Jerry Torres Loan Originator

Jerry Torres Loan Originator More than 2 decades in the Real Estate Industry, ready to find you the home loan of your dreams 🏠🔑🎉🎊

Jerry Torres (NMLS # 365615) brings almost two decades of mortgage experience and insight to today’s current home owners along with those who are looking to purchase or refinance a home. Jerry prides himself on delivering an experience that leaves an everlasting impact on his clients as majority of his business comes by way or referrals. With morals, integrity and transparency at the forefront of h

ow he conducts himself through daily personal and business activities, Jerry has developed a stellar reputation within the industry. Jerry is a strong believer in education and is active in the community when it comes to delivering valuable knowledge that puts others in a position to become successful through out the home buying process. So, if you are looking for someone who can take your overall scenario and guide you in the right direction to getting the best possible mortgage loan solution you deserve, then make sure to give him a call today.

🍽️ Attention Restaurant Industry Workers! 🏡🔑Ready to own a home but don’t want to deal with the hassle of showing taxes,...
03/09/2025

🍽️ Attention Restaurant Industry Workers! 🏡🔑

Ready to own a home but don’t want to deal with the hassle of showing taxes, W-2’s, or paystubs? We’ve got you covered with our Restaurant Industry Home Purchase Program! 🙌

💥 Highlights:

Financing up to 96.5%! 💵✅
No need for income taxes, W-2’s, or paystubs! 🛑📄
Your employer just needs an online presence (Google, Facebook, or website). 🌐
Ready to learn more? Send us a DM, call, or text us at (626) 539-7040 to get all the details!

🎉 NEW Flexible Home Loan Option! 🏡💰Looking to buy your dream home without the hassle of income documentation? Our Flexib...
03/08/2025

🎉 NEW Flexible Home Loan Option! 🏡💰

Looking to buy your dream home without the hassle of income documentation? Our Flexible Home Loan is designed just for you! 🙌

✨ Key Benefits:

No income documentation required! 🙅‍♂️📄
No need to state your income! 🙊
Asset seasoning in just 30 days! ⏳
If you’ve got a solid FICO score and liquidity, this might be your key to unlocking your next home! 🔑

DM, 📲 Call us or Text us today at 626-539-7040 for more details and get started on your homeownership journey!

🏡 FHA VOE Only Loan Program! 🎉✨Want to buy a home but can’t show pay stubs? Qualifying is easier than ever with our Veri...
03/07/2025

🏡 FHA VOE Only Loan Program! 🎉✨

Want to buy a home but can’t show pay stubs? Qualifying is easier than ever with our Verification of Employment (VOE) Only Program! 🙌

💥 Program Highlights:

Get up to 96.5% financing! 💵✅
Minimum FICO of 580 to qualify 💳
No need to show income taxes, W-2s, or 4506C! 📄❌
Employer must be verifiable, have a web presence, and be in business for 24 months 🌐
VOE must be completed by HR, payroll, or an officer of the company 🖋️
2 years continuous employment at the same job required 📅
Ready to make your dream home a reality? Send us a DM, call, or text at (626) 539-7040 to get started today!

🏡 100% Home Financing Through the Chenoa Fund! 💰✨Looking to buy a home with little to no money down? Our Chenoa Fund pro...
03/06/2025

🏡 100% Home Financing Through the Chenoa Fund! 💰✨

Looking to buy a home with little to no money down? Our Chenoa Fund program has you covered! 🙌

💥 Program Highlights:

Finance up to 96.5% and obtain 3.5% to 5% in down payment assistance! 💵✅
Not just for first-time buyers 🎉
Minimum FICO score of 600 to qualify 💳
Fast approval without delays! ⏩
Finance up to 2 units— one unit must be owner occupied. 🏘️
Rents can be used to qualify! 💼
Ready to take the next step toward homeownership? Send us a DM, call, or text at (626) 539-7040 to learn more!

🏠 Stand-Alone Second for Business Owners! 💼💰Attention business owners! Need extra cash to expand your business? Our Stan...
03/05/2025

🏠 Stand-Alone Second for Business Owners! 💼💰

Attention business owners! Need extra cash to expand your business? Our Stand-Alone Second Position Mortgage Programs are here to help! 🙌

💥 Program Highlights:

Qualify using 12-month bank statements or 1 year of income taxes 📄
Loan amounts up to $1,000,000 💵✅
Up to 90% Combined Loan To Value (CLTV) 📈
Investment, second home, and owner-occupied properties permitted! 🏡
660 minimum FICO to qualify 💳
Ready to take your business to the next level? Send us a DM, call, or text at (626) 539-7040 to explore your options today!

🏡 Bank Statement Loans, 1099 Only & Asset Depletion 💼✨Attention self-employed borrowers! Here’s how you can qualify for ...
03/04/2025

🏡 Bank Statement Loans, 1099 Only & Asset Depletion 💼✨

Attention self-employed borrowers! Here’s how you can qualify for a home loan with one of our creative loan programs designed just for you! 🙌

💥 Options Available:

Bank Statement Loans: Qualify by showing your bank statements, no income taxes needed! 🏦
1099 Only: Show your 1099, no income taxes required 📄❌
Asset Depletion: Use your assets as proof of income! 💰
🏠 Program Highlights:

Get up to 90% financing 💵✅
Refinance up to 90% LTV 🔄
Loan amounts up to $4 million 💰🏡
Minimum expense factor of 10% 📊
Down to 600 FICO to qualify 💳
Want to learn more? Send us a DM, call, or text at (626) 539-7040 today!

📄 1099 Income Loan Program 💼🏡Are you self-employed, dreaming of owning a home but don’t want to show your income taxes? ...
03/03/2025

📄 1099 Income Loan Program 💼🏡

Are you self-employed, dreaming of owning a home but don’t want to show your income taxes? We’ve got the perfect loan program for you! 🙌

💥 Program Highlights:

1099 income only—no income taxes required! 📄❌
660 minimum FICO to qualify 💳✅
Debt-to-income ratio up to 55% 🔢
Loans up to $3 million 💰🏠
First-time buyers and investors welcome! 🔑
Ready to make your dream a reality? Send us a DM, call, or text us at (626) 539-7040 to get started today!

🏡 P&L Home Loan Program 📊✨Are you self-employed and looking to buy a home? Our P&L Home Loan is perfect for borrowers wh...
03/02/2025

🏡 P&L Home Loan Program 📊✨

Are you self-employed and looking to buy a home? Our P&L Home Loan is perfect for borrowers who want to qualify using their profit and loss statements instead of traditional income documents! 🙌

💥 Program Highlights:

No W-2’s or paystubs required 📄❌
Use your Profit & Loss Statement to qualify! 📈
Flexible financing options available 💰🏠
Ready to explore this unique loan option? Send us a DM, call, or text at (626) 539-7040 for more info today!

🏡 Written VOE Only Loan Program! 💼✨Dreaming of owning a home but don't want to show paystubs or income taxes? Our Verifi...
03/01/2025

🏡 Written VOE Only Loan Program! 💼✨

Dreaming of owning a home but don't want to show paystubs or income taxes? Our Verification of Employment (VOE) Only Program is designed just for you! 🙌

💥 Program Highlights:

Get up to 80% financing! 💵✅
Choose from 15-year, 30-year fixed, or adjustable rates 📈
Loans available up to $3 million! 💰🏠
VOE must be completed by HR, payroll, or an officer of the company 🖋️
Ready to make your dream a reality? Send us a DM, call, or text us at (626) 539-7040 to learn more!

🛡️ Insurance Employee Home Purchase Program! 🏡✨If you’re working in the insurance industry and ready to buy a home, we h...
02/28/2025

🛡️ Insurance Employee Home Purchase Program! 🏡✨

If you’re working in the insurance industry and ready to buy a home, we have the perfect program for you! 🙌

🏠 Program Highlights:

Up to 96.5% financing! 💵✅
No need for taxes, W-2’s, or paystubs! 📄❌
2 years at your current job preferred 📅
FICO score of 620+ required 💳
Ready to get started? Send us a DM, call, or text at (626) 539-7040 for all the details!

🏡 CalHFA Loan Program - Down Payment Assistance for CA Residents! 🌟Looking to buy a home in California? Our CalHFA Loan ...
02/28/2025

🏡 CalHFA Loan Program - Down Payment Assistance for CA Residents! 🌟

Looking to buy a home in California? Our CalHFA Loan Program offers down payment assistance to help you get started on your homeownership journey! 🌴🏠

💥 Program Highlights:

660 minimum FICO to qualify 💳✅
2 years of income taxes required 🧾
Down payment assistance in the form of a 2nd mortgage with no payments required! 💵🔓
No shared appreciation! 🙌
Ready to make your California homeownership dream a reality? Send us a DM, call, or text at (626) 539-7040 to learn more!

🏡 Conventional Loan Program with Financing Up to 97% LTV! 💰✨Looking for a flexible loan option with minimal down payment...
02/28/2025

🏡 Conventional Loan Program with Financing Up to 97% LTV! 💰✨

Looking for a flexible loan option with minimal down payment? Our Conventional Loan Program offers financing up to 97% LTV—perfect for getting you into your new home! 🙌

💥 Program Highlights:

620 minimum FICO to qualify 💳✅
Gift funds allowed on primary residences 🎁🏡
W-2 only transcripts accepted! 🧾
Ready to take the next step toward homeownership? Send us a DM, call, or text at (626) 539-7040 to get started today!

Address

17700 Castleton Street Suite 383
City Of Industry, CA
91748

Opening Hours

Monday 10am - 5pm
Tuesday 10am - 5pm
Wednesday 10am - 7pm
Thursday 10am - 5pm
Friday 10am - 5pm

Website

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