Waterfall Bank

Waterfall Bank | Cascading with Service |
Waterfall Bank strives to give clients a different type of banking experience, one that focuses on the client.

Our mission is to make banking simple by bringing our customers the latest in technology.

Just because you're away from home doesn't mean you should have to pay to access your money.Wherever your travels take y...
07/30/2026

Just because you're away from home doesn't mean you should have to pay to access your money.

Wherever your travels take you, Waterfall Bank gives you access to surcharge-free ATMs nationwide through the MoneyPass® network.

So go ahead and focus on the itinerary. We'll take care of the cash.

Find a surcharge-free ATM at waterfallbank.com.

Planning for growth in the second half of the year?Whether you're expanding your footprint, purchasing property, or inve...
07/28/2026

Planning for growth in the second half of the year?

Whether you're expanding your footprint, purchasing property, or investing in your next location, Waterfall Bank's commercial real estate lending solutions are designed to help your business move forward with confidence.

Our experienced team works closely with you to structure financing that supports your long-term vision.

Learn more at waterfallbank.com/business-lending or call (727) 472-3599.

Retirement planning isn't something you set once and forget.As the second half of the year begins, now is a great time t...
07/23/2026

Retirement planning isn't something you set once and forget.

As the second half of the year begins, now is a great time to revisit your IRA contributions and see if you're on pace to reach your goals.

Even modest increases today can have a meaningful impact over time thanks to the power of consistency.

To learn more about IRAs and retirement planning, visit waterfallbank.com/cds-iras or call (727) 472-3599.

Waterfall Wisdom: When it comes to growing your savings, there is no one-size-fits-all answer.A Certificate of Deposit c...
07/21/2026

Waterfall Wisdom: When it comes to growing your savings, there is no one-size-fits-all answer.

A Certificate of Deposit can provide the certainty of a fixed rate over a set period of time, while a Money Market account offers competitive returns with added flexibility and access to your funds.

The right choice depends on your goals, timeline, and how you want your money to work for you.

Not sure which option fits your needs? Connect with a concierge banker at (727) 472-3599 or visit waterfallbank.com to explore your options.

Summer memories are easier to make when splitting expenses doesn't become a chore.With Waterfall Bank's digital banking ...
07/17/2026

Summer memories are easier to make when splitting expenses doesn't become a chore.

With Waterfall Bank's digital banking tools, person-to-person transfers make it simple to reimburse friends, share travel expenses, or send money securely to people you know and trust.

Because coordinating the trip should be easier than deciding where to eat.

Learn more at waterfallbank.com/mobile-banking/ or call (727) 472-3599.

Congratulations, Nathan Shepard! Waterfall Bank celebrates you and your client on this new loan! Helping businesses grow...
07/16/2026

Congratulations, Nathan Shepard! Waterfall Bank celebrates you and your client on this new loan!

Helping businesses grow is at the heart of what we do.

Waterfall Bank recently funded a $663,700 small business loan to support the acquisition of a dry-cleaning business. The financing included business acquisition, working capital, and closing costs, helping position the business for long-term success.

At Waterfall Bank, you'll work with experienced bankers who take the time to understand your business and your goals. If you're exploring financing options, we'd love to start the conversation. Visit WaterfallBank.com or call (727) 472-3599.

Not all banking experiences are created equal.At Waterfall Bank, you'll find responsive, concierge-level service without...
07/13/2026

Not all banking experiences are created equal.

At Waterfall Bank, you'll find responsive, concierge-level service without call centers or endless transfers. You'll have access to secure digital tools, personalized support, and a team that understands the importance of discretion, efficiency, and exceptional service.

It's banking designed around your needs, not someone else's schedule.

Experience the difference, call (727) 472-3599 or visit waterfallbank.com.

Congratulations,  Kevin Gilligan! Waterfall Bank celebrates you and your client on this new loan! Every successful busin...
07/10/2026

Congratulations, Kevin Gilligan! Waterfall Bank celebrates you and your client on this new loan!

Every successful business has a story, and we're proud to play a part in the next chapter.

Waterfall Bank recently funded a $681,000 small business loan to support the acquisition of a professional specialty employee placement services business. The financing included business acquisition, working capital, and closing costs, providing the resources needed for a smooth transition and continued growth.

Whether you're purchasing a business or planning your next stage of growth, our team is here to provide personalized guidance every step of the way. Learn more at WaterfallBank.com or call (727) 472-3599.

Mid-year is more than a milestone. It's an opportunity.The first half of the year may have brought new priorities, chang...
07/09/2026

Mid-year is more than a milestone. It's an opportunity.

The first half of the year may have brought new priorities, changing markets, or unexpected opportunities. Now is a good time to revisit your financial strategy and make sure the second half of the year reflects where you're headed, not just where you started.

Our concierge bankers are here to help you review, refine, and plan with confidence. Call (727) 472-3599 or visit waterfallbank.com.

The best trips start long before the bags are packed.Whether you're planning a family getaway, a bucket-list vacation, o...
07/07/2026

The best trips start long before the bags are packed.

Whether you're planning a family getaway, a bucket-list vacation, or simply setting money aside for future adventures, Waterfall Bank offers a variety of savings solutions to help you travel with confidence.

From Money Market accounts and Certificates of Deposit to Advantage Savings, we can help you build a plan that works for your goals and timeline.

Learn more at waterfallbank.com or call (727) 472-3599.

Address

500 McLennan Street
Clearwater, FL
33756

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 5pm

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