Home Loans with Jessica

Home Loans with Jessica Mortgage Advisor – NMLS #269122
Edge Home FInance, LLC – NMLS #891464
5968 Baker Road
Minnetonka, MN 55345
Equal Housing Lender
www.nmlsconsumeraccess.org

You've heard the horror stories...how hard it is to qualify, not to mention the fighting, shopping, and haggling to get a good rate. I've got great news...When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle. NMLS #269122
(513) 748-6987
[email protected]

New 5.0-star Review: "Everyone we worked with did such an amazing job! They kept us updated throughout the whole process...
06/25/2026

New 5.0-star Review: "Everyone we worked with did such an amazing job! They kept us updated throughout the whole process and stayed on top of everything that was needed. We couldn’t have asked for a better team to work with when buying our new house!"

New 5.0-star Review: "Truly amazing experience with Jessica. She made the process seamless and stress free. She was alwa...
06/18/2026

New 5.0-star Review: "Truly amazing experience with Jessica. She made the process seamless and stress free. She was always available to provide help and guidance . She is very proactive and experienced. She and Toni made a great team. Highly recommended."

New 5.0-star Review: "We had a great experience working with Edge Home Finance. Jessica was absolutely amazing to work w...
06/17/2026

New 5.0-star Review: "We had a great experience working with Edge Home Finance. Jessica was absolutely amazing to work with! She was knowledgeable, responsive, and made the entire process feel straightforward (even with an out of state purchase). A big shout-out to her team as well, including Toni! Everyone was professional, easy to communicate with, and did exactly what they said they would do. Most importantly, they moved quickly and got us closed without any unnecessary delays! I highly recommend this team to anyone buying a home or looking to refinance. They truly delivered with 5⭐️ service!"

Did you know you might already have the funds for your down payment? 💸 Here are two ways you can tap into your own resou...
06/05/2026

Did you know you might already have the funds for your down payment? 💸 Here are two ways you can tap into your own resources to make homeownership happen:

1️⃣ Leverage Your Life Insurance

If you have a permanent life insurance policy with cash value, you can borrow against it to cover your down payment, closing costs, or reserves. It’s like making your policy work for you - without needing approval from a bank!

2️⃣ Borrow from Your 401K

Before you write this off, consider this: A 401K loan is tax-free, and the interest you pay? It goes right back into your account—not a lender’s pocket. As long as you follow the repayment terms, you’re investing in your future while securing a home.

💰 Smart Move: Pairing these options with a solid savings plan can help you step into homeownership sooner than you think!

Ready to make your down payment work for you? Drop ‘GUIDE’ in the comments, and I’ll personally reach out for a quick call to walk you through how these options could work for you!

❤️ Save this for later & share with anyone you know who might benefit from this info!

New 5.0-star Review: "Highly recommend. Buying a home is super stressful but I received best service. Very professional ...
05/29/2026

New 5.0-star Review: "Highly recommend. Buying a home is super stressful but I received best service. Very professional and friendly and always willing to answer any questions you may have!"

New 5.0-star Review: "Jessica was very attentive and always available when needed! She helped make our loan process smoo...
05/27/2026

New 5.0-star Review: "Jessica was very attentive and always available when needed! She helped make our loan process smooth and on time to sell and buy in the same week. We couldn’t have done it without her."

Congrats to one of our newest homebuyers! 🔑 After a life transition, we created a plan over a year ago around her timeli...
05/27/2026

Congrats to one of our newest homebuyers! 🔑 After a life transition, we created a plan over a year ago around her timeline to purchase and this past week, she achieved her goal of closing on her new home. Proof that with a plan, patience, and persistence, goals become reality. So excited for this next chapter and all that’s ahead! 🏡🙌

Grateful for clients who refer their friends and family, it’s an honor to be part of these milestones. 💛

And a shoutout to Skyline Properties Group - Joan Lane & Ashley Enneking for finding and negotiating the perfect home sweet home!

Cheers to new beginnings! ✨

My clients know better BUT unfortunately I hear about this a lot 😬A buyer falls in love with a home, then loses it becau...
05/26/2026

My clients know better BUT unfortunately I hear about this a lot 😬

A buyer falls in love with a home, then loses it because they financed a new car the week before closing. Or they skipped the pre-approval and got beat by a stronger offer.

Don’t let that be you.

Here are 3 things every first-time buyer should know BEFORE house hunting 👆

Save this post. Share it with someone shopping for their first home. And when you’re ready or have questions, I’m here.





Not all closings happen at a closing table! Today’s happened at a local coffee shop, helping a couple move closer to fam...
05/22/2026

Not all closings happen at a closing table! Today’s happened at a local coffee shop, helping a couple move closer to family + grandkids. Those are the moments worth celebrating. ☕🫶

It’s always great working alongside Maura and The Cagney Group - Coldwell Banker Realty!
Grateful for partnerships that help make these transitions smoother + even more meaningful! 🙌

Ps I don’t think we will ever forget the side table conversation! We really can’t make this stuff up!🤣

05/21/2026

Follow these RULES ⬇️

1️⃣ The 28% Rule: Just because you can get approved for more doesn’t mean you should. Keep your mortgage payment under 28% of your gross income to stay financially secure.

2️⃣ Skip the Big Banks: You want to work with a local lender that specializes in mortgages in your area.

3️⃣ Emergency Fund Ready? Aim for 3-6 months of living expenses in a high-yield savings account before taking the plunge into homeownership.

4️⃣ 1% Maintenance Rule: Owning a home comes with expenses! Budget at least 1% of the home’s value annually for maintenance and repairs. (That’s $4K/year for a $400K home!)

5️⃣ Plan for the Long Haul: Ideally, you’ll stay in your home for at least 5 years. This gives you time to build equity and avoid losses from short-term market fluctuations.

6️⃣ Mortgage Shopping Window: You’ve got a 14-30 day window to shop around for rates without multiple hard inquiries affecting your credit. Get at least 3 quotes - negotiation is key!

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