Credit Guardians, LLC.

08/14/2022

Coming soon….Dr Bernice King and Ashley Bell has partnered to create new company “Ready Life” to offer the opportunity for new homebuyers to purchase without credit scores being a factor!!! Check it out ⬇️⬇️⬇️⬇️⬇️

Homeownership is a main key to developing riches, but there is a disconcerting space between Black property owners and those that are white.

07/27/2021

🗣WHO NEEDS TRADELINES❓
AUTHORIZED USER TRADELINES ARE NOW AVAILABLE‼️ COMMENT BELOW‼️ SERIOUS INQUIRIES ONLY AS THEY DON’T LAST LONG AT ALL‼️IF YOU ARE READY TO MOVE YOUR SCORE FROM POOR TO FAIR OR FROM FAIR TO GOOD OR GOOD TO EXCELLENT, COMMENT BELOW‼️THEN BE READY TO TAKE ACTION WHEN I REACH OUT TO YOU‼️

05/08/2020

🗣CREDIT DISPUTE SPECIAL OFFERED NOW FOR LIMITED NUMBER OF NEW CLIENTS‼️
ENROLL NOW‼️
https://www.creditguardians.org/sale

04/14/2020

Quarantine means time to get to work on your credit! Grab your copy of The “Ultimate DIY Credit Repair Guide” by Credit Guardians, LLC.. Get your hard copy ($25) or digital copy ($14) TODAY! Go to www.creditguardians.org/shop to order NOW!

This guide features:

✔️Over 20 effective dispute letter templates
✔️Soft cover so you can make notes, track your progress and easy to store
✔️Covers the FDCPA & FCRA regulations
✔️Break down of the statute of limitations by state
✔️Dispute process flow chart to understand exactly how to dispute
✔️Money management & savings tips
And much much more!

03/22/2020

Some things to consider with the COVID-19 stimulus package....

As Washington haggles over how much money to send to Americans in the wake of the coronavirus epidemic, there could be one more side effect: taxes. Here's how much the government is currently thinking about sending you, and how much of a cut it may or may not take.

03/20/2020

News from New York in debt collection....
What a beautiful time to file disputes 🤔🤔🤔

First, collection of student loan debt. Now, mortgage payments.

03/20/2020

And more....

The direct payments to many Americans would be means-tested based on their income.

03/20/2020

More as it continues to unfold....

A plan unveiled on Thursday by Senate Democrats to forgive $10,000 in student debt amid the coronavirus goes much further than the Trump administration's temporary interest waiver.

03/18/2020

How is the COVID-19 outbreak impacting your credit....here you go...

This is what’s coming down the pipeline on the credit front....

This is about to get PROPOSED as a legislative response to Coronavirus...among other things...

1) Suspension of all consumer and small business credit payment requirements. This includes mortgages, auto loans, student loans, credit cards, small business loans, and personal loans. No fees or interest to accrue.

2) Suspension of ALL negative consumer credit reporting during the pandemic and 120 days thereafter. Also, the CRAs would be "prohibited" from lowering a consumer's credit score, which doesn't make sense given the CRAs don't control what "counts" in a consumer's FICO score.

3) Prohibit debt collection, repos, and garnishment of wages during the pandemic, and for 120 days thereafter.

4) Prohibit all evictions, foreclosures, and repos, including homes, RVs, and cars. (The POTUS, through HUD, announced today that some of this is already going to be implemented.)

5) Require forbearance programs for mortgages on rental properties.

https://www.schatz.senate.gov/press-releases/schatz-brown-introduce-new-bill-to-protect-peoples-credit-scores-suspend-negative-credit-reporting-during-coronavirus-outbreak

Credit: John Ulzheimer