Simmons Insurance, Inc.

Simmons Insurance, Inc. Independent insurance agency providing auto insurance, homeowners & flood insurance, life insurance Call now - (727) 216-1111.

Simmons Insurance offers individuals, families and business owners the right insurance coverage at the best available prices. Let us evaluate your insurance coverage, we may be able to put money back into your pocket with auto insurance discounts, homeowners insurance discounts and more. With more than 40 years of experience in the state of Florida, we are confident we can provide you with the pro

ducts that suit your insurance needs. Put our expertise and experience to work for you and see why our clients love us and refer to us every day. We offer: Auto insurance, motorcycle insurance, RV insurance, homeowners insurance, renters insurance, flood insurance, life insurance, personal umbrella insurance and more.

June is here, meaning that summer is truly right around the corner. During this season, some of us love to soak up the s...
06/04/2026

June is here, meaning that summer is truly right around the corner. During this season, some of us love to soak up the sun, while others find every reason to stay cool indoors.

Which one are you this summer?

🏖️ Vote soaking up the sun

🛋️ Vote stay inside with the AC on full blast

Feel free to drop your pick in the comments. We would love to see which side comes out on top!

With summer home-improvement projects top of mind for most, I wanted to reach out with a couple of upgrades you can cons...
06/01/2026

With summer home-improvement projects top of mind for most, I wanted to reach out with a couple of upgrades you can consider adding to your to-do list this season. Proactive maintenance and targeted upgrades can improve comfort and property value while reducing energy costs and even insurance claims.

Swipe for a few key home prep tips to consider this summer.

Preparing now can help protect your home, reduce insurance exposure, and improve long-term value. If you need recommendations for trusted local service providers, want tailored advice on prioritizing improvements that provide a strong return on investment (ROI), or just have a question, feel free to reach out. We’re here to help!

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made...
05/25/2026

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Please note that our office will be closed on Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th, and will respond to any messages received during the closure as promptly as possible.

Wishing you a respectful and meaningful Memorial Day.

Summer calendar filling up? Before the weekends start flying by, it’s worth doing a quick summer “toys” insurance check ...
05/19/2026

Summer calendar filling up? Before the weekends start flying by, it’s worth doing a quick summer “toys” insurance check to ensure your summer adventures don’t come with an expensive surprise. Swipe to see which coverages are best for some common summer rides.

Not sure you’re fully covered ahead of this summer? Call our office today. We’re here to help you enjoy a stress-free, adventure-filled summer!

With the arrival of hurricane season on June 1st, our team wanted to share some important safety tips to keep in mind du...
05/14/2026

With the arrival of hurricane season on June 1st, our team wanted to share some important safety tips to keep in mind during this season of severe weather.

Swipe for a few key steps you can take to help reduce operational risk, protect tenants and employees, and support business continuity before storms arrive.

Remember, the impacts of hurricanes can be felt from coastal regions to inland communities, making early preparation a smart step for any business. We are here to help make sure your business and property are fully protected during hurricane season. Feel free to reach out today to schedule a policy review.

If you own a vintage, antique, or collector vehicle, then you might be wondering what sort of auto policy you’ll need to...
05/12/2026

If you own a vintage, antique, or collector vehicle, then you might be wondering what sort of auto policy you’ll need to protect your investment. A regular auto policy will not adequately protect your investment, meaning that dedicated classic car coverage is needed to protect your vehicle. Swipe for more details.

If you’re looking to purchase classic car coverage for a vehicle or if you’d like to layer on helpful extras to an existing policy, don’t hesitate to reach out. We are here to help make sure your investment is fully protected.

In celebration of Mother’s Day, we want to take a moment to honor the mothers, grandmothers, and maternal figures who en...
05/10/2026

In celebration of Mother’s Day, we want to take a moment to honor the mothers, grandmothers, and maternal figures who enrich our lives with love, wisdom, and unwavering support.

We hope your day is filled with the appreciation, warmth, and joy you so richly deserve.

Happy Mother's Day!

The 2026 Atlantic Hurricane Season starts June 1, and NOAA is predicting a busy year. Now’s the time to make sure your i...
05/04/2026

The 2026 Atlantic Hurricane Season starts June 1, and NOAA is predicting a busy year. Now’s the time to make sure your insurance is ready.

Here are a few key things to review:

• Rising construction costs may mean your dwelling limits need an update
• Homeowners insurance doesn’t cover flood damage — consider a separate flood policy
• NFIP caps dwelling coverage at $250,000 — ask about excess flood options
• E-bikes and golf carts often aren’t covered under standard home policies
• High‑value items like jewelry, art, or watches may need additional coverage

Once a storm is named, carriers issue moratoriums and changes can’t be made. Don’t wait — reach out today to review your coverage.

Simmons Insurance is here to help you stay protected this season.

Happy Derby Day! The "most exciting two minutes in sports" is here. Whether you're in it for the thrill of the race, the...
05/01/2026

Happy Derby Day!

The "most exciting two minutes in sports" is here. Whether you're in it for the thrill of the race, the extravagant hats, or picking a horse based on its name, Derby Day always delivers.

Don your fanciest hat, pick a horse, and enjoy the festivities!

Address

1465 S Fort Harrison Avenue, Ste 104
Clearwater, FL
33756

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+17272161111

Alerts

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