Tyler Ginther, Licensed Life & Health Insurance Advisor

Tyler Ginther, Licensed Life & Health Insurance Advisor Partner and Broker at 3 Pillars Insurance Group. Licensed Advisor since 2009. In his free time, he enjoys the outdoors, golfing, thrifting, and repurposing.

Tyler is a Partner and a licensed life and health insurance advisor with 3 Pillars Insurance Group. Prior to forming 3 Pillars, Tyler was a Medicare Specialist for Humana for 10 years. Since earning his Life & Health Insurance license in 2009, Tyler has been assisting clients with education, enrollment, and customer service. Tyler lives in Clear Lake Iowa, along with his fiance, 11-year-old daught

er, and boy/girl twins who were born in 2021. As an insurance advisor for over 14 years, Tyler contributes much of his success and value to truly believing in treating everyone he meets as a member of his own family.

When someone passes away, their family may inherit more than memories.They may also face mortgages, loans, bills, and ev...
08/26/2026

When someone passes away, their family may inherit more than memories.

They may also face mortgages, loans, bills, and everyday expenses.

Life insurance can help create financial support during one of life’s most difficult moments. ❤️

Most confusion comes from how billing actually works 🤔Coverage rules, billing codes, and provider charges all interact d...
08/24/2026

Most confusion comes from how billing actually works 🤔
Coverage rules, billing codes, and provider charges all interact differently, which is why bills often look more complicated than expected.

A common question we hear is: 'What exactly am I paying for before insurance kicks in?'Think of your deductible as the a...
08/21/2026

A common question we hear is: 'What exactly am I paying for before insurance kicks in?'

Think of your deductible as the amount you pay for covered health services before your insurance plan starts to pay. Once you have reached that set amount for the year, your plan begins to share the costs of your care with you.

Many people have life insurance but never review if their coverage still matches their current life.Your income, debts, ...
08/19/2026

Many people have life insurance but never review if their coverage still matches their current life.

Your income, debts, family needs, and future goals can change over time.

The right amount of coverage today may look different than it did years ago. 📊

A low monthly premium doesn’t always mean lower total cost 💡Copays, deductibles, and out-of-pocket limits can add up qui...
08/17/2026

A low monthly premium doesn’t always mean lower total cost 💡
Copays, deductibles, and out-of-pocket limits can add up quickly. It’s important to look at the full picture, not just the monthly payment.

As your life changes, your health needs may change, too. Here is a quick audit to keep your coverage on track:1. Update ...
08/14/2026

As your life changes, your health needs may change, too. Here is a quick audit to keep your coverage on track:

1. Update your contact info with your provider.
2. Verify if your current doctor is still in your network.
3. Review your plan's summary of benefits for any updates.

Taking ten minutes for this audit keeps your coverage working exactly how you need it to.

Life changes — and your beneficiary choices should keep up.Consider reviewing them after:💍 Marriage or divorce👶 Birth of...
08/12/2026

Life changes — and your beneficiary choices should keep up.

Consider reviewing them after:

💍 Marriage or divorce
👶 Birth of a child
💼 Major financial changes

Keeping this information updated helps make sure your wishes are followed.

Coverage while traveling depends on your plan 🌍Some situations are covered, especially emergencies, but routine care out...
08/10/2026

Coverage while traveling depends on your plan 🌍
Some situations are covered, especially emergencies, but routine care outside your network may not be. Knowing your plan rules before you travel is important.

Before heading to a specialist for a non-emergency procedure, always double-check if your insurance plan requires a 'pri...
08/07/2026

Before heading to a specialist for a non-emergency procedure, always double-check if your insurance plan requires a 'prior authorization.'

This is a simple request your doctor submits to confirm the procedure is covered under your plan. Taking thirty seconds to confirm this with your doctor's office front desk can save you a significant amount of paperwork and stress.

Buying a home is one of the biggest financial steps a couple can take.But a mortgage is only one part of the picture. Ma...
08/05/2026

Buying a home is one of the biggest financial steps a couple can take.

But a mortgage is only one part of the picture. Many families also think about protecting their income, future plans, and the people who depend on them.

A strong financial plan protects more than just a house. 💡

Address

Clear Lake, IA
50428

Telephone

+16412081423

Website

Alerts

Be the first to know and let us send you an email when Tyler Ginther, Licensed Life & Health Insurance Advisor posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Tyler Ginther, Licensed Life & Health Insurance Advisor:

Shortcuts

Share

Category