Verde Capital Management

10/16/2026

Our look is changing. What we do for you isn't. ✨ On Monday we're launching a new brand and a brand-new website. Turn on notifications so you see it first.

10/16/2026

76 days. ⏳ That's how long you have for most 2026 tax-saving moves, and many expire Dec 31, not in April.

Swipe through 👉 1️⃣ Max out workplace plans: $24,500, plus $8,000 catch-up at 50+ ($11,250 at ages 60–63) 2️⃣ Give and gift: $19,000 per person annual exclusion; QCDs up to $111,000 from an IRA at 70½+ 3️⃣ The checklist: RMDs, Roth conversions, tax-loss harvesting, beneficiaries

Save this post, then let's build your year-end plan. 📝

10/15/2026

October 15 is more than a tax deadline. It's a last chance. ⏰

If you filed an extension, today is when 2025 returns are due. Business owners on extension can also still set up and fund a 2025 SEP-IRA, up to $70,000, and potentially lower last year's tax bill.

Also today: ✅ Remove any excess 2025 IRA contributions to avoid a 6% penalty ✅ Medicare Open Enrollment opens (through Dec 7)

Talk to your CPA, and give us a call. 📞 bit.ly/callwithverde

10/15/2026

Your mailbox is full of campaign postcards 📬 Your TV won't stop with the attack ads 📺 And somewhere, a relative is already rehearsing their Thanksgiving speech 🦃

But does any of it actually matter for your portfolio? 🤔

Our new October blog looks at what more than a century of midterm elections tells us about the market, plus a fall checklist of moves you can actually control 🍂

It's a quick read: shorter than most campaign ads, and much less dramatic. 👉🏼 https://verdecm.com/midterm-elections-and-your-portfolio

10/14/2026

Something new is taking shape. 👀 Same people. Same advice. A clearer way to show what we stand for. Mark your calendar: 10.19.

10/14/2026

It's official: Social Security benefits will rise 3.6% in 2027. 📬

For the average retired worker ($2,083/month), that's about $75 more per month.

But the raise isn't the whole story 👇 Medicare Part B premiums are announced separately and are usually deducted straight from your check. A bigger premium can absorb part of the raise.

Want to see what it means for your retirement income plan? Let's talk. 👉🏼 bit.ly/callwithverde

10/14/2026

Waiting until age 70 for Social Security is NOT a compounding 8% return.

If you have $500k+ saved, delaying benefits can accidentally trigger:

• A massive portfolio drain during an 8-year waiting gap
• Stealth Medicare premium surcharges (IRMAA)
• An RMD tax bomb waiting for you at age 75

In our latest video, Carl breaks down the 3 hidden traps of the "wait until 70" rule and how to determine your real break-even claiming age.

Watch the full video: https://youtu.be/5SVhB3C1PNg?si=KZKVKhEpzXupq-4d

Free Social Security Tradeoff Calculator: https://bit.ly/verde-socialsecurity

Waiting to 70 for Social Security is not an 8% return. If you have ...

10/13/2026

Bonds are paying what they paid in 2002. 👀

The 10-year Treasury yield closed at 5.28% on Oct 6. Inflation was 3.4% in August. That's roughly 1.9 points of return above inflation, something savers haven't seen in a long time.

Higher yields change the math on: 💵 Cash sitting in low-rate accounts 🪜 Bond ladders and locking in yields 🏠 Paying down debt vs. investing

Is your idle cash keeping up? Let's take a look together. bit.ly/callwithverde

10/13/2026

Happy birthday, Emelia! 🎉

As our HR Communications and Marketing Manager, Emelia is the reason we’re able to host so many events and share so much of what we do. And that’s just what you see! Behind the scenes, she adds value to every corner of Verde. We’re lucky to have her energy, creativity, and care every single day.

✨ Here’s to you, Emelia! We hope your day is as great as the ones you make possible for all of us. 🥳

10/12/2026

Stocks just hit a record high. So did the cost of borrowing. 📈🏦

That doesn't happen often. Here's where things stand going into the week:

• S&P 500: 7,819, an all-time high (Oct 6)
• 10-year Treasury: 5.28%, near its highest level since 2002
• Fed funds: 3.75–4.00%, after the first hike since 2023
• 30-year mortgage: 7.28%

On deck: September inflation and the 2027 Social Security COLA on Wednesday, retail sales Thursday, and big-bank earnings.

When markets send mixed signals, the plan matters more than the headlines. Reach out to us for more. 💬
bit.ly/callwithverde