received on Experience.com for Bill Baralt by Olivia L I - Bill did a wonderful job explaining the process and being supportive and responsive the entire time. We appreciate him and the service he provided.
- Olivia Ickes

Click to see all 461 reviews of Bill Baralt, Mortgage Loan Advisor | NMLS # 372335

5.0 star review received on Experience.com for Bill Baralt by Kristen N A - Very knowledgeable and communicative
04/03/2026

5.0 star review received on Experience.com for Bill Baralt by Kristen N A - Very knowledgeable and communicative

Click to see all 460 reviews of Bill Baralt, Mortgage Loan Advisor | NMLS # 372335

5.0 star review received on Experience.com for Bill Baralt by Alexander E B - Not available
03/26/2026

5.0 star review received on Experience.com for Bill Baralt by Alexander E B - Not available

Click to see all 459 reviews of Bill Baralt, Mortgage Loan Advisor | NMLS # 372335

5.0 star review received on Experience.com for Michael Baralt by Eileen M C - Mike made the process simple and helped us...
03/17/2026

5.0 star review received on Experience.com for Michael Baralt by Eileen M C - Mike made the process simple and helped us every step of the way.

Click to see all 250 reviews of Michael Baralt, Mortgage Loan Advisor | NMLS # 364877

5.0 star review received on Experience.com for Bill Baralt by Chad M F - Bill was absolutely wonderful to work with. He ...
03/08/2026

5.0 star review received on Experience.com for Bill Baralt by Chad M F - Bill was absolutely wonderful to work with. He made the buying process very easy and a pleasure to buy my home. Very grateful to have work with him.

Click to see all 458 reviews of Bill Baralt, Mortgage Loan Advisor | NMLS # 372335

5.0 star review received on Experience.com for Bill Baralt by Jerome P W - We recently worked with Bill on our mortgage ...
02/28/2026

5.0 star review received on Experience.com for Bill Baralt by Jerome P W - We recently worked with Bill on our mortgage loan, and the experience was outstanding from start to finish. Bill was professional, organized, and incredibly knowledgeable throughout the entire process. He took the time to explain everything clearly, answered all of our questions promptly, and made sure we felt confident at every step.
What really stood out was how responsive and thorough Bill was. No detail was overlooked, and he stayed on top of everything to ensure a smooth and timely closing. The entire process felt well-managed and far less stressful because of his expertise and dedication.
We truly appreciate Bill’s hard work and would highly recommend him to anyone looking for a reliable and trustworthy mortgage professional.

Click to see all 457 reviews of Bill Baralt, Mortgage Loan Advisor | NMLS # 372335

5.0 star review received on Experience.com for Bill Baralt by Eric J B - Bill was great to work with. He was very...
02/24/2026

5.0 star review received on Experience.com for Bill Baralt by Eric J B - Bill was great to work with. He was very knowledgeable, helpful, and always available for questions. He made the loan processs as smooth as possible.

Click to see all 456 reviews of Bill Baralt, Mortgage Loan Advisor | NMLS # 372335

5.0 star review received on Experience.com for Bill Baralt by June L D - Bill made our process seamless. He is k...
02/14/2026

5.0 star review received on Experience.com for Bill Baralt by June L D - Bill made our process seamless. He is knowledgeable, patient, and easy to work with.

Click to see all 455 reviews of Bill Baralt, Mortgage Loan Advisor | NMLS # 372335

5.0 star review received on Experience.com for Bill Baralt by Jonathan P D - Bill is excellent. Knows his business. So...
02/08/2026

5.0 star review received on Experience.com for Bill Baralt by Jonathan P D - Bill is excellent. Knows his business. Sound advice and very accessible all throughout the process.

Click to see all 454 reviews of Bill Baralt, Mortgage Loan Advisor | NMLS # 372335

5.0 star review received on Experience.com for Bill Baralt by Michele K A - Bill is patient and explains things cl...
01/29/2026

5.0 star review received on Experience.com for Bill Baralt by Michele K A - Bill is patient and explains things clearly. Everything went smoothly.

Click to see all 453 reviews of Bill Baralt, Mortgage Loan Advisor | NMLS # 372335

Address

221 N Belcher Road
Clearwater, FL
33765

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+1 727-742-2691

Website

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