Joe Coombs - Registered Financial Representative at Western & Southern Life

12/20/2025

December 20 is the anniversary of The Space Force. On this day we celebrate the founding of the U.S. Space Force in 2019. It honors the Guardians who protect U.S. interests in space and ensure technological superiority.

12/13/2025

Today, December 13, we celebrate the birthday of The National Guard.

The National Guard’s birthday highlights its dual role in serving both state and national missions. It honors the versatility and dedication of its soldiers and airmen.

11/11/2025

Today, November 11, is Veterans Day in which we honor and thank all the brave men and women of the Armed Forces who honorably served the United States in all wars.

11/10/2025

Today, November 10, commemorates the founding of the U.S. Marine Corps in 1775. It celebrates the Corps’ history, traditions, and valor.

11/05/2025

Do you have life insurance through work? That’s great – but understand you probably cannot keep that coverage, should you terminate your employment or retire.

Let’s talk about some “stickier” options that can help meet your financial needs.

https://bit.ly/4nG0b1q

11/03/2025

10 reasons why owning life insurance with cash value in retirement may make good sense.

Learn more about our life insurance products now.

https://bit.ly/4qEpxzp

11/01/2025

Get ready to gobble up some miles because registration for the Western & Southern Thanksgiving Day Race is open!

As a proud sponsor of this iconic event, we love seeing thousands of families, friends and even so many of our co-workers celebrate gratitude, health and community. 🦃🍂🏃

https://bit.ly/4hEbdCV

10/30/2025

Term vs. Whole Life Insurance: Which is right for you?

Determine the best life insurance for you—our clear comparison of term vs whole life insurance simplifies your decision. Discover your perfect match today!

10/24/2025

Planning for Retirement? Avoid These 10 Common Mistakes

Retirement should be a time to enjoy the fruits of decades of hard work, not a period of financial stress.

Western & Southern Life highlights 10 retirement planning mistakes that can derail your goals:

✅ Delaying savings — Compound interest rewards early action.
✅ Missing employer matches — That’s free money you shouldn’t leave on the table.
✅ Ignoring healthcare costs — Medicare doesn’t cover everything.
✅ Failing to rebalance your portfolio — Risk tolerance changes over time.
✅ Carrying too much debt — Fixed income and debt don’t mix well.
✅ Overlooking inflation — Your purchasing power will shrink.
✅ Missing tax advantages — Strategic use of 401(k)s and IRAs can help you save money.
✅ Retiring too early or too late — Timing affects benefits and lifestyle.
✅ Neglecting legal updates — Outdated documents can cause complications.
✅ Not planning at all — The biggest mistake is doing nothing.

Read the article below to read more about common mistakes to avoid when planning your retirement.

https://bit.ly/3IZ13ju

10/22/2025

529 College Savings Plan:
https://bit.ly/47mX5t0

Contact Us: https://bit.ly/4hHNB0l

Higher education can be expensive.

That’s why a resourceful, tax-efficient savings strategy matters—and a 529 College Savings Plan can be a powerful tool.

If you’re passionate about helping the next generation succeed, let’s connect. We would love to help you explore how a 529 plan through Western & Southern Life can be part of your children’s financial foundation.

10/20/2025

Seeking long-term financial stability?

Wanting personalized financial strategy?

Annuities may be your solution.

Explore some of the benefits. Click the link below.

Discover how annuity benefits can provide reliable income in retirement. Learn the critical advantages of annuities for financial security. Get started today!

10/18/2025

Get ready to gobble up some miles because registration for the Western & Southern Thanksgiving Day Race is open!

Can’t wait to turkey-trot my way through downtown Cincinnati with W&S associates, friends and family on Thanksgiving morning. 🦃🍂🏃

https://bit.ly/4okTH8K