SandStone Insurance Partners

05/25/2026

Freedom isn't free. Today, we remember those who paid the ultimate price. Happy Memorial Day from SandStone Insurance Partners!

05/22/2026

At the recent United Benefit Advisors® (UBA) Spring conference, SandStone’s Group Benefits Practice Leader, Mick Constantinou , took the stage to lead a presentation on predictive analytics in employee benefits.

Topics covered included renewal and budget planning, claims forecasting, early warning indicators for difficult renewal years, and stress-testing plan design changes before implementation.

The session drove strong peer engagement, with firms sharing insights ranging from AI analytics applications to prospecting, client retention, and how these tools can be utilized in the M&A space.

We’re proud to have Mick representing SandStone and contributing to the broader conversation around where our industry is headed.

05/15/2026

A few members of our Florida and YourMedPlan teams had a wonderful time volunteering this morning at the Humane Society of Tampa Bay Pinellas campus. One of our teammates even fell in love and brought a new furry friend home! Huge thanks to the Humane Society for the opportunity, and for the incredible work they do every day for animals in our community.

05/14/2026

We had a wonderful time at the Business Partners Appreciation Breakfast this morning! Seeing the students’ artwork and thank-you notes made the event especially meaningful, and we're proud to support such a thoughtful PTA & school community.

05/08/2026

May 3-9 is National Small Business Week, an ideal time to ask a hard question about your coverage: Does the Business Owner's Policy (BOP) you bought at startup still protect the company you have today?

Most business owners forget to review their coverage after they buy it. Five years in, the gaps add up.

We compiled the 10 most common coverage gaps on small business policies across the Southeast. Most owners have at least three of them right now.

Click the link below to explore potential gaps in your coverage before a claim hits:
https://sandstoneins.com/blog/10-common-small-business-insurance-gaps-in-2026-and-how-to-close-them/

Uncover 10 common small business insurance gaps, including Cyber liability, EPLI, business interruption, professional liability, inland marine, and more.

04/22/2026

In a recent cover feature for , CEO John Jassmann and President Charlie Robinson reflect the leadership and long-standing relationships that continue to drive SandStone Insurance Partners forward. We're proud to be part of the Belleair community and to serve our clients with a proactive, thoughtful approach to risk management.



Photo Credit: Anna Faiola Productions

04/08/2026

Homeowners insurance is not just increasing; risk classification is changing. According to a recent report from the U.S. Government Accountability Office (GAO), wind exposure is driving significantly higher premiums, especially in coastal and storm-prone areas.

Between 2019 and 2024, homes in "severe" or "extreme" wind risk areas had premiums about 58% higher on average than similar homes in the next lower risk category.

Learn key factors driving these increases and how to evaluate your coverage:
https://sandstoneins.com/blog/increasing-homeowners-insurance-the-impact-of-wind-risk-in-2026/?utm_source=facebook&utm_medium=social&utm_campaign=homeowners_wind_risk_blog

To review your coverage, contact our team at [email protected] or call +1 800-578-5578

03/27/2026

If your business shuts down tomorrow, would your insurance program replace your lost income?

Property insurance covers damage. It does not cover lost revenue, payroll, or ongoing expenses. That is where Business Interruption Insurance matters.

Learn how it works:
https://sandstoneins.com/blog/business-interruption-insurance-what-it-covers-costs-and-how-it-works/

Questions? Email [email protected].

03/18/2026

Most employees are not getting the full value from their health insurance.

From missed preventive care to underutilized benefits, gaps in understanding often lead to higher out-of-pocket costs and less effective coverage.

We put together a practical guide to help employers and their teams better understand and use their health insurance, including how to maximize available services, avoid common pitfalls, and make more informed decisions throughout the year.

Read the full blog here: https://sandstoneins.com/blog/how-employees-can-get-more-value-from-their-health-insurance-benefits/

If you are an employer looking to improve how your team understands and uses their health insurance, we can help. Reach out to us at [email protected] or call +1(855) 376-3186 to review your health insurance strategy today.

03/09/2026

SandStone Insurance Partners was proud to participate in WizardFest at Westchase Elementary School, connecting with families and other local businesses. Thank you to for hosting such a great event. We're grateful for opportunities to engage with the communities we serve!