Union Home Mortgage Cincinnati

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Union Home Mortgage Cincinnati John Insco Home Loans is committed to doing business the right way. We work hard to find the right home mortgage loan for you.

NMLS ID 110139 Equal Housing Lender

http://www.amerifirst.com/ The resource for first time home buyers, FHA 203k candidates, HomeStyle Renovation, VA loans and Rural Development (RD loans). These mortgage loan options are all types of home loans you will find at AmeriFirst Home Mortgage. AmeriFirst Home Mortgage is a division of AmeriFirst Financial Corporation

950 Trade Centre Way, Suite 400 Kalamazoo, MI 49002 | 269.324.4240

John Insco - Branch Manager
NMLS # 218071 MLO.028023.002
KY MC304421 IN 25468

Steve Loechtenfeldt
NMLS # 273462 MLO .036300.000
KY MC288676 IN 23031

ā€œAmeriFirst is an equal housing lender that does not discriminate on the basis of race, color, religion, national origin, s*x, marital status, familial status, disability, source of income, or age.ā€

*This is not a commitment to lend. Not all borrowers will qualify; contact us for more information on fees and terms.

šŸ”šŸ”„ IT'S FRIDAY! THE WEEKEND IS HERE, BUT THE HOUSING MARKET ISN'T SLOWING DOWN!Have a buyer with questions? Working on a...
10/16/2026

šŸ”šŸ”„ IT'S FRIDAY! THE WEEKEND IS HERE, BUT THE HOUSING MARKET ISN'T SLOWING DOWN!

Have a buyer with questions? Working on an offer? Need financing answers to keep a deal moving?

Don’t wait until Monday! šŸ’Ŗ

I’m available all weekend to help you and your clients navigate their mortgage questions, explore financing options, and keep opportunities moving forward.

šŸ“² Your buyers have questions. I’m just a call or text away!

Let’s make this weekend a WIN! šŸ”šŸ”‘

šŸŒŸšŸ” Another GREAT Review to Celebrate!Nothing makes us happier than hearing from another happy homeowner! ā¤ļøšŸ”‘We love what...
10/14/2026

šŸŒŸšŸ” Another GREAT Review to Celebrate!

Nothing makes us happier than hearing from another happy homeowner! ā¤ļøšŸ”‘

We love what we do, and helping our clients have an amazing experience on their journey HOME is what it's all about!

A HUGE thank you to our incredible clients for trusting us and our amazing Realtor partners for helping make it happen!

More happy homeowners. More reasons to celebrate! šŸŽ‰šŸ™Œ

A pre-approval is your way of telling sellers that you know exactly how much you can afford and that you are truly ready...
10/12/2026

A pre-approval is your way of telling sellers that you know exactly how much you can afford and that you are truly ready to buy. Get one step closer to homeownership and contact me to get pre-approved today!

šŸ”šŸ”‘ Another Closing! Another Happy Homeowner!We love celebrating new beginnings and helping our communities continue to g...
10/09/2026

šŸ”šŸ”‘ Another Closing! Another Happy Homeowner!

We love celebrating new beginnings and helping our communities continue to grow! ā¤ļø

A huge THANK YOU to our amazing clients and Realtor partners for trusting us to be part of the journey!

More keys, more smiles, and more families getting HOME! šŸŽ‰šŸ”

⭐ Another Great Review to Celebrate! ⭐There’s nothing better than hearing that our clients had a great experience on the...
10/07/2026

⭐ Another Great Review to Celebrate! ⭐

There’s nothing better than hearing that our clients had a great experience on their journey HOME! šŸ”ā¤ļø

We’re incredibly grateful for every borrower who puts their trust in our team. Providing great communication, dependable service, and support from start to finish is what it’s all about.

Thank you for trusting UHM to help you get HOME! šŸ”‘šŸ™Œ

šŸ” A Little Help Can Go a Long Way Toward HOME!The UHM Grant offers up to $2,000 to help eligible homebuyers take another...
10/05/2026

šŸ” A Little Help Can Go a Long Way Toward HOME!

The UHM Grant offers up to $2,000 to help eligible homebuyers take another step toward making homeownership a reality! šŸ”‘šŸŽ‰

Thinking about buying? Let’s talk about your options and see if the UHM Grant could help.

Realtor and referral partners: Have a client who may benefit? Let’s connect and help more buyers find their way HOME! šŸ™Œ

Ready to get started? Contact me today!

⭐ Another Great Review to Celebrate! ⭐Nothing makes us happier than hearing that our clients had a smooth and positive e...
09/30/2026

⭐ Another Great Review to Celebrate! ⭐

Nothing makes us happier than hearing that our clients had a smooth and positive experience! šŸ”ā¤ļø

Great communication, great service, and a team committed to being there every step of the way—that’s what we strive to deliver with every loan.

Thank you for trusting UHM to be part of your journey HOME! šŸ”‘šŸ™Œ

Need some help with the upfront costs of your new home? UHM Home Start turns your new home's price into down payment ass...
09/28/2026

Need some help with the upfront costs of your new home? UHM Home Start turns your new home's price into down payment assistance! Contact me to see if you qualify.

šŸ’³ Carrying balances on multiple credit cards? Your credit score may be feeling it.One number to keep an eye on is your c...
09/21/2026

šŸ’³ Carrying balances on multiple credit cards? Your credit score may be feeling it.

One number to keep an eye on is your credit utilization—how much of your available credit you’re currently using. Generally, lower utilization can be better for your credit score.

Think of it this way: More available credit + lower balances = a healthier-looking credit profile.

Small changes can make a difference! Before making any big moves with your credit—especially if you’re thinking about buying a home—talk with your Loan Officer about the best approach for your situation. šŸ”

šŸ“ˆ The Fed raised rates… so mortgage rates went up too, right? Not necessarily!Here’s the important part: the Federal Fun...
09/17/2026

šŸ“ˆ The Fed raised rates… so mortgage rates went up too, right? Not necessarily!

Here’s the important part: the Federal Funds Rate and mortgage rates are not the same thing. While Fed decisions can influence the overall economy, mortgage rates are driven by several factors, including inflation, the bond market, and broader economic conditions.

šŸ” For homebuyers: Don’t let a headline make you think you need to put your plans on hold.

šŸ¤ For our Realtor partners: This is a great reminder that every market creates opportunities—and having the right lending partner can help your clients understand their options.

Have questions about what’s happening with mortgage rates? Talk to your local UHM Loan Officer. We’re here to help make sense of the market!

Address

Cincinnati, OH
45247

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+15139853000

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