Aaron Petrusch NMLS: 1772592 Loan Originator - PrimeLending

02/18/2026

Excited to host a Lunch & Learn with Missy Lawwill of Coldwell Banker Heritage at the beautiful Enclave of Springboro! 🏡✨
We’ll be covering renovation options that can help homeowners maximize value, update their space, and make confident decisions in today’s market. Whether you're thinking about light updates or a full remodel, this session will give you practical insights and real-world guidance.
If you’re curious about what renovations make the biggest impact (and which ones to skip), you won’t want to miss this!
Thursday, February 26th, 12-1pm

01/15/2026

Looking for affordable homeownership opportunities? 🏡
Check out HomePath by Fannie Mae—a program offering eligible buyers access to foreclosed properties, often with low down payment options and special incentives for owner-occupants.
A great path toward owning a home sooner.
Contact me for more info.

HomePath helps homebuyers, real estate agents, community-minded groups, and investors find Fannie Mae REO houses for sale. Start your search.

12/10/2025

The Fed cut its policy rate by 0.25% today, and mortgage rates dipped afterward. The two events are independent.

Bond markets—which drive mortgage rates—did not react to the rate cut itself. The movement came when Chair Powell began speaking.

There’s a common assumption that these press conferences consistently push rates higher. Today demonstrated the opposite is possible. Several remarks likely contributed:

Powell noted job gains may have been overstated recently.

He indicated inflation continues to ease.

He said rates are now sitting in the upper end of the “neutral” range.

“Neutral” refers to a Fed Funds Rate level that neither stimulates nor restricts economic activity. If the rate is in the higher portion of that range, it implies potential room for additional cuts in 2026. That idea was already embedded in today’s rate projections, but hearing Powell reinforce it gave markets more confidence.

Before the press conference, mortgage rates were essentially flat compared to yesterday. Afterward, many lenders issued mid-day improvements, bringing rates to their lowest levels of the week.

12/09/2025

This week, the Federal Reserve is finishing up its two-day meeting and will announce whether they plan to cut the Fed Funds Rate or leave it where it is.

Many experts believe we’ll see a small rate cut.
But here’s the important part for homeowners and homebuyers:

👉 A Fed rate cut does not mean mortgage rates automatically go down.

The Fed Funds Rate impacts short-term borrowing (like credit cards and auto loans).
Mortgage rates follow a different path—mainly the 10-year Treasury yield.

And here’s where it gets interesting:
Lowering short-term rates is generally viewed as inflationary.
If inflation ticks up, the 10-year Treasury can rise… and mortgage rates may actually increase, at least in the short term.

So what should you expect?

✔️ The Fed will likely cut rates.
❌ But that doesn’t mean mortgage rates will drop right away.
📈 In fact, they could bump up a bit before settling down.

If you have questions about today’s market or where things may be headed, just send me a message! 📩

10/16/2025

Looking for creative real estate financing? We do it all: Bank Statement, P&L, Fix & Flip, DSCR, Asset Depletion, Bridge, No Ratio, and much more.

10/03/2025

Now look at this happy couple!
Home Equity Lines of Credit in as little as 7 days, no physical appraisal required. Ask me how.

03/01/2025

Are you a business owner or someone who has to work to find clients or their own book of business? Come check out Bestsiders, a FREE networking group, located on the Westside in Cincinnati. Please reach out for more information if you are interested in attending.

01/19/2025

Make your offer stand out with the power of cash! 💵💥
PrimeLending's Buyer's AdvantEDGE approval letter* allows you to utilize our Close On Time Cash Guarantee 🏠⏳which means if your loan does not close on time, PrimeLending will pay the seller $5,000.**
This guarantee makes your offer more attractive and shows you’re serious about closing on time. 🔑✅Interested in learning more? DM me for all the details and how you can take advantage of this offer!

*Approved indicates an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. **Credit approval required before ex*****on of sales contract (underwriter verified all necessary forms of income, assets, and credit). $5,000 paid to seller if loan isn’t closed by later of closing date or 21 days from receipt of executed sales contract. Voided by changes in sales contract, borrower’s credit, loan program, borrower/seller delays, fraud, legal restrictions, or circumstances beyond lenders control. Subject to property conditions being met. Valid only on FHA or Conventional single family primary residence purchase loan. Exclusions apply. See details: https://www.primelending.com/buyersadvantedge

01/18/2025

Thinking about selling your current home to buy a new one? 🏡💭

Here are some budget-friendly ways to add value and make your home more appealing to buyers:
• 🌿Boost curb appeal: Fresh landscaping makes a big impact.
• 💡Update the details: Remove popcorn ceilings and modernize your fixtures.
• 🔧 Small changes, big results: Update hardware on cabinets, drawers, and faucets.
• 🎨Refresh, don’t replace: Painting cabinets is a cost-effective way to upgrade.
• 🧹Keep it clean: A tidy home creates a lasting impression for potential buyers.

While you’re prepping your home for sale, let’s connect to discuss mortgage options for your new home. 📞✨

01/17/2025

You own your business — now it’s time to own your home! 🏡💼

As a self-employed borrower, you’ll complete the same mortgage application as everyone else, but you may need to provide a few extra income documents. These typically include:
• Your two most recent years’ worth of 1099s 📄
• Business tax returns and K-1s 🧾
• Shareholder information, a profit/loss statement, and a year-to-date balance sheet 📊

It may sound like a lot, but I’m here to guide you through the process and help you gather everything you need. 🙌

Have questions about the mortgage process? Reach out anytime — I’m happy to help you navigate.

01/16/2025

Is waiting for the "perfect" time to buy really the best choice for you? 🤔
Here are some key benefits of buying now instead of waiting:
• Build equity from day one 💰
• Lock in stable monthly payments and avoid rising rent costs 📈💸
• Personalize your space to make it truly yours 🏡✨
With rent prices continuing to rise, you might find that a comparable mortgage payment is more affordable than you think. 💡
Let’s connect and see if buying now fits your budget! 📲