Home Loans with Jessica

Home Loans with Jessica Mortgage Advisor – NMLS #269122
Edge Home FInance, LLC – NMLS #891464
5968 Baker Road
Minnetonka, MN 55345
Equal Housing Lender
www.nmlsconsumeraccess.org

You've heard the horror stories...how hard it is to qualify, not to mention the fighting, shopping, and haggling to get a good rate. I've got great news...When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle. NMLS #269122
(513) 748-6987
[email protected]

New 5.0-star Review: "Highly recommend. Buying a home is super stressful but I received best service. Very professional ...
05/29/2026

New 5.0-star Review: "Highly recommend. Buying a home is super stressful but I received best service. Very professional and friendly and always willing to answer any questions you may have!"

New 5.0-star Review: "Jessica was very attentive and always available when needed! She helped make our loan process smoo...
05/27/2026

New 5.0-star Review: "Jessica was very attentive and always available when needed! She helped make our loan process smooth and on time to sell and buy in the same week. We couldn’t have done it without her."

Congrats to one of our newest homebuyers! 🔑 After a life transition, we created a plan over a year ago around her timeli...
05/27/2026

Congrats to one of our newest homebuyers! 🔑 After a life transition, we created a plan over a year ago around her timeline to purchase and this past week, she achieved her goal of closing on her new home. Proof that with a plan, patience, and persistence, goals become reality. So excited for this next chapter and all that’s ahead! 🏡🙌

Grateful for clients who refer their friends and family, it’s an honor to be part of these milestones. 💛

And a shoutout to Skyline Properties Group - Joan Lane & Ashley Enneking for finding and negotiating the perfect home sweet home!

Cheers to new beginnings! ✨

My clients know better BUT unfortunately I hear about this a lot 😬A buyer falls in love with a home, then loses it becau...
05/26/2026

My clients know better BUT unfortunately I hear about this a lot 😬

A buyer falls in love with a home, then loses it because they financed a new car the week before closing. Or they skipped the pre-approval and got beat by a stronger offer.

Don’t let that be you.

Here are 3 things every first-time buyer should know BEFORE house hunting 👆

Save this post. Share it with someone shopping for their first home. And when you’re ready or have questions, I’m here.





Not all closings happen at a closing table! Today’s happened at a local coffee shop, helping a couple move closer to fam...
05/22/2026

Not all closings happen at a closing table! Today’s happened at a local coffee shop, helping a couple move closer to family + grandkids. Those are the moments worth celebrating. ☕🫶

It’s always great working alongside Maura and The Cagney Group - Coldwell Banker Realty!
Grateful for partnerships that help make these transitions smoother + even more meaningful! 🙌

Ps I don’t think we will ever forget the side table conversation! We really can’t make this stuff up!🤣

05/21/2026

Follow these RULES ⬇️

1️⃣ The 28% Rule: Just because you can get approved for more doesn’t mean you should. Keep your mortgage payment under 28% of your gross income to stay financially secure.

2️⃣ Skip the Big Banks: You want to work with a local lender that specializes in mortgages in your area.

3️⃣ Emergency Fund Ready? Aim for 3-6 months of living expenses in a high-yield savings account before taking the plunge into homeownership.

4️⃣ 1% Maintenance Rule: Owning a home comes with expenses! Budget at least 1% of the home’s value annually for maintenance and repairs. (That’s $4K/year for a $400K home!)

5️⃣ Plan for the Long Haul: Ideally, you’ll stay in your home for at least 5 years. This gives you time to build equity and avoid losses from short-term market fluctuations.

6️⃣ Mortgage Shopping Window: You’ve got a 14-30 day window to shop around for rates without multiple hard inquiries affecting your credit. Get at least 3 quotes - negotiation is key!

Save this for later & share it with a friend who needs to see this!

05/21/2026

Follow these RULES ⬇️

1️⃣ The 28% Rule: Just because you can get approved for more doesn’t mean you should. Keep your mortgage payment under 28% of your gross income to stay financially secure.

2️⃣ Skip the Big Banks: You want to work with a local lender that specializes in mortgages in your area.

3️⃣ Emergency Fund Ready? Aim for 3-6 months of living expenses in a high-yield savings account before taking the plunge into homeownership.

4️⃣ 1% Maintenance Rule: Owning a home comes with expenses! Budget at least 1% of the home’s value annually for maintenance and repairs. (That’s $4K/year for a $400K home!)

5️⃣ Plan for the Long Haul: Ideally, you’ll stay in your home for at least 5 years. This gives you time to build equity and avoid losses from short-term market fluctuations.

6️⃣ Mortgage Shopping Window: You’ve got a 14-30 day window to shop around for rates without multiple hard inquiries affecting your credit. Get at least 3 quotes - negotiation is key!

Save this for later & share it with a friend who needs to see this!

Follow for mortgage insights!

One of the best parts of this business is staying connected long after closing. Catching up with one of and my youngest...
05/20/2026

One of the best parts of this business is staying connected long after closing. Catching up with one of and my youngest buyers at a recent financial wellness event was a reminder that this work is about relationships, not just transactions. It was great seeing + Sarah as they continue to grow! Grateful to be a small part of people’s journeys long after homeownership begins. 🫶🏡





Congrats to this sweet family who closed on the sale of their previous house + purchased their dream home with the BIG y...
05/19/2026

Congrats to this sweet family who closed on the sale of their previous house + purchased their dream home with the BIG yard!!! (Even though they said the week before they were just going to wait a while to start the search back up!) 😂 The waiting and persistence paid off! 🔑

It was brother’s turn to hold the sign and he did such a great job! 😊

Shoutout to Julie Young of the Courtne Brass Real Estate Team for aligning both transactions and weeding through the market to find the perfect home sweet home!!! 🙌

New 5.0-star Review: "Jessica was fabulous!! She helped me in every way. Step by step every question answered. Even if I...
05/17/2026

New 5.0-star Review: "Jessica was fabulous!! She helped me in every way. Step by step every question answered. Even if I had already asked it. Her team is number one!!!"

Address

Cincinnati, OH

Website

http://jessicaeddymortgage.com/

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