Katherine Putnam, Mortgage Consultant

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Great news for anyone wanting to refinace and underwater in current mortgage.
05/06/2013

Great news for anyone wanting to refinace and underwater in current mortgage.

04/17/2012

Rates are as good as they have been in the last few years. If you have a loan over 5% interest rate, you should look into refiancing to lower your monthly payments or debt consolidate. Also a great time to buy a new home... low prices and low interest rates. Let me know if you need a good Realtor, as I work with some very good ones.

04/02/2012

Lots of homes on the market, but most need some work and updating. Or they are just missing that extra touch to make it feel NEW and SPECIAL. There’s never been a better time to buy a low-cost home in a great neighborhood that needs a little sprucing up and updating.
Call me for details on our House to Home Renovation loan which allows you to make those improvements, including new appliances, with just minimum down and your loan closes within 45 days.
Katherine Putnam
Sr. Mortgage Advisor
MLO #196009
503-496-3816

03/29/2012

"I like the dreams of the future better than the history of the past". ---Patrick Henry

COMMENT: The dismay of past failures and the glory of past victories, when put into proper perspective, are defined by just one word, “past.” You do not have time to spend your time there. You have a whole new future ahead of you, and that is where your thoughts and energy need to go. The real fun in life is in growing towards who you really want to become and what you really want to do. So, as part of your commitment to your future, vow to live in the present with wonderful dreams for the future. It will make a difference in your world - and in the world of many others. Sounds like a wow of a vow!!

03/29/2012

Do you have a USDA loan currently? You can refi without a new appraisal and ratios do not matter as long as you are still employed and last 12 months payments have been made on time. If your rate is over 5%, please give me a call to see if you qualify for rate reduction.

03/23/2012

Ruts
My definition of a rut is, "a state of being or an activity that has become so routine that it is no longer interesting or challenging."
Once you lose interest in an activity, project, job, or relationship, the next thing to go is motivation; and when you have no motivation you've lost all energy to continue. Now may be the time to identify the areas of your business and life that may simply be on "auto pilot" and consider making some changes.
Ruts are easy to get into and a bit more difficult to get out of. The first step is knowing you are in one in the first place. Awareness is the first step to change. The second step is actually making the decision to change, and doing it!

03/16/2012

Attitude Isn't Everything
I have heard the saying, "Attitude Is Everything" for years like many of you. I have never been convinced that success and life's treasures will be reserved for those who simply have a good attitude.
I have met and known many people who demonstrate a great attitude on the outside, but are living unfulfilled lives on the inside. A positive attitude will never be enough to compensate for a lack of skill. I believe that having a positive attitude is one thing ... not everything that can be attributed to those individuals that accomplish great things in their life in business.
Be sure to balance being positive and optimistic with daily skill development. Success will ultimately come to those who expect to win, and have developed the tools necessary to enjoy the rewards of achievement!
"Try to learn something everyday." -Leo Buscaglia

Pat and Will's new home
03/09/2012

Pat and Will's new home

03/09/2012

It's Not About Time
Time management is not really about managing your time at all. It's actually about your ability to manage daily priorities and decisions.
One of the key components in your success, whether it be in your business or your personla life, will be your skill level at deciding what to do now and what to put off until later. Your ability to choose between the important and the unimportant is paramount in achieving the results you desire.
High performers procrastinate as much as those who under achieve. The only difference is they don't put off high-value activities.
Manage your choices well and good things happen!

02/08/2012

The power of enthusiasm
+++++++++++++++++++

Your life is a great and wonderful experience, so don't be afraid to show some genuine, infectious enthusiasm for it.
The world is filled with outstanding opportunities, and you can make the most of those opportunities by being enthusiastic about them.

Yes, sometimes you might look a little bit silly. However, it's much better to be laughed at for being enthusiastic than to be pitied and avoided for being dull.

Enthusiasm keeps you young, energizes your days, and attracts positive people to your efforts. Enthusiasm keeps you focused on moving forward, even when there are obstacles and distractions working against you.

To be enthusiastic, you must do what you truly care about, and genuinely care about what you're doing. To be enthusiastic, be honest with yourself about what your passions are, and follow those passions without holding back.

Feel how good it feels to let enthusiasm freely flow. Feel how powerful it is when your actions are continually energized by your enthusiasm.

Find those things about which you can be authentically enthusiastic. And then, let the power of your enthusiasm flow.

02/08/2012

We should never be afraid to change our minds, so we are open to gain a more loving and accepting understanding, looking not only for our own interest.

02/02/2012

If you could save money on your mortgage,
wouldn’t you?
Rates are at historical lows, and you could be saving money
on your monthly mortgage payment. Rates won’t stay this low
for long, so you should take action as soon as possible. You
will also want to create a long-term plan that incorporates your
mortgage, so that you are prepared when these situations occur.
There are many added benefits to refinancing, contact me today
for more information!
• Options to refinance without an appraisal.
• If you or anyone you know has an interest rate of 5.0% or higher, you should look at refinancing. Rates are at historic lows.
**If you think you will not qualify for whatever reason, give me a call. If you do not currently qualify, I can let you know exactly what you need to do to qualify

Address

Clackamas, OR
97015

Telephone

(503) 706-3997

Website

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