Abbott Family Insurance

Abbott Family Insurance Crafted solutions with personal care.

04/10/2026

Most owners treat high cost specialty drugs like random bad luck. They are not. They are a strategy problem. Tighten prior auth, step therapy, and site of care, then use SIMRP based benefits to cushion the hit for families so you decide how your company participates in those costs, instead of handing the plan a blank check.

If you want the full breakdown and real examples, watch or listen here:

Blog (deep dive on the strategy):
https://www.abbottfamilyagency.com/what-we-do-blogs/what-can-we-do-about-high-cost-specialty-medications

SoundCloud (quick listen while you work):
https://soundcloud.com/matthew-abbott-243872017/what-can-we-do-about-high-cost?utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing&si=9ab24bd752184fbf982d4cba1b076713

Apple Podcast (for iPhone users):
https://podcasts.apple.com/us/podcast/what-can-we-do-about-high-cost-specialty-medications/id1884117899?i=1000760284539

Spotify (save it to your playlist):
https://open.spotify.com/episode/26gEDkRDR1bZgBDQiOSPIH?si=-JdAqnmRSQiNJDcXB5n2wg&nd=1&dlsi=144a540006df4e25

Most owners do not actually hate their health plan.They hate what it does to payroll, taxes, and cash flow.That is why t...
04/10/2026

Most owners do not actually hate their health plan.
They hate what it does to payroll, taxes, and cash flow.

That is why the smarter conversation is not always “Should we replace the plan?”
Sometimes it is “Should we fund it differently?”

SIMRP helps employers restructure part of their benefits spend in a more tax-efficient way, while still giving employees help with real-world medical costs like doctor visits, prescriptions, and out-of-pocket expenses.

Comment SIMRP if you want to see what this could look like with your actual numbers.

Most owners do not hate their health plan. They hate what it does to cash flow and payroll.SIMRP keeps your current cove...
04/09/2026

Most owners do not hate their health plan. They hate what it does to cash flow and payroll.

SIMRP keeps your current coverage but funds it more tax‑efficiently, so less leaks to payroll taxes and more shows up as real value for employees.

04/08/2026

Most companies try to fight burnout with pizza and T‑shirts, but your team is stressed about medical bills and family health, not swag.

SIMRP lets employers redirect part of compensation into real medical benefits, helping cover everyday costs like doctor visits and prescriptions so you are actually reducing stress, not just masking it.

If you want benefits that support real wellbeing instead of just buying lunch, comment “SIMRP” and I will show you what this could look like with your numbers.

Most owners try to keep morale up with free lunches, gift cards, and swag, but that does not touch the real stress comin...
04/08/2026

Most owners try to keep morale up with free lunches, gift cards, and swag, but that does not touch the real stress coming from medical bills and family health issues. SIMRP turns part of your compensation into a structured medical benefit that helps with real-life costs like doctor visits and prescriptions, which actually supports your team’s well-being.

04/07/2026

Most good people are not leaving you for 50 cents more an hour.
They are leaving because deductibles and surprise medical bills keep eating their paycheck.

SIMRP helps cover everyday medical costs so high deductibles do not push employees to chase the next “50 cents more” offer.
If you are tired of losing solid people for tiny wage bumps, comment “SIMRP” and I will show you what this could look like with your numbers.

Good people rarely leave just because of base pay.They leave because life keeps getting more expensive and their benefit...
04/07/2026

Good people rarely leave just because of base pay.
They leave because life keeps getting more expensive and their benefits are not keeping up.

High deductibles, surprise bills, and out-of-pocket costs quietly eat into every paycheck. Eventually, another company waves 50 cents more an hour and it feels like the only way to breathe.

A SIMRP strategy lets you turn part of your compensation into a tax-efficient medical benefit that helps cover real-world costs like deductibles, copays, and everyday care. That means your offers feel stronger without simply inflating taxable wages.

If you are tired of losing solid people to tiny wage bumps, it is time to upgrade the benefit side of the package. Comment “SIMRP” and I will show you what this could look like with your numbers.

Easter is a reminder that renewal and hope matter, especially for families carrying a lot on their shoulders. For busine...
04/06/2026

Easter is a reminder that renewal and hope matter, especially for families carrying a lot on their shoulders. For business owners, it is also a chance to rethink how you care for your team through smarter, tax‑efficient benefits.

04/03/2026

On job sites and in shops, most 401k “problems” are really benefit design problems, not employee character problems.

In this new episode and blog, I walk through how to keep your team from raiding their retirement with loans and hardship withdrawals by tightening up the safety net around them: clearer vesting conversations, smarter loan education, and SIMRP style medical reimbursement that gives employees somewhere else to turn when life hits.

Blog:
https://www.abbottfamilyagency.com/what-we-do-blogs/protecting-yourself-so-you-do-not-have-to-raid-retirement-in-the-first-place

YouTube:
https://youtu.be/EfvbWual7r4?si=ImndMUnaw3qIhVCX

Apple Podcast:
https://podcasts.apple.com/us/podcast/protecting-yourself-so-you-do-not-have-to-raid-retirement/id1884117899?i=1000758703652

Spotify:
https://open.spotify.com/episode/33NslqHfwt7AHpEddWgNL6?si=d-D-ne6mSvGp1FKs2uYqhw&nd=1&dlsi=1ea33edc932249e4

SoundCloud:
https://soundcloud.com/matthew-abbott-243872017/protecting-yourself-so-you-do?utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing&si=636fa4b2601d4752b7fd263c8fc3e6d7

Address

2189 Cleveland Street Unit 275
Clearwater, FL
33765

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 9am - 5pm

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