Waterfall Bank

Waterfall Bank | Cascading with Service |
Waterfall Bank strives to give clients a different type of banking experience, one that focuses on the client.

Our mission is to make banking simple by bringing our customers the latest in technology.

Looking for a savings account that works a little harder?A Waterfall Bank Elite Money Market Account gives you the oppor...
06/01/2026

Looking for a savings account that works a little harder?

A Waterfall Bank Elite Money Market Account gives you the opportunity to earn up to 3.50% APY* while maintaining access to your funds when you need them. Whether you're building an emergency fund, saving for a major purchase, or simply looking to earn more on your deposits, it can be a smart addition to your financial strategy.

To learn more about our savings options, email [email protected] or call (888) 841-0733 to speak with a concierge banker.

*Annual percentage yield (APY) current as of 5/18/26. Actual APY is tiered based on the amount of money you deposit with Waterfall Bank; call us to understand tiers. New money only. New money is defined as money not currently deposited with Waterfall Bank. Fees could reduce earnings. Money Market rates can change at any time.

Waterfall Wisdom: Graduation is a major milestone, and a great time to start building strong financial habits.A few simp...
05/29/2026

Waterfall Wisdom: Graduation is a major milestone, and a great time to start building strong financial habits.

A few simple steps, like creating a budget, starting a savings plan, and understanding credit, can set the foundation for long-term success.

If you or a recent graduate would like guidance getting started, connect with a concierge banker at (727) 472-3599 or visit waterfallbank.com.

Travel should feel like a break, not a checklist.Setting up automatic bill pay allows your finances to stay organized wh...
05/27/2026

Travel should feel like a break, not a checklist.

Setting up automatic bill pay allows your finances to stay organized while you are away, so everything is handled before you even leave.

To get started, call (727) 472-3599 or visit waterfallbank.com.

Today, we honor and remember the brave men and women who gave their lives in service to our country.In observance of Mem...
05/25/2026

Today, we honor and remember the brave men and women who gave their lives in service to our country.

In observance of Memorial Day, Waterfall Bank offices are closed.

While our offices are closed, your accounts remain just a tap away with online and mobile banking.

Bank anytime, anywhere with our online and mobile banking — available 24/7 for your convenience.

School is almost out. Saving habits do not have to be.A simple summer savings challenge can help your child build confid...
05/22/2026

School is almost out. Saving habits do not have to be.

A simple summer savings challenge can help your child build confidence, stay engaged, and start forming smart financial habits early. A youth savings account is a great place to begin.

Learn more at waterfallbank.com/personal-savings or call (727) 472-3599.

In observance of Memorial Day, Waterfall Bank offices will be closed on Monday, May 26.Even when our offices are closed,...
05/21/2026

In observance of Memorial Day, Waterfall Bank offices will be closed on Monday, May 26.

Even when our offices are closed, our online and mobile banking services are always open.

Our digital banking tools are always available — giving you secure access to your accounts whenever you need it.

Hurricane season begins June 1, and preparation now can make all the difference later.An emergency savings fund can help...
05/18/2026

Hurricane season begins June 1, and preparation now can make all the difference later.

An emergency savings fund can help cover unexpected expenses and provide peace of mind during uncertain situations.

Even small, consistent contributions can build a stronger financial safety net over time.

If you would like help setting up a savings plan, call (727) 472-3599 or visit waterfallbank.com.

During National Small Business Month, it is a great time to put excess business funds to work.A Business Certificate of ...
05/15/2026

During National Small Business Month, it is a great time to put excess business funds to work.

A Business Certificate of Deposit offers a secure way to grow your savings while keeping your financial strategy on track. It is a simple, reliable option for businesses looking to make the most of their capital.

To learn more about current rates, visit waterfallbank.com or call (727) 472-3599.

Thinking about buying a car soon?Before you start visiting dealerships, it helps to understand what fits your budget. Ou...
05/12/2026

Thinking about buying a car soon?

Before you start visiting dealerships, it helps to understand what fits your budget. Our financial calculators can give you a clearer picture of monthly payments, loan options, and what to expect along the way.

Start planning at waterfallbank.com/financial-calculators or call (727) 472-3599 to speak with a concierge banker.

This Mother’s Day, think beyond the expected.An IRA is a different kind of gift. It is one that supports her future, str...
05/10/2026

This Mother’s Day, think beyond the expected.

An IRA is a different kind of gift. It is one that supports her future, strengthens your family’s financial foundation, and continues to grow over time.

It’s not just thoughtful. It’s lasting.

Learn more at waterfallbank.com/cds-iras or call (727) 472-3599.

Address

500 McLennan Street
Clearwater, FL
33756

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 5pm

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