Swede Steigerwald - Mortgage Loan Originator Nmls#: 2035482

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Cincinnati, OH
Swede Steigerwald - Mortgage Loan Originator Nmls#: 2035482

Various types of Mortgage Loans to meet all of your Mortgage needs. NMLS #: 2035482

06/08/2026

Great day supporting the Realtor Alliance of Greater Cincinnati!

06/05/2026

What's better than a closing on a Friday? Two closings on a Friday!
Reach out for your mortgage needs!

06/04/2026

Unraveling the loan process can feel like solving a mystery 🕵️‍♀️ Let me break it down for you! From initial paperwork to the sweet moment of approval, I'm here to make each step as smooth as possible.

Got a question about where you stand or what comes next? Contact me, I'm here to help you every step of the way!

Eager to turn those home dreams into reality? Let’s chat about your options today.

https://myoc.io/iprINlck1x5

NMLS ID 2035482

06/02/2026

CREDIT MONITORING TIPS
Regular credit monitoring is essential for maintaining good credit health. Here are some tips to stay on top of your credit!
Get a free annual credit report from AnnualCreditReport.com. This will help you see where you stand with your credit score.
Review your credit report for errors or discrepancies.
Mistakes can be made and you can save a lot of money and a ton of headaches by checking these errors.
Set up alerts to be notified of any changes to your credit report. Your credit score doesn't have to be a mystery; you can easily be notified if anything changes.
Stay in the know and protect your credit score with proactive monitoring. Give me a call and I can help.

05/30/2026

Dreaming of owning your own home? 🌟 With being able to lend in 27 states, the journey to your dream home just got easier! Whether you're shopping locally or you're an out-of-state mover, we're here to help you secure the right mortgage plan. 🏡

Curious if we can serve you in your state? Let's chat! Contact me, I'm ready to find the plan tailored to fit your needs.

https://myoc.io/iprINlck1x5

NMLS ID 2035482

05/29/2026

HOW DO I READ A CREDIT REPORT?
Struggling to understand your credit report? Here's what you should pay attention to.
First, you'll see your personal information: name, address, social security number, and employment info.
The report lists all your credit accounts, including loans and credit cards, with their history.
Look at your payment history. It shows late or missed payments, which are crucial for your credit score.
It also includes credit inquiries, both soft and hard pulls, and potentially negative items like collections or bankruptcies.
Carefully review for any errors. These can negatively impact your credit score and should be disputed if incorrect.
Knowledge is power! Follow for more credit education and tips.

05/28/2026

HOW BI-WEEKLY MORTGAGE PAYMENTS SAVE YOU THOUSANDS

Here’s a simple payment trick that can save you tens of thousands of dollars and shave years off your mortgage with one simple change.
Here's how it works: Instead of making one monthly payment, you split it in half and pay bi-weekly.
Let's say your mortgage payment is $2,400/month. Most people pay $2,400 once a month = $28,800 per year.
But if you pay $1,200 every two weeks instead, you end up making 26 half-payments per year – which ends up being 13 full monthly payments instead of 12.
Which means you’re making one extra payment per year without even noticing it.
On a $400K mortgage at 7%, here's what that does:
One monthly payment will pay off your mortgage in 30 years, with $558,000 total interest paid.
Bi-weekly payments pays it off in 24 years, with $463,000 total interest paid.
That means you save $95,000 in interest AND cut 6 years off your mortgage just by adjusting when you pay.
Now some lenders do charge fees to set this up, and if you have a prepayment penalty (rare, but some loans have them), this won't work.
But it’s worth asking your loan officer because this is one of the easiest ways to build equity faster without feeling like you're sacrificing anything.
Follow for more mortgage strategies that save you money, and if you want help finding the smartest financing strategies for you, reach out to me.

05/27/2026

Ready to make your dream home a reality? 🏠 Don't start your home search without having a solid financial foundation first! Begin with the essential step of connecting with a Mortgage Loan Officer who will guide you through the pre-qualification process. This way, you'll know your budget and have the edge over other buyers.

I make it my mission to personalize the mortgage experience just for you with specialized programs and rates tailored to your needs. Let's take the stress out of home-buying and make it an exciting experience!

What are you waiting for? Contact me today to get the conversation started and find out how much home you can afford!

https://myoc.io/iprINlck1x5

NMLS ID 2035482

05/25/2026

Happy Memorial Day. Remembering those who gave all.

05/19/2026

Navigating ever-changing mortgage rates can feel like a roller coaster ride. 🎢 Luckily, you're not alone on this journey. As a dedicated Mortgage Loan Officer, my job is to simplify the process and find the right solution tailored to your needs.

Wondering how current rates might impact your dream home purchase? Let's discuss the possibilities together. I'm here to answer your questions and guide you through this complex landscape.

Your new home awaits, so let's make it happen! Reach out to me to get started today.

https://myoc.io/iprINlck1x5

NMLS ID 2035482

Address

8050 Hosbrook Road Suite 220
Cincinnati, OH
45236

Website

https://mortgage.republicbank.com/s/MLO?language=en_US&userAlias=ssteigerwald

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