Northern Capital Insurance Agency Services

Northern Capital Insurance Agency Services Northern Capital Insurance Agency Services, LLC offers Insurance services in Clarkston, MI and surrounding areas.

Northern Capital Insurance Agency is a leader in the industry of all property & casualty insurance offering a diverse line of markets and capabilities.We have unique experience and specialize in writing the forest products & building material industries.

06/15/2026

Never underestimate the person quietly sitting behind the drums.

Working with musicians, events, venues, and organizations has taught me something important: the details matter.

The equipment.
The people.
The performance.
The things nobody thinks about until something goes wrong.

That’s why I believe insurance should never be treated like a checkbox.

At Northern Capital Insurance Agency, we help our clients understand what they’re actually covered for before they need it.

Because whether you’re on stage or running a business, you want the right people backing you up.

Thank you to Rebecca Cameron Violassi and 성진 for letting me help you rehearse!

Special thanks to soniamacqueen for my favorite sunglasses and the incredible community at for always supporting live music and the people behind it.

06/15/2026

One accident can put a food truck out of business overnight.

A food truck can survive a slow week.

It can’t survive sitting in a repair shop for a month with no way to serve customers.

Most owners think of their truck as a vehicle.

It’s not.

It’s your kitchen, your restaurant, your inventory, your equipment, and your revenue stream all rolled into one.
One accident on the way to an event can mean:
• Missed bookings
 • Lost revenue
 • Refunds to customers
 • Weeks without operating

The mistake isn’t getting into an accident.

The mistake is finding out after the accident that your policy doesn’t cover the losses that follow.

Before you launch, make sure you’re protected for more than just the truck itself.

We help food truck owners identify coverage gaps before they become expensive problems - from liability protection to lost-income coverage when your business is forced off the road.

If you’re launching a food truck, we’ll review your current policy at no cost.
If there are gaps, we’ll show you.
If you’re already well covered, we’ll tell you that too.

Send us a message and let’s make sure one accident doesn’t put your business in park.

06/11/2026

Most people assume they’re covered until they actually have to file a claim.

One of the biggest issues in the insurance industry isn’t always the claim itself.
It’s finding out there was coverage available that was never offered or explained in the first place.

That’s why working with someone who understands property and casualty insurance is critical.

Knowing how to review coverage forms, identify gaps, and build policies around your actual risks, not just hand you a price and move on.

At Northern Capital Insurance Agency, we believe transparency matters.
That’s why we provide a detailed side-by-side analysis so clients can clearly see:
• current coverage
• where there might be gaps in coverage
• what options are available
• and what better protection could look like before a claim ever happens

The goal isn’t just having insurance.
The goal is knowing you’re protected when it matters most.

06/10/2026

Don’t guess on coverage

Send us your policies for a full coverage analysis before something goes wrong.

The best time to review your insurance is before there is a claim.

We often tell clients and prospects to send us everything they currently have so we can do a full review analysis, free of charge.

The goal is to look at your coverage now, not after something goes wrong.

The last thing anyone needs is to find out a claim was not covered when it could have been.

06/04/2026

Most people do not get excited about changing their insurance. We know it can feel overwhelming, annoying, and like one more thing you do not have time to deal with.
That is why we try to make the process as smooth as possible.
We review what you have, do the work behind the scenes, explain what needs to be changed, and help make the transition feel a lot less painful.
No teeth pulling required.

06/02/2026

Not every issue with an insurance policy comes from their agent being careless. Sometimes it comes down to lack of education, lack of experience, or not fully understanding what needs to be built into the coverage.
But even when it is not intentional, the impact can still be serious.
If you are questioning your policies or wondering whether your current coverage is doing what it should, we would be happy to take a deeper look.
Our goal is to help you understand what you have, where there may be gaps, and what needs to be corrected so you can feel more confident with your coverage and your insurance agent.

05/28/2026

Office rule: dogs are always welcome.
We talk about insurance a lot around here, but let’s be honest, the dogs usually steal the show.
If you bring a cute puppy into the office, there is a very good chance work will pause for a minute. Maybe two.
We’re serious about helping clients, but we will absolutely pause for a cute dog.

As we spend time with family and friends this Memorial Day, may we also take a moment to remember and honor the brave me...
05/25/2026

As we spend time with family and friends this Memorial Day, may we also take a moment to remember and honor the brave men and women who gave their lives in service to our country.

The freedoms we enjoy every day came at a tremendous cost, and today we reflect with gratitude for those who made that sacrifice.

05/21/2026

But when there is a fire, a major windstorm, property damage, or a claim tied to your business, the policy you have in place matters.
The concern is not that an insurance policy exists, but rather, having coverage that was properly designed around what you do. We call that “exposure.”
Whether you are a contractor, manufacturer, retailer, wholesaler, or another type of business owner, your policy should match the actual exposures we identify when we develop your insurance program to meet your needs at time of loss.
We can review what you currently have, put it into language that makes sense, and give you a side by side analysis so you can make a more informed decision when purchasing insurance AND before you are dealing with a loss.

05/19/2026

One day. 33 food trucks. 20 vendors. More than 100 volunteers.

The Clarkston Chamber of Commerce Food Truck Rally was a great example of what the Chamber does so well: bringing local businesses, families, vendors, volunteers, and neighbors together in one place.

Events like this support small businesses, create real community connection, and give people a reason to come out, stay local, and experience what Clarkston has to offer.

A huge thank you to everyone who helped make the day possible.

Follow to stay connected and come out to the next event.


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Address

5900 Lorac Drive, #101
Clarkston, MI
48346

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+12489225670

Website

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