Safe Harbor Financial Advisors LLC

06/24/2026

Maximize your retirement savings with a SEP IRA:

If you’re self-employed, a SEP IRA offers one of the most powerful ways to build retirement savings while lowering your current tax burden. With higher contribution limits than traditional IRAs and flexible annual contributions, a SEP IRA can help you grow wealth on your terms—without the complexity of other retirement plans.
Key benefits include:

• Tax-deductible contributions that can reduce your taxable income
• High contribution limits based on your income
• Simple setup and minimal administrative requirements
• Flexibility to adjust contributions year to year

At Safe Harbor Financial Advisors, we specialize in helping business owners design retirement strategies that align with their goals, income, and long-term vision. Schedule your free consultation today to see how a SEP IRA can work for you.

Tax-deferred retirement plans for self-employed individuals have higher contribution limits than IRAs.

06/23/2026

Small business owners — looking for real, local insight you can use?
On the Business Owner Resource Page https://www.shfinancialadvisors.com/Business-Owner-Resource-Page.10.htm at Safe Harbor Financial Advisors, Inc., our monthly “Ask the Expert” podcast features established Tampa business owners sharing practical strategies and best practices.
This month’s guest is Scott Johnson, host of the What Was That Like podcast offering valuable insight on storytelling and building a strong brand.

Check out the latest episode and start putting these ideas to work in your business.

As a small business owner, understanding employee benefits is crucial for attracting and retaining top talent. These links may provide practical insights, tips, and resources to help you make informed decisions. Whether you're exploring health insurance options, retirement plans, or wellness program...

06/22/2026

A financially confident team is a stronger team. Learn how a financial wellness plan can reduce stress, boost productivity, and support your employees, while strengthening your business. Contact us to schedule a free consultation.

What Is a Financial Wellness Plan?

06/19/2026

You insure your building.
You insure your equipment.
But have you protected your business itself?
Life insurance plays a bigger role in business planning than most owners realize—from succession planning to keeping operations running smoothly.
Learn why it matters:
https://www.shfinancialadvisors.com/What-Is-Life-Insurance-for-Business-Owners.c1069.htm
Reach out today if you’d like to talk about how this fits into your business plan.

Company-owned life insurance is one way to help protect a business from financial problems caused by the death of a key employee.

06/18/2026

In this month's episode of "Ask the Expert," https://www.shfinancialadvisors.com/Business-Owner-Resource-Page.10.htm we’re joined by Scott Johnson, host of the wildly popular What Was That Like podcast—and we’re diving deep into the world of podcasting!

From how to attract and keep loyal listeners to the big question: “Could a plumber (or any business owner) benefit from having a podcast?”—Scott shares real insights, practical tips, and surprising perspectives you won’t want to miss.

Whether you’re a business owner considering podcasting as a marketing strategy or just curious about what goes on behind the scenes of a successful show, this episode is packed with value.

06/17/2026

Attracting and retaining great employees today requires more than just competitive pay—your benefits package plays a critical role.
From health insurance options, vison and dental plans, retirement plans, life insurance, and disability coverage, the right mix can strengthen your team and your business.
Stay competitive, understand employer requirements, and offer benefits your employees truly value.

https://www.broadridgeadvisor.com/pdfservice/37204306172026_091931.SingleDoc.pdf

Call to schedule your free benefits consultation today.

06/16/2026

Running a business comes with constant learning — and sometimes the best insights come from other business owners who’ve already been there. That’s why we created Ask the Expert, our monthly interview series where local professionals share practical tips, real‑world experience, and strategies you can put to work in your own business.

Each month’s episode is available on the Business Owner Resource Page of our website, https://www.shfinancialadvisors.com/Business-Owner-Resource-Page.10.htmalongside tools and guidance designed to support you at every stage of your business journey.

This month, Ask the Expert features Scott Johnson, host of the What Was That Like podcast. Scott offers valuable insights on storytelling, communication, and building stronger connections — lessons every business owner can use to strengthen their brand and message.

Visit the Resource Page to watch this month’s episode and explore past interviews.

06/15/2026

Whether it is your business or personal finances, a mid-year financial checkup can keep you on track to reach your goals. Let Safe Harbor Financial Advisors help you stay aligned and confident. Call to schedule a free consultation today.

Video: Time for a Financial Checkup

06/12/2026

Pinellas County Business Owners — You’re Not Alone
Running a business can feel overwhelming at times, but there is a strong network of support right here in Pinellas County. Whether you are just getting started or looking to grow, there are many free and low-cost resources available to help you succeed.
Here are some valuable organizations you can tap into:

SCORE (Free Mentorship & Workshops)
Get guidance from experienced business mentors
https://www.score.org

Florida Small Business Development Center (SBDC at USF)
Support with business plans, funding, marketing, and strategy
https://sbdctampabay.com

U.S. Small Business Administration (SBA)
Tools, funding programs, and training resources
https://www.sba.gov

Florida Women’s Business Center
Support and resources for women entrepreneurs
https://flwbc.org

Local Chambers of Commerce in Pinellas County
Connecting you with your local business community:

St. Petersburg Area Chamber of Commerce
https://www.stpete.com

Clearwater Regional Chamber of Commerce
https://www.clearwaterchamber.com

Largo/Mid-Pinellas Chamber of Commerce
https://www.largomidpinellas.com

Dunedin Chamber of Commerce
https://www.dunedin-fl.com

Safety Harbor Chamber of Commerce
https://www.safetyharborchamber.com

Palm Harbor Chamber of Commerce
https://www.palmharborcc.org

Tarpon Springs Area Chamber of Commerce
https://www.tarponspringschamber.org

Seminole Chamber of Commerce
https://www.seminolechamber.org

Tampa Bay Beaches Chamber of Commerce
https://www.tampabaybeaches.com

Upper Tampa Bay Chamber of Commerce (serving parts of northern Pinellas)
https://www.uppertampabaychamber.org

You do not have to figure everything out on your own. These organizations exist to support, guide, and connect you with others who understand the journey.
If you are a business owner in Pinellas County, introduce yourself in the comments and share what you do. Let’s build a stronger local business community togethers.



https://www.shfinancialadvisors.com/Business-Owner-Resource-Page.10.htm

As a small business owner, understanding employee benefits is crucial for attracting and retaining top talent. These links may provide practical insights, tips, and resources to help you make informed decisions. Whether you're exploring health insurance options, retirement plans, or wellness program...

06/11/2026

This month's Ask the Expert podcast with Scott Johnson, host of the What Was That Like podcast: Somehow AI always makes its way into the conversation — even when we’re talking podcasting’s future. Great insight on why real human voices still matter.



https://www.shfinancialadvisors.com/Business-Owner-Resource-Page.10.htm