Simmons Insurance, Inc.

Simmons Insurance, Inc. Independent insurance agency providing auto insurance, homeowners & flood insurance, life insurance Call now - (727) 216-1111.

Simmons Insurance offers individuals, families and business owners the right insurance coverage at the best available prices. Let us evaluate your insurance coverage, we may be able to put money back into your pocket with auto insurance discounts, homeowners insurance discounts and more. With more than 40 years of experience in the state of Florida, we are confident we can provide you with the pro

ducts that suit your insurance needs. Put our expertise and experience to work for you and see why our clients love us and refer to us every day. We offer: Auto insurance, motorcycle insurance, RV insurance, homeowners insurance, renters insurance, flood insurance, life insurance, personal umbrella insurance and more.

Whether your student is just starting college or already well into their academic career, insurance is an area worth rev...
08/24/2026

Whether your student is just starting college or already well into their academic career, insurance is an area worth revisiting periodically to ensure they have the right coverage in place.

With the start of the school year approaching, we wanted to take a moment to share a few key coverages to review before students head back to school. Swipe for more information.

Taking time to review these key coverages ahead of back-to-school can help give you and your student peace of mind. Our team is here to help review your current coverage and talk through additional policies and riders where it makes sense. Give us a call today, and we can get started.

Most homeowners assume their insurance covers flooding. Unfortunately, that is not the case. With flood risk increasing ...
08/19/2026

Most homeowners assume their insurance covers flooding. Unfortunately, that is not the case. With flood risk increasing across the country and the gap in flood coverage growing wider, now is the time to make sure you are protected.

Swipe through to learn what every homeowner should know about flood insurance.

If you are not sure whether your current coverage includes flood protection or if you would like to take a closer look at where you stand, I would be happy to help. Please do not hesitate to reach out.

With back-to-school season top of mind and August being National Traffic Awareness Month, our team wanted to take a mome...
08/10/2026

With back-to-school season top of mind and August being National Traffic Awareness Month, our team wanted to take a moment to share some practical road safety reminders for this time of year.

The return to school brings one of the most significant changes in daily traffic patterns of the entire year. A few moments of extra caution can make an enormous difference. Swipe for a few traffic safety considerations for both motorists and parents of young children to keep in mind as back-to-school season approaches.

By staying alert, following the rules, and looking out for the most vulnerable people on our roads, we can all play a role in keeping the roads safe this school year.

Please feel free to share this with anyone in your network who might benefit from these reminders. And if you ever have questions or need assistance, we are always here to help leverage our expertise for your benefit.

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an ...
07/21/2026

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an accident occurs. Would the vehicle owner’s insurance apply — or would the driver’s policy take over?

In most situations, auto insurance follows the vehicle first, not the driver. That means the car's policy is usually the primary source of coverage in the event of an accident. However, that’s not always the case. Swipe for some key details about when the vehicle owner’s policy kicks in and when the driver’s policy is used.

If you’re ever unsure how your coverage applies, want to double-check your policy, or layer on additional auto coverages, we’re always happy to take a look with you. Feel free to give our team a call. We are here to be a resource for you.

July is peak summer, and that means it is time for the big debate: pool day or beach day?Some of us love the ease of a b...
07/14/2026

July is peak summer, and that means it is time for the big debate: pool day or beach day?

Some of us love the ease of a backyard pool or a quick dip at the local swim club, while others are all about the waves, sand, and saltwater. Both have their charm, and we want to know where you stand.

Which one best describes your ideal July day?

🏊 Vote pool day
🏖️ Vote beach day

Drop your pick in the comments. We are curious to see which side takes the win this month!

As we get closer to boating season, our team has been having more conversations with clients who are either getting thei...
07/08/2026

As we get closer to boating season, our team has been having more conversations with clients who are either getting their boats back in the water or are taking a fresh look at their overall liability protection on the water.

This is a good time of year to revisit boat insurance, especially since more people are getting out and enjoying the water. Swipe for an overview of common boating accidents, liability, and how boat insurance can help.

If it’s been a while since you last reviewed your policy, or if you want to get set up with your own dedicated boat policy, we are happy to help. Feel free to reach out, and we can start the conversation.

Happy Fourth of July!Two hundred and fifty years of liberty is worth celebrating. Whether that means fireworks, family, ...
07/03/2026

Happy Fourth of July!

Two hundred and fifty years of liberty is worth celebrating. Whether that means fireworks, family, or a mouth-watering backyard cookout, our team hopes you have a patriotic and joyful celebration.

Please note that the office will be closed on Friday, July 3rd, in observance of Independence Day. We will be back after the holiday weekend and look forward to connecting with you soon.

Happy Father's Day to all the fathers and father figures who show up with dedication, patience, and purpose.The day is a...
06/21/2026

Happy Father's Day to all the fathers and father figures who show up with dedication, patience, and purpose.

The day is a chance to honor the dads and father figures who have taught us life lessons, made us laugh, and shown us what dedication looks like.

To those celebrating, being celebrated, or honoring the memory of someone who shaped your journey, we wish you a meaningful day filled with appreciation.

It’s hard to believe we are already at the halfway point of the year. We hope that the first half of your year has been ...
06/16/2026

It’s hard to believe we are already at the halfway point of the year. We hope that the first half of your year has been wonderful, and that the second half is just as great.

If anything has come up for you over the past few months, or if you would simply like to check in with us, do not hesitate to reach out.

We are here to support you throughout the season. Give our team a call today, and we can find time to connect.

If there is one thing worth celebrating, it’s knowing that when life gets unpredictable, you are not facing it alone. Th...
06/15/2026

If there is one thing worth celebrating, it’s knowing that when life gets unpredictable, you are not facing it alone.

That is exactly why we do what we do, and clients like you make it all worthwhile. So, this National Insurance Day, we want to thank you for trusting us with your insurance needs.

As always, if you have any questions or needs, don’t hesitate to give us a call. We are here to help you!

Address

1465 S Fort Harrison Avenue, Ste 104
Clearwater, FL
33756

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+17272161111

Website

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