C & S California Capital

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C & S California Capital C&S California Capital was established in 1997 as a Mortgage Broker dedicated to provide informed, exceptional service.

Mortgage Banker
DRE #01215943
NMLS #1850 * Branch NMLS #1155129
Equal Housing Opportunity
Licensed by the Dept of Financial Protection and
Innovation under the CRMLA

www.nmlsconsumeraccess.org In January 2014, we became a division of American Pacific Mortgage. Becoming a direct lender as well as retaining the ability to broker loans, allows us to be highly efficient, diverse and resourceful in caring for our clients needs. Our experienced, knowledgeable staff provide our clients, realtors and associates with respect and professionalism while exceeding our customer expectations and maintaining the integrity of our company. We provide customers with the information needed to make informed decisions. We are advocates for consumer education and careful financial reform. We are involved and committed to our local communities and the improvement of the mortgage industry. Specialties:
*First Time Buyers including down payment assistance programs
*Conventional and Government Financing
*Commercial Property Financing
*Mobile Home Financing

Equal Housing Opportunity

10/15/2026

Your equity isn't just a number. It's cash you can put to work, on your terms.
Want to see what yours could do? Let's talk about your options.
https://myoc.io/cscalcap



Branch NMLS # 1155129

10/13/2026

Drowning in high-interest credit card or personal loan debt?
Your home equity might be the solution.

By tapping into the equity you’ve built, you could combine that debt into one manageable monthly payment—often at a much lower interest rate. That means less stress and more savings over time.

Whether it’s a cash-out refinance, HELOC, or home equity loan, we’ll help you find the right fit.

📩 Contact me today to get started!
https://myoc.io/cscalcap

Branch NMLS # 1155129

Your home equity has been sitting quietly in the background for years. Time to give it main character energy.Whether tha...
10/08/2026

Your home equity has been sitting quietly in the background for years. Time to give it main character energy.

Whether that's a kitchen reno, paying down higher-interest debt, or funding something new, a HELOC lets you actually use your equity instead of just watching it sit there.

Curious what yours could do? Let's look at your options.
https://myoc.io/cscalcap



Branch NMLS # 1155129

10/06/2026

💳 Feeling weighed down by high-interest debt?
Your home equity could be the key to relief.

With the right strategy—like a cash-out refinance or HELOC—you can roll your debt into one lower monthly payment and start saving big on interest.

Let’s turn your equity into a smart financial move.
📩 Contact us to explore your options!
https://myoc.io/cscalcap

Branch NMLS # 1155129

10/01/2026

Before you fall in love with the house, it’s important to fall in love with the numbers. 👀🏡
Knowing your buying power before you start seriously scrolling can save you time, frustration, and a whole lot of “but look at that kitchen!” heartbreak. 😂
First stop: ME- Loan Advisor.
Then Zillow.
https://myoc.io/cscalcap



Branch NMLS # 1155129

09/29/2026

The best part of homeownership isn’t the four walls.
It’s the Saturday mornings. The messy kitchens. The backyard adventures. The birthdays, holidays, and ordinary days that turn into your favorite memories.
Because you’re not just buying a home. You’re creating a place for life to happen. ❤️
Ready to find yours? Send me DM to connect.
https://myoc.io/cscalcap



Branch NMLS # 1155129

09/24/2026

Your dream home doesn’t exist? Maybe it just hasn’t been built yet. 🏡
With construction financing from APM, you can build the home you’ve been dreaming of.
Let's connect to explore your options!
https://myoc.io/cscalcap



Branch NMLS # 1155129

09/17/2026

Your tax returns say one thing. Your income story may say another. 👀
Self-employed? Freelancer? Gig worker? Independent contractor? Traditional income documentation doesn’t always capture the full picture.
The good news? Your tax returns may not be the only way to tell your income story.
Bank statement loan options can give qualified borrowers another way to document income.
Let's connect to explore your options!
https://myoc.io/cscalcap



Branch NMLS # 1155129

09/15/2026

Most people assume tapping into home equity means piles of paperwork and a long wait. That's not really the case anymore.

APM's HELOC is 100% online, so you can apply from your couch. It typically comes with a lower rate than a credit card, and since most of the process is digital, approval and funding move faster than people expect.

If you've got equity and want to see your options, let’s talk!
https://myoc.io/cscalcap



Branch NMLS # 1155129

09/10/2026

You might be more ready to buy a home than you think. 👀🏡
Don’t spend years preparing based on assumptions. Find out what your path to homeownership actually looks like.
📲Let's Connect!
https://myoc.io/cscalcap



Branch NMLS # 1155129

Address

1041 E. Baseline Road
Claremont, CA
91711

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+16266531800

Website

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