Action Mortgage of Michigan

04/08/2026

Download The Ultimate Spring Cleaning Guide for free! Brought to you by our friends at MBA Real Estate.

🌼🌸Spring is here!🌸🌼

Staying on top of seasonal home cleaning and upkeep not only keeps your home tidy and comfortable but also helps reduce maintenance and replacement costs. Tackling a good Spring deep clean helps get your home in order so you can spend more time enjoying the upcoming nice weather and all the activities that go with it. Taking time to purge and organize helps calm the chaos, gives you more space and less to maintain! And it is much less prep if you decide down the road that you want to sell your home.

🌼🏠Link in comments for a free copy of our Ultimate Spring Cleaning Checklist🏠🌸

04/05/2026

03/28/2026

Download a copy of The Ultimate Spring Cleaning Guide from MBA Real Estate.

Whether you are preparing to sell or just want a good deep clean, this guide walks you through from start to finish.

🌼🌸Spring is here!🌸🌼

Staying on top of seasonal home cleaning and upkeep not only keeps your home tidy and comfortable but also helps reduce maintenance and replacement costs. Tackling a good Spring deep clean helps get your home in order so you can spend more time enjoying the upcoming nice weather and all the activities that go with it. Taking time to purge and organize helps calm the chaos, gives you more space and less to maintain! And it is much less prep if you decide down the road that you want to sell your home.

🌼🏠Link in comments for a free copy of our Ultimate Spring Cleaning Checklist🏠🌸

03/16/2026

Are you on The List Clarkston?

🌸🌼This week’s giveaway winner will receive a $100 gift card for sponsored by Action Mortgage of Michigan!🌺🌻

Winner will be announced on Friday at noon.
Make sure you check your email!

Don’t forget to follow and remember to support and shop 🛍️ your local businesses.
Our community appreciates you.💕

01/06/2026

Ready to become a homeowner?

Your first step should be to meet with a mortgage broker for a complimentary consultation to see if you qualify and evaluate your finances.

Some things you’ll need to consider-

✅Credit score
✅% for down payment
✅Debt-to-income ratio
✅Finanancial plan for unexpected expenses

By choosing a local mortgage broker, you’ll be able to work one-on-one with the actual person that will be with you through your homebuying process. They will work along side your Realtor to ensure you are purchasing a property that is a good fit for you and your financial situation. And a mortgage broker has the ability to shop lenders making sure you are getting the right type of loan with the best rate and most incentives.

Get started with a no obligation, no pressure call to get started on the path to owning your own home-
248-620-8664
[email protected]
https://www.actionmortgagemi.com

01/05/2026

We know that buying a house is a huge financial responsibility. And while paying off your mortgage may seem daunting at first, there are ways to make the process easier and save money in the long run.

One way to do this is by making extra payments on your mortgage every month. By doing so, you can reduce the amount of interest you pay and potentially pay off your loan earlier.

But before you start making extra payments, it's important to understand how they can benefit you. First, by paying more towards your principal each month, you lower the total amount owed on the loan. This means less interest will be charged on the remaining balance.

Secondly, making extra payments can help you build equity in your home faster. Equity is the difference between the current value of your house and how much you still owe on your mortgage. By making extra payments, you are essentially decreasing that amount owed and increasing your ownership in the property.

But I understand that not everyone may be able to make extra payments every month. That's why it's important to create a budget and see where you can cut back on expenses to free up some extra funds. Even if it's just an additional $20 or $50, every little bit helps.

01/04/2026

Are you ready for some mortgage tips and tricks? We know that paying off your mortgage early can seem like an impossible task. But fear not, because we have some helpful tricks to share with you!

First up, making an extra payment whenever possible can make a huge difference in paying off your mortgage early. Even just one extra payment a year can shave years off of your loan term! So next time you receive a bonus or tax refund, consider putting it towards your mortgage instead of splurging on that vacation.

Another important tip is to resist the temptation to increase spending when your income increases. It's easy to fall into the trap of wanting to upgrade your lifestyle, but by keeping your expenses in check, you can put that extra money towards paying off your mortgage faster.

And don't forget about those unexpected gifts and bonuses! Instead of using them for a shopping spree, use them wisely by putting them towards your principle. This will not only make a dent in your mortgage balance, but it will also reduce the amount of interest you'll have to pay overall.

By following these tricks and staying disciplined with your finances, you can be on your way to paying off your mortgage early and becoming a proud homeowner free of debt!

01/03/2026

As we kick off the new year, it's important to remember the little things that can make a big impact on your home. That's why for this month's home maintenance focus, we're honing in on three often overlooked areas - your dryer vent, refrigerator coils, and exhaust fans.
1️⃣ Dryer vent. Did you know that clogged dryer vents are one of the top causes of house fires? Yikes! Take a few minutes to thoroughly clean out any lint buildup in your dryer vent and replace any damaged or worn out parts. This simple task could save you from a potential disaster.
2️⃣ Refrigerator coils. These guys work hard to keep your food fresh and cold, but they can easily get clogged with dust and debris. This not only makes your fridge work harder, but it can also lead to higher energy bills. So take a vacuum attachment and give those coils a good cleaning - your wallet will thank you later.
3️⃣ Exhaust fans. They are responsible for keeping our bathrooms and kitchens free of excess moisture, which can lead to mold growth. So take a few minutes to clean them out and make sure they are in proper working condition.

January may be all about new beginnings, but let's not forget to take care of our homes too. These simple maintenance tasks will not only keep your home safe and efficient, but it will also give you peace of mind. Here's to a happy and well-maintained home in the new year!

01/02/2026

It is commonly asked whether it is better to restore an old house or buy a new one. The answer to this question really depends on your personal preferences and budget.

Old House:
Historical Charm
Cost Savings
Personality

New House:
Move-in Ready
Energy Efficiency
Modern Amenities

Overall, whether you decide to restore an old house or buy a new one, it is important to carefully consider your needs, budget, and preferences.

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01/01/2026

Happy New Year🎉

12/25/2025

From the team at Action Mortgage- Merry Christmas!

11/11/2025

Thank you Veterans!