Gould Asset Management

04/28/2026

As Trump Accounts gain attention, understanding how they actually work becomes increasingly important. Take a look beyond the headlines to focus on the details that matter most.

For parents and grandparents thinking generationally, the new Trump Accounts contain one of the most compelling wealth building opportunities we have seen in

04/23/2026

The price of oil can be highly volatile for at least two reasons. First, the supply of oil usually is relatively fixed in the short run. Second, demand for oil is what economists call “inelastic,” meaning that it takes a large change in price to meaningfully change the amount consumers use. If you mostly buy gasoline to get to work, a big jump in gas prices is not likely to reduce your consumption much.
When the pandemic dramatically slowed the world economy in 2020, oil’s price fell by more than 80%. In the first quarter of this year, Iran’s blocking of the Strait of Hormuz reduced the global oil supply by about 10% overnight. That was enough to push oil prices up more than 50%.
Fossil fuels account for about 86% of total global energy production, a number very little changed over the last 50 years. Ever rising energy demand has swallowed up both the rapid growth of renewable energy and continued increases in fossil fuel production.
Oil and gas make up about two-thirds of fossil fuel consumption, highlighting the global economy’s continued vulnerability to supply shocks like the one we are now experiencing.

(Source: FactSet, J.P. Morgan Asset Management. Guide to the Markets – US Data are as of March 31, 2026.)

04/21/2026

From geopolitical shocks to sticky inflation, Q1 2026 reminded investors how quickly the landscape can shift, pressuring markets and keeping policymakers on edge. Dive into our full first quarter Economic & Market analysis here:

by The Gould Asset Management Team

04/17/2026

A sudden geopolitical shock sent energy prices soaring and markets reeling, but the swift rebound reinforces the value of a long-term perspective and staying invested through uncertainty. Read more thoughts on Q1 in the latest from the President's desk!

We hope this note finds you well.

03/28/2026

We know many people approaching retirement are feeling overwhelmed…

03/27/2026

"For the 100 years since 1926, the U.S. stock market has returned about 10% annually. But only 3.4% of the stocks were responsible for all the wealth creation. The rest of the stocks combined didn’t produce net gains that exceeded the amount that could be earned from investing in 30-day U.S. Treasury bills. And more than half the stocks in the market lost money. The generous average return from the market came from a tiny handful of stocks. An indexing strategy works because it captures these rare winners.”

The takeaway from this recent WSJ piece is one we’ve long emphasized at Gould Asset Management: the evidence continues to favor broad, disciplined exposure over trying to outguess which few companies will ultimately drive returns. Why try to find the needle in the haystack when you can simply buy the haystack? By owning a broadly diversified index, you ensure participation in those rare, wealth-generating companies—without needing to predict them in advance. A low-cost, globally diversified approach remains one of the most reliable ways to build wealth over time.

You’ll experience losses when a bear market comes, but most active managers will do even worse.

03/21/2026

If you're hoping to retire within the next 5 years…

03/14/2026

Get A FREE 3-Pillar Retirement Checklist!

03/07/2026

[FREE] A Simple Checklist to Kick-Start a Work-Free Life!

03/06/2026

Money & Investing: AI is no longer on the horizon — it’s suddenly in full view.
Don Gould explores AI’s rapid acceleration and its market impact.

by Donald Gould If you love trains, you understand the big difference between knowing a train is due soon and actually seeing the massive engine rounding the bend. For months or even years, artificial intelligence experts have told us to prepare for the arrival of an AI that builds ever more powerfu...