David Kelly VanDyk Mortgage

David Kelly VanDyk Mortgage David Kelly
NMLS # 380715
VanDyk Mortgage Corporation #3035

Happy Labor Day! Today is a good reminder to appreciate the work, the long hours, and the people who make things happen ...
09/07/2026

Happy Labor Day! Today is a good reminder to appreciate the work, the long hours, and the people who make things happen every day.

There’s something about a long weekend that makes you want a backyard, a grill, and enough room for everyone to stick ar...
09/04/2026

There’s something about a long weekend that makes you want a backyard, a grill, and enough room for everyone to stick around a little longer. If you’ve been picturing holidays, cookouts, and get-togethers in a home of your own, maybe it’s time to start looking for the place where everyone will gather next.

Spoiler: There aren't any.Ask away. We'd rather explain it than have you sitting there wondering.
09/02/2026

Spoiler: There aren't any.

Ask away. We'd rather explain it than have you sitting there wondering.

Type A? You’ve probably had September planned since July.Type B? You’re taking things as they come.Either way, a good pl...
08/31/2026

Type A? You’ve probably had September planned since July.

Type B? You’re taking things as they come.

Either way, a good plan never hurts — especially when buying a home is one of the things you’re thinking about.

We’re happy to help you figure out the next step.

An appraisal isn’t about whether the kitchen has the right backsplash or if the living room needs new paint. It’s an ass...
08/28/2026

An appraisal isn’t about whether the kitchen has the right backsplash or if the living room needs new paint. It’s an assessment of the property’s value based on factors like the home itself, its condition, location, and comparable sales. In other words: your questionable accent wall can stay out of the equation!

Seller concessions can potentially help cover certain closing costs and prepaid expenses, depending on the loan program ...
08/26/2026

Seller concessions can potentially help cover certain closing costs and prepaid expenses, depending on the loan program and transaction. It’s one of those mortgage details that can make a difference when you’re figuring out how much cash you actually need to bring to the table.

VA financing can offer eligible veterans and active-duty service members valuable benefits when purchasing a home, inclu...
08/24/2026

VA financing can offer eligible veterans and active-duty service members valuable benefits when purchasing a home, including options that may require little to no down payment. There’s more to the program than just the interest rate, so understanding your benefits before you start shopping can help you make a more informed move.

You’ve got friends who will tell you which house they like, which neighborhood has the best pizza, and whether that wall...
08/21/2026

You’ve got friends who will tell you which house they like, which neighborhood has the best pizza, and whether that wall color is a terrible idea. Then you’ve got us.

Think of us as the friend who knows mortgages, wants what’s best for you, and will help you make sense of your options. When it comes to buying a home, you’ve got a friend in us.

Moving is a great reminder that you probably own more than you thought. Your credit can work the same way. Taking a clos...
08/19/2026

Moving is a great reminder that you probably own more than you thought. Your credit can work the same way. Taking a closer look at your credit report may uncover old accounts, errors, or simple opportunities to improve your score. Before you start packing boxes for your next move, it might be worth unpacking your credit, too.

Sometimes the best places to live come with more space, fewer traffic lights, and maybe one bar of cell service. USDA lo...
08/17/2026

Sometimes the best places to live come with more space, fewer traffic lights, and maybe one bar of cell service. USDA loans can help eligible buyers purchase homes in qualifying rural areas, with options that may require no down payment. If that sounds like your kind of neighborhood, it’s worth exploring.

Address

14141 46th Street N Suite 1213
Clearwater, FL
33762

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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