Lori Reisfelt Mortgage Loan Officer NMLS ID# 291773

03/08/2024

Happy International Women's Day
International Women's Day. We believe that all women should feel empowered to have a voice in their community, workplace, and beyond.

So, here's to strong women ~
may we know them,
may we be them,
may we raise them.

And for the men wondering why they received this email; we think it’s important to support those who support us. We can accomplish more when we work together and support one another.




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HighTechLending, Inc.
NMLS #7147

03/10/2023

Introducing the jumbo financing tool for people who want to retire as well as they have grown accustom to how they have lived.

We offer a suite of jumbo reverse mortgage products that are designed specifically for homeowners of high-value homes.

If you are 55 years or older, a HomeSafe reverse mortgage allows you to access even more of your home's equity to put to work however you want -- giving you more control over your assets, investments, and cash flow.

The HomeSafe reverse mortgage offers some great advantages, such as:
> Loan amounts up to $4 Million -- significantly higher than a
Home Equity Conversion Mortgage (HECM)
> No mortgage insurance premium like with a HECM
> Minimum age requirement is 55 vs. 62 years and older
> HomeSafe loan proceeds are tax-free*
*Not tax advice. Consult a tax professional

Please contact me at 510-583-8123 to learn more about the HomeSafe jumbo reverse mortgage and how it may help you secure long-term financial independence.

03/08/2023

Looking for additional funds to cover the rising costs at the pump, grocery store, or for whatever else you'd like?

HomeSafe Second is second loan, for homeowners ages 55+, that compliments your existing mortgage by unlocking a piece of the equity in your home without needing to refinance your first mortgage. This is especially helpful if you have a low interest rate on your first loan.

HomeSafe Second loans you a portion of your home equity, and because it doesn't require an additional *monthly payment, this loan could be the key to increase your cash flow while you leave your investments intact to help hedge against portfolio downturns.

This loan requires you use your property as your primary residence, and that you continue to pay property charges including your first mortgage payment, property taxes, HOA fees (if applicable) and hazard insurance. You also need to maintain your home.

Call me at 510-583-8123 to see if a HomeSafe Second can help.

* Repayment of this loan occurs when you permanently leave your home or if you do not comply with the requirements listed above.

03/03/2023

I may be able to get you access to your home equity without a new or additional monthly mortgage payment! Interested? Call or email me to learn how and to see how much you could qualify for.
Phone: 510-583-8123
Email:[email protected]
Website: LoriReisfelt.com

03/01/2023

Do you or a loved one desire a more comfortable and secure retirement? If you are *62 or older, a reverse mortgage could be the key to unlock the equity in your home.
Use your proceeds for whatever you choose, such as:

> Supplement your work or retirement income
> Pay for home improvements
> Cover medical or in-home care expenses
> Take that "bucket list" vacation you've always wanted to go on
> Pay off an existing mortgage or credit card debt without having
to make **monthly payments and improve your cash flow

* Some programs are available for homeowners 55 years or older
** Monthly payments are optional. Borrowers to remain current on their property taxes, homeowners insurance, HOA fees (if applicable), occupy the home as your primary residence and maintain the property.

SOMETIMES THE SIMPLEST SOLUTIONS ARE THE BEST!

Call 510-583-8123 today for more information or to request a quote and receive a free copy of the booklet "Use Your Home to Stay at Home" published by the National Council on Aging (NCOA).

02/16/2023

Our offices will be closed in observance of President’s Day.
For those of you still in the workforce, enjoy your three-day weekend!

02/15/2023

Looking to boost your cash flow in retirement? A reverse mortgage might be just the solution you need. By tapping into the equity in your home, you can access tax-free cash to cover your expenses and live more comfortably.

With a reverse mortgage you can supplement your work or retirement income, pay off debt, make necessary home repairs, cover medical or in-home care expenses, or whatever you fancy. Plus, you'll have the peace of mind of knowing you can stay in your home for as long as you like as long as you continue to remain current on your property taxes, homeowners insurance, HOA fees, and maintain your home.

Give me a call at: 510-583-8123 to learn more about how a reverse mortgage can help you maximize your cash flow and secure your financial future!

02/07/2023

Unlock some of the equity in your home with a Home Equity Conversion Mortgage (HECM). Our HECM Reverse Mortgage loans are insured by the Federal Housing Administration and allow you to convert some of the equity in your home into tax-free cash. Use the funds to cover living expenses, pay off an existing mortgage (to increase monthly cash flow), pay off debts, or use to enjoy your retirement with peace of mind.

There are no required monthly mortgage payments and you can continue to live in your home as long as you like; just as long as you maintain your home, pay your annual property taxes, and homeowner's insurance.

Let me help you find the perfect HECM loan for your needs. Contact me today for more information - 1-510-583-8123

01/19/2023

Recently retired or thinking about your retirement strategy?
Give me a call to see if a Reverse Mortgage can help you realize your dreams.
I can be reached directly at: 1-510-583-8123 ~or~
Toll-free at: 1-855-738-4326.

11/18/2022

Give me a call to get answers to any questions you might have. I'll also provide you with a personalized analysis. I can be reached at: 510-583-8123

Retirees with existing mortgages will enhance their retirement by repaying their mortgage with a HECM reverse mortgage.

05/05/2022

Might a reverse mortgage work nicely with your current or upcoming retirement plans?
Call today and let’s discuss your options; I’ll provide you with the straightforward information and education you deserve so you (and your family) can make an informed decision about using a reverse mortgage as a retirement tool.
I’m at 510-583-8123 and will look forward to your call!
Lori Reisfelt
Mortgage Loan Officer
NMLS ID #291773

A self-admitted critic of the reverse mortgage product now says that home price appreciation make them difficult to ignore as retirement planning tools.

09/03/2021