Swede Steigerwald - Mortgage Loan Originator Nmls#: 2035482

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United States
Cincinnati, OH
Swede Steigerwald - Mortgage Loan Originator Nmls#: 2035482

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Various types of Mortgage Loans to meet all of your Mortgage needs. Suite 220
Cincinnati, OH 45236

NMLS #: 2035482
Republic Bank Mortgage - NMLS #: 402606
Equal Housing Opportunity
8050 Hosbrook Rd.

10/20/2026

"AREN'T NON-QM LOANS RISKY?" HERE'S THE TRUTH

Every time I mention Non-QM loans to investors, I hear:
“Isn’t that subprime?”
No.
Non-QM doesn’t mean reckless.
It means the loan doesn’t fit inside Fannie or Freddie’s box.

You still need:
• Verified income or property cash flow
• Reserves
• Skin in the game

The difference is flexibility.
Instead of killing your deal because of tax write-offs or too many properties…these programs are built for investors.
They’re structured, documented, and designed for business-minded borrowers.
If you’ve avoided Non-QM because of misconceptions, contact me and I’ll break down the guidelines.

10/18/2026

Curious about making your homeownership dreams a reality? As a dedicated Mortgage Loan Officer, I'm here to provide personalized and trustworthy service, because your biggest investment deserves a human touch.

With years of experience finding the right mortgage for each unique situation, let's navigate the loan process together with transparency and ease. Your comfort is my priority.

Thinking about taking the plunge into homeownership, or refinancing your current loan? Reach out to discuss your goals. What home aspiration can I help you achieve today? 🏡

https://myoc.io/iprINlck1x5

NMLS ID 2035482

10/16/2026

When it comes to mortgages, a customized fit is key! Every homeowner's financial journey is unique, and I'm here to tailor your loan options to best suit your situation.

Ready to find a solution that fits like a glove? Let's connect and explore your options today!

Call me with your mortgage questions, or to start a personalized conversation.

https://myoc.io/iprINlck1x5

NMLS ID 2035482

10/15/2026

IS YOUR DOWN PAYMENT INCLUDED IN CLOSING COSTS?

The short answer is no – down payments and closing costs are two separate components of the home-buying process. The down payment is the portion of the home's purchase price you pay upfront.
Closing costs, on the other hand, are various fees and expenses associated with finalizing your mortgage.
These can include loan origination fees, appraisal fees, title insurance, and more.
While both of these are paid at closing, they serve different purposes. Your down payment goes towards the equity of the house, whereas closing costs cover the services and processes required to set up your mortgage.
Navigating the home-buying process can be complex, but I'm here to help make it easy for you. Let me know what questions I can help answer and follow me for more guidance on real estate matters!

10/05/2026

Always a great way to start the week!

09/28/2026

Did you know that while Fed rates grab the headlines, they're not the boss of mortgage rates? 📈 Instead, mortgage rates dance to a tune played by economic conditions, inflation, and the bond market.

Curious how this works and how it could affect your mortgage plans? Let's talk about structuring a loan tailored just for you!

Reach out today—I'm here to help you every step of the way. Are you ready to make that dream home a reality?

https://myoc.io/iprINlck1x5

NMLS ID 2035482

09/26/2026

Unlock the potential of financing with an informed decision on an ARM loan! Many perceive Adjustable Rate Mortgages as risky, but they might be your long-term key to a dream home—without the price tag.

🎯 What’s your mortgage strategy: Saving on interest initially or securing predictability with fixed rates? Let’s chat options that align with your financial goals. Reach out to me to dive deeper into how these loans could work for you.

https://myoc.io/iprINlck1x5

NMLS ID 2035482

09/25/2026

Unraveling the loan process can feel like solving a mystery 🕵️‍♀️ Let me break it down for you! From initial paperwork to the sweet moment of approval, I'm here to make each step as smooth as possible.

Got a question about where you stand or what comes next? Contact me, I'm here to help you every step of the way!

Eager to turn those home dreams into reality? Let’s chat about your options today.

https://myoc.io/iprINlck1x5

NMLS ID 2035482

09/15/2026

BE PREPARED! The major appraisal change in 2026 is the nationwide transition to UAD 3.6 and the new dynamic Uniform Residential Appraisal Report (URAR), becoming mandatory on November 2, 2026, replacing all existing appraisal forms.

09/09/2026

On some files these words are just sweeter to hear!!

Address

8050 Hosbrook Road Suite 220
Cincinnati, OH
45236

Website

https://mortgage.republicbank.com/s/MLO?language=en_US&userAlias=ssteigerwald

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