Javier Ruiz , Mortgage Banker

04/19/2023

If you're a borrower whose income history fluctuates or you’re unable to provide the lengthy earnings history required, qualifying for a traditional loan becomes a challenge.

That’s why we created an alternative to traditional, more rigid loans. Our unique Community Mortgage program makes it possible for you to qualify for the financing you need, even if your income documentation is limited.

Visit ChangeMTG.com today for more information!

12/05/2022

For those of you who are not America's traditional borrowers, Change Home Mortgage has your back. To put it simply, we serve prime borrowers others can't fast & easy.

Check out our website for more information: www.changemtg.com

Change Lending, LLC dba Change Home Mortgage is a state-licensed mortgage lender, NMLS ID #1839.

09/28/2022

In this unpredictable economic climate it may be time for “Change” . Increase your funded loan production with our unique CDFI loan products that are unmatched in your market ! Attract new borrowers , new referral partners , grow your purchase business ! Contact me for a private conversation on “changing” your future !

09/02/2022

https://changemtg.wistia.com/medias/ygzkvbarbu

Labor Day 2022

06/28/2022

Take action and be the change you want to see in the world. We’re happy to help underserved communities gain access to the financial support they deserve. There’s still more work to do!

Check us out at changemtg.com



- https://changemtg.com

06/17/2021

When you're shopping for a home, it helps to learn all you can about the property and community. This Property Report tool can help. Type in any address, and depending on data available, you can get home info, estimated value, last time sold, and community demographics. Please let me know if I can help with with your home search or home financing. That's why I'm here!

Take a look at available information about a property by entering its address.

03/30/2021

Choosing the right mortgage can save you thousands while you own your home. Use this to compare up to four loan options. We’ll show you what to expect for a monthly payment and your total cost over 10 years for each. Please let me know if you have questions or I can help in any way.

Compare monthly and 10-year costs for up to four loan options.

11/27/2020

Black Friday fun 😎

08/05/2020

Want to join a good team and make it a great one? We’re on a winning streak, and looking for a few more entrepreneurial loan officers to put us over the top. Sound like you? Call us for more details.

08/04/2020

15 year fixed? 30 year fixed? ARMs? There are plenty of home loan options out there, and choosing the right one can be tricky. Luckily, you have a local mortgage expert by your side. I’ll help you understand your options and make the home-buying process simple. Let’s get started!