PrimeLending-Clayton

09/21/2023

Another 5 Star review!! "As first time homebuyers, Dave was really thorough in our loan process and worked diligently to get us to a point of comfort! He was responsive and always willing to answer our questions! Thank you, Dave!"

Who's next?!! These are certainly challenging times but having a local mortgage expert in your corner is invaluable. We're here to help so please call or message us today if you need any guidance or sound mortgage advice!!

08/28/2023

If you're looking for a great experience with a knowledgeable and committed Loan Officer, then look no further! We're here to help you and your clients with the mortgage process. It doesn't have to be stressful when you have the right team!

08/19/2023

07/26/2023

As expected, the Fed raised the Fed rate by .25% today. The market expected this so I don't foresee a huge jump in mortgage rates. With all of the data we see on on the back end, we're still 90% confident rates will ease in 12 mos or so. Hang in there!!

* Federal Open Market Committee raises benchmark rate by 25 basis points, as widely anticipated, to target range of 5.25%-5.5%, highest since 2001; leaves door open to further increases

* Fed says it “will continue to assess additional information and its implications for monetary policy,” suggesting next meeting could be either another hike, or it could pause or skip again; also repeats language referring to consideration of “the extent of additional policy firming that may be appropriate”

* Slight upgrade of economic assessment, saying that economy “has been expanding at a moderate pace,” a change from “modest pace” in June statement

07/17/2023

USDA just increased their income limits!!! For a family of 1-4 the new income limit is $130,300! WOW! Please contact us if you have any questions or need county specific info!

07/11/2023

The latest sales info for Johnston County, North Carolina. There’s still plenty of opportunity out there!

06/20/2023

Looking for a great Lender/Realtor team? While rate is important, it’s not just about the rate. The long-term financial health of our clients is the most important thing so please be sure to ask these five questions.

06/08/2023

PrimeLending is your local source for honest, accurate and knowledgeable mortgage experts. We’re relocating the Clayton office to the Raleigh office, but its just an address change. Jeff Williams and I are still here to help you and your clients. We’ve been remote for nearly 3 years so nothing will change with service or expectations, but I wanted to put this video out there to remind you we’re not going anywhere. 🙂

06/01/2023

Be in the know when it comes to your credit!

Are you aware of the top 5 factors that affect your credit score the most?

If not, then save this post!

Then, complete this homework assignment:

Pull a free credit report and do an audit on your balance owed versus credit limit on each credit card you have.

If any of these ratios are more than 30% then shoot me a message so we can discuss what your next best strategy will be which will help your credit score!