True North Retirement Advisors

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True North Retirement Advisors Retirement planning can be complicated. We make it simpler. Let’s get started on reaching your True North!

Ashely Micciche is the host of the Retirement Quick Tips podcast where she gives daily retirement advice. Each episode is just a few minutes long and jam-packed with actionable advice to help you live a financially secure and fulfilled retirement!

🎧 Subscribe & Listen on Itunes: https://apple.co/35HxhJV

You can't control the market you retire into.But you can build a little moat around your retirement plan.That might mean...
10/17/2026

You can't control the market you retire into.

But you can build a little moat around your retirement plan.

That might mean:

💰 Keeping enough cash and liquid savings to cover near-term expenses
📉 Making sure your investment portfolio isn't taking more risk than you can handle
💼 Having the ability to earn some income if needed
✂️ Knowing which expenses you could reduce
🏡 Paying down debt so you have more flexibility

None of these things can prevent a bear market.

That's not the goal.

The goal is to make sure a bear market doesn't have to dictate every decision you make in the first few years of retirement.

I talk about how to build that flexibility into your retirement plan in this week's podcast episode.

🎧 Listen wherever you listen to podcasts or watch on YouTube.

Before you retire, there's a question I want you to ask yourself:What happens to my retirement plan if my portfolio is 3...
10/15/2026

Before you retire, there's a question I want you to ask yourself:

What happens to my retirement plan if my portfolio is 30% lower than expected when I retire?

Not because I'm predicting that will happen.

Because you need to know what your plan looks like if it does.

A retirement stress test can help you identify:

→ How much you could safely spend
→ Where you could cut back if necessary
→ Whether you'd need additional income
→ How much cash you should have available
→ Whether your investment mix is appropriate for your timeline

The goal isn't to predict the future.

It's to make sure you have options if the future doesn't go according to plan.

I walk through this and several other ways to prepare for a difficult market in this week's episode.

🎧 Listen to the full episode wherever you listen to podcasts.

What happens when you spend decades saving for retirement… and then the market falls apart right when you retire?Unfortu...
10/13/2026

What happens when you spend decades saving for retirement… and then the market falls apart right when you retire?

Unfortunately, timing can matter more than you might think.

A 30% market decline early in retirement can have a very different impact than that same decline 10 years into retirement—because you're likely withdrawing money from your portfolio at the same time you're experiencing those losses.

That's called sequence of returns risk, and it's one of the risks I think every person approaching retirement should understand.

The good news? You can't control what the market does.

But you can prepare for what you'll do if the market doesn't cooperate.

In this week's episode, I walk through how to stress-test your retirement plan and some of the ways you can build flexibility into your income, spending, and investments before a downturn happens.

🎧 Listen to this week's episode of the podcast wherever you listen to podcasts.

10/12/2026

What happens when you save for decades, finally retire… and then the market completely falls apart?

It’s a question worth asking before you retire—not after.

In this week’s episode, I'm explaining why the timing of a market downturn can matter so much in the first few years of retirement, and what you can do to prepare.

🎧 Listen to the full episode wherever you listen to podcasts.

Retirement can be overwhelming.But it should also be a time of excitement! 🎉Check out Retire With Ashley on YouTube for ...
10/03/2026

Retirement can be overwhelming.

But it should also be a time of excitement! 🎉

Check out Retire With Ashley on YouTube for helpful retirement tips.

Let's get you to the fun side of retirement 🏖️🌴🌞

Did you know you could apply the 80/20 rule when it comes to preventing cyber theft? 80% of outcomes are derived from 20...
10/01/2026

Did you know you could apply the 80/20 rule when it comes to preventing cyber theft? 80% of outcomes are derived from 20% of causes.

80/20 works in a lot of things - money, saving and investing, eating healthy, exercising, work…if you’re doing the right things 80% of the time, you’re going to come out okay in the end. ⚖️

It can be overwhelming to think of all the new, sophisticated ways hackers and fraudsters can take advantage of you, steal your data, and steal your money.

Check out Retirement Quick Tips for helpful tidbits to get you to and through retirement! https://linktr.ee/retirementquicktipswithashley

You may not be able to prevent a big data breach, but what can we do to protect ourselves from Cyber Crime? 🖱️Cyber Sec...
09/29/2026

You may not be able to prevent a big data breach, but what can we do to protect ourselves from Cyber Crime? 🖱️

Cyber Security Hygiene 🧼

These are daily steps that turn into habits to keep your digital devices, networks, and data safer from cyber threats.

Check out Retirement Quick Tips with Ashley wherever you listen to podcasts for more helpful tips!

Social Security is a complicated subject. I see mistakes all the time. One big mistake is claiming benefits TOO EARLY! T...
09/26/2026

Social Security is a complicated subject. I see mistakes all the time. One big mistake is claiming benefits TOO EARLY! This could cost you over $100,000 in your golden years.

Don't know your full retirement age? Many think it's 65, but it's actually 67 for those born in 1960 or later (earlier for others). Waiting can significantly boost your monthly benefit, especially if you were a higher earner.

Listen to Retirement Quick Tips with Ashley anywhere you find your podcasts! 🎧

A HUGE Social Security mistake: not maximizing spousal benefits! 👰🏻Married or ever been married? Listen up! Spousal bene...
09/24/2026

A HUGE Social Security mistake: not maximizing spousal benefits! 👰🏻

Married or ever been married? Listen up! Spousal benefits can be complex (married, divorced, re-married...), so do your homework!

This can all be very complex and something that can be analyzed on a more individual level with my social security analysis report. Get your free customized report at https://lnkd.in/gWJRUWjM and tune in now for more tips!

Many people rush to claim Social Security early because of fears it's going bankrupt. But here's the truth:-Cuts for cur...
09/22/2026

Many people rush to claim Social Security early because of fears it's going bankrupt. But here's the truth:

-Cuts for current retirees are unlikely. ‍

-Benefit reductions would likely target much younger generations.

-Raising taxes is more probable than slashing payouts.

Don't let Social Security worries sabotage your retirement plan!

Listen to the Retirement Quick Tips podcast for more helpful tips to get you to and through retirement!

Address

10151 SE Sunnyside Road, Suite 400
Clackamas, OR
97015

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

Telephone

+15033876869

Website

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