David Goldberg Guaranteed Rate Affinity NMLS #1052663

David Goldberg Guaranteed Rate Affinity NMLS #1052663 I am a Vice President, Mortgage Lending NMLS # 1052663 at Guaranteed Rate Affinity NMLS # 1598647.

At Guaranteed Rate Affinity, we provide the best experience possible, featuring incredibly low rates, fantastic customer service and a fast, simple process!

09/03/2026

Many buyers assume that spring is the best time to enter the market, but don’t forget about fall. In reality, it’s less about finding a perfect season and more about finding what works for you. To help you consider your options, I’m happy to help you time your purchase.

Let’s start early to prepare for whatever your homebuying journey has in store.
https://myoc.io/jyyLO3hGkzr/Db3tG



NMLS # 1052663

09/01/2026

Here’s to everyone who works behind the scenes to make a home purchase happen. Together, we help you go from house hunting to move-in. Ready to get in the game?

Let’s talk about any questions you may have about the homebuying process.
https://myoc.io/jyyLO3hGkzr



NMLS # 1052663

08/31/2026

You've put in the years and built real equity in your home. So what can you actually do with it? A HELOC is one option that may let eligible homeowners tap into a portion of that equity, up to an approved limit, for the goals that matter to them.

If you've been curious how your equity fits your bigger plans, it's worth a conversation.
https://myoc.io/jyyLO3hGkzr/b23p7



NMLS # 1052663

08/27/2026

Your mortgage was built around your life at closing. But life keeps moving, and sometimes it's worth checking whether your mortgage has kept up. Refinancing is one option, though it's not the only one, which is exactly why a quick conversation makes it clearer. No pressure, just clarity when you want it.

Save this for when your situation shifts, and reach out anytime you're ready to talk.
https://myoc.io/jyyLO3hGkzr/C51En



NMLS # 1052663

08/26/2026

Buying a home feels a lot less overwhelming when you start early. A few smart moves now may shape the options you will have later.

Message me whenever you want to talk through your starting point.
https://myoc.io/jyyLO3hGkzr/Cfsvf



NMLS # 1052663

08/24/2026

You don’t need a W-2 to get a mortgage. Asset utilization lets qualified borrowers use liquid assets instead of traditional employment documentation.
That means savings, investment accounts, stocks, crypto, retirement accounts and bonds give you access to loans up to $5M, without liquidating your portfolio.

If you’re a retiree, investor or anyone who’s built wealth outside of a W-2, this is for you.
https://myoc.io/jyyLO3hGkzr/N8INZ



NMLS # 1052663

08/21/2026

Hear from one of our top Loan Officers, Greta Slagill, as she shares what one of our core values, “We Have an Owner’s Mentality," means to her.

At Guaranteed Rate Affinity, we embrace a scrappy, entrepreneurial mindset. We will always invest in what matters to our members, referral partners and the communities we serve.


08/21/2026

Relocating comes with big decisions, and having the right guidance can make the process easier.

From understanding your options to creating a clear plan, Guaranteed Rate Affinity helps clients feel confident wherever their next move takes them 🌎

08/20/2026

The best partnerships start with a conversation.

Whether you are exploring your next career opportunity or looking for a better mortgage experience, Guaranteed Rate Affinity is always ready to connect.

08/20/2026

So, did you crack it before the answer dropped? Property taxes love to keep you guessing. Every time your area reassesses, the number can move, which is why your monthly total sometimes shifts even when nothing about your loan has changed. Figuring out what is really behind those numbers is the fun part.

Drop your guess in the comments and let me know if you got it. Then reach out whenever you want to break it all down together.
https://myoc.io/jyyLO3hGkzr/lKvtm



NMLS # 1052663

08/19/2026

Learn from the best of the best, Rick Harrington, as he takes you through his day and shows us what it truly looks like to make the most of every partnership opportunity.

Rick’s approach is a powerful reminder that success is built through meaningful connections. When we work together, we don’t just expand our networks, we amplify what’s possible.

08/19/2026

Culture is built through the people, values, and actions that shape every day.

At Guaranteed Rate Affinity, our culture is focused on collaboration, innovation, and creating an environment where people can grow and succeed ✨

08/19/2026

How well do you really know your monthly payment? A lot of people are surprised there's more going on than principal and interest. Taxes and insurance are part of the deal too.

If you want the full rundown of what your monthly payment includes, reach out to me today and we'll go through it together.
https://myoc.io/jyyLO3hGkzr/7uGUD



NMLS # 1052663

08/19/2026

If you’re thinking about buying, cooler inflation and slower growth are giving
mortgage markets some relief without signaling a recession. This week’s housing reports could show whether that shift is starting to lift buyer confidence and demand. Connect with one of our Loan Officers now to compare your options and be ready with your financing plan in place.

Signed contracts dropped month over month in all four regions, though the Midwest was the only region to see a year-over...
08/18/2026

Signed contracts dropped month over month in all four regions, though the Midwest was the only region to see a year-over-year increase. That means your local market may tell a different story than the national trend, especially when it comes to available homes, competition and timing. A clear financing plan can help you understand your options before you make a move.

Let’s discuss what the latest pending home sales report could mean for your opportunities ahead.
https://myoc.io/jyyLO3hGkzr/rCqmB



NMLS # 1052663

08/18/2026

Hear from Denny Bennett on what makes Life at Guaranteed Rate Affinity so incredible from the cutting-edge technology to the people-first culture. Curious what it’s really like to be part of the team? Hear it straight from Denny and discover what sets Guaranteed Rate Affinity apart.

Congratulations to Rick Harrington for achieving this incredible milestone. Welcome to the Centurion Club!
08/18/2026

Congratulations to Rick Harrington for achieving this incredible milestone. Welcome to the Centurion Club!

Congratulations Matthew Hibler on your incredible achievement earning a spot in the Chairman’s Circle!
08/18/2026

Congratulations Matthew Hibler on your incredible achievement earning a spot in the Chairman’s Circle!

08/17/2026

Getting approved for a home loan in 5 minutes sounds great.

But a mortgage approval is only useful if someone actually reviews what’s behind it.

A lot of quick approvals are based on whatever gets entered into the application. Income, debt, assets, job history, cash to close, all of it.

And if one of those numbers is off, the computer saying “approved” doesn’t mean the file is actually solid.

The underwriter still gets a vote.

That’s where things can change.

Maybe your income is counted differently than you thought. Maybe a debt was missed. Maybe your cash for closing needs to be documented a certain way. Maybe the loan program doesn’t fit as cleanly as it looked on the screen.

That doesn’t mean fast applications are bad.

They can be a helpful starting point.

But they shouldn’t replace a real review from someone who knows what they’re looking at.

I’d rather find the problem early than five days before closing when everyone suddenly starts typing emails with “urgent” in the subject line.

This is one of the largest purchases you’ll ever make.

If you want someone who’s structured hundreds of millions in mortgage transactions to help guide you through the process, comment GUIDE and we’ll reach out.

Address

222 South Central Avenue, Suite 202
Clayton, MO
63105

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+13146491813

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