Augustine Insurance Group

10/16/2026

Your insurance needs don’t stay the same when the nest empties, but what changes?

Do your insurance needs stay the same when the nest empties?

10/14/2026

You may think your condo association’s master policy provides all the coverage you need, but it typically focuses on the building’s exterior, structure, and shared spaces, leaving gaps that your own condo insurance can help fill.

Condo insurance can help cover:

• Interior features you’re responsible for insuring, such as flooring, cabinets, and fixtures.
• Personal belongings, such as furniture and electronics.
• Personal liability if you’re held responsible for someone’s injury or damage to their property.
• Additional living expenses if a covered loss makes your unit unlivable.

Reach out to us to review your condo insurance and discuss potential gaps in coverage.

10/14/2026

Fallen trees damage property and strain neighborly relations. Who pays when your tree falls?

Your liability for damages that occur when a tree on your property falls on your neighbor’s property is not clear cut.

10/12/2026

Accidents happen to everyone. We're here to help. Work with us now to help prepare for later.

Accidents happen to everyone. We're here to help.

10/12/2026

❄️ 3 Surprising Cold Weather Risks 🥶

Winter doesn’t just mean snow days and hot chocolate. It often means cold weather, and with it the regular issues that we think about when we grab our big overstuffed coats. 🧥

But it can also create risks we don’t always consider. Be on the lookout for these quiet but treacherous problems:

1️⃣ Frozen Pipes: A bad cold snap can turn your pipes into popsicles. Check your home, particularly in lower, colder areas, to ensure it is insulated and safe. 🚰

2️⃣ Black Ice: You won’t see it, but you’ll feel it. If you’ve had winter weather, do not assume that a clear stretch of road is ice-free. 🚗

3️⃣ Space Heater Hazards: Extra warmth is wonderful, but heaters that are too close to curtains or furniture can mean flames. Running them too long can also stress your electrical wiring. 🔥

Cold weather doesn’t have to catch you off guard. Look for problems before they start and be ready for winter’s surprises. 🌨️

10/09/2026

Want to avoid an insurance claim this winter? There are a few things you can do ahead of time that may prevent needing one.

As winter continues on, there are a few things you can do to prepare for and prevent a costly insurance claim.

10/07/2026

The housing market has changed a lot over the years. For many people, buying a first home happens later in life than it did for their parents. Whether you’re renting or buying, protect the place you call home and the belongings that make it yours.

Give us a call to discuss home or renters insurance that fits your needs.

10/07/2026

Did you know you can ask for a claims advance?

If a fire forces you out of your home, you can ask for a claim advance.

10/05/2026

Believe it or not, your Life Insurance policy can be helpful for you, not just your loved ones. Find out four ways your Life policy can help you in the here and now.

Find out four ways your Life policy can help you in the here and now.

10/05/2026

📚 3 Things Everyone Should Know About Insurance 🛡️

Insurance doesn’t have to be confusing. It can get complicated the more you delve into it, but there are some basic ideas and key points to know that can help everyone get the most out of it. 🤔

Here are three things that I wish everyone knew:

1️⃣ We cover what is possible, not what is likely.
Most claims are rare, but that doesn’t mean we shouldn’t cover them as if they can’t happen. 🔍

2️⃣ Cost isn’t value.
What you pay might be what you get. While discounts and deals are great, a policy that is cheaper may simply have less coverage. 💸

3️⃣ Insurance isn’t one-size-fits-all.
You’re unique, and your policy should be, too. What you own, what you do, and how you live your life determine the type of coverage you need to protect your livelihood. 🌟

Part of what I do is educate people just like you on how insurance works. Comment BORING below and I’ll reach out. Or just DM me. And don’t worry, there won’t be any tests. 📩