Tim Kozar, Mortgage Planner

Tim Kozar, Mortgage Planner Everything you need for your mortgage! Licensed in MI OH FL
NMLS:2039119

When it comes to mortgages, there’s no one-size-fits-all solution. 🏡 Different loan options are designed to fit differen...
06/10/2026

When it comes to mortgages, there’s no one-size-fits-all solution. 🏡 Different loan options are designed to fit different financial goals, timelines, and comfort levels. Understanding how each type of mortgage works can help you choose the option that makes the most sense for your unique situation. If you're not sure which loan program may be the best fit for you, send me a message and let's talk through your options!

Life changes, and sometimes your home needs change right along with it. 🏡 Whether you're looking for more room to grow, ...
06/09/2026

Life changes, and sometimes your home needs change right along with it. 🏡 Whether you're looking for more room to grow, less space to maintain, or a home that better fits your current lifestyle, a move could make more sense than you think. The good news is that there are financing options available for all kinds of transitions, not just first-time homebuyers. If you're wondering what your next move might look like, send me a message and let's explore your options!

Working with me means you’re getting more than just the basics—I’m all about the extras! From personalized advice to tho...
06/05/2026

Working with me means you’re getting more than just the basics—I’m all about the extras! From personalized advice to thoughtful touches that make your experience smoother (and sweeter), I’m here to go above and beyond. Think of me as your home loan secret ingredient.

Weighing the benefits of buying against those of renting is something everyone needs to do. Let me help you with the lis...
06/03/2026

Weighing the benefits of buying against those of renting is something everyone needs to do. Let me help you with the list of buying benefits. I can answer any of your homebuying questions.

Home renovations can add up quickly, which is why planning ahead financially is so important. 🔨🏡 Whether you’re updating...
05/28/2026

Home renovations can add up quickly, which is why planning ahead financially is so important. 🔨🏡 Whether you’re updating one room or taking on a larger remodel, understanding potential costs can help you make smarter decisions and avoid surprises along the way. If you’re thinking about renovations and want to explore financing options, send me a message and let’s chat!

Home projects can be exciting, but choosing the right way to finance them is just as important as choosing the renovatio...
05/27/2026

Home projects can be exciting, but choosing the right way to finance them is just as important as choosing the renovation itself. 🔨🏡 From tapping into home equity to using savings strategically, homeowners have several options depending on their goals and budget. The right financing approach can help you improve your space while keeping your long-term financial plans on track. If you’re thinking about renovations and want to explore your options, send me a message and let’s chat!

Buying your dream home is exciting—but getting the best possible price can make an even bigger impact on your long-term ...
05/26/2026

Buying your dream home is exciting—but getting the best possible price can make an even bigger impact on your long-term finances. 🏡 The right offer strategy, paired with smart financing, can help you maximize your buying power and keep your monthly payment in line with your goals. Knowing when opportunities exist in the market is key to making a confident move. If you’re ready to buy and want guidance on both price and financing, send me a message and let’s connect!

🎈Closing Day🎈Congrats to my first time home buyers Dugan & Skylar for closing on their home yesterday 🤗Thank you for cho...
05/22/2026

🎈Closing Day🎈

Congrats to my first time home buyers Dugan & Skylar for closing on their home yesterday 🤗

Thank you for choosing me for your mortgage 🔑

Whether you’re just starting to explore or ready to make a move, having the right support can make all the difference 🏡✨...
05/22/2026

Whether you’re just starting to explore or ready to make a move, having the right support can make all the difference 🏡✨ I’m here to guide you through every step and help make the process feel clear, smooth, and even a little fun. Every journey looks different, and I’m all about tailoring the experience to fit your goals. If a new home is on your radar, I’d love to be part of your story. Send me a message and let’s get started!

Some home updates do more than improve appearance, they can completely transform the way you live in your space. 🏡 Wheth...
05/21/2026

Some home updates do more than improve appearance, they can completely transform the way you live in your space. 🏡 Whether you’re upgrading for comfort, functionality, or long-term value, thoughtful renovations can make your home feel brand new again. And if financing those projects is part of the plan, having the right loan options can help bring those ideas to life. Send me a message if you’d like to explore financing solutions for your next home project!

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Clawson, MI

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