Union Savings Bank

Union Savings Bank Union Savings Bank is a state-chartered savings association headquartered in Cincinnati, Ohio. NMLS #446047. Member FDIC. Equal Housing Lender. Bank

06/23/2026

One of the most overlooked parts of the mortgage process? Understanding **why** certain documents are needed. 🏡📄

It's easy for a loan officer to send over a checklist of items to collect. But taking the time to explain *what's needed and why it's needed* can make a stressful process feel much more manageable.

Buying a home often means gathering documents from employers, CPAs, realtors, insurance agents, and more. It isn't always easy – but having a loan officer who communicates clearly and sets expectations from the beginning can make all the difference.

At Union Savings Bank, we believe an informed borrower is a confident borrower. Our goal isn't just to get you to the closing table – it's to guide you there every step of the way.

06/22/2026

The sky said what it said. Call us to get prequalified!

513-247-0300

*Subject to credit approval. Restrictions may apply.

Closing costs are one of the most common questions we hear from homebuyers. 🏡The truth is, they can vary depending on fa...
06/22/2026

Closing costs are one of the most common questions we hear from homebuyers. 🏡

The truth is, they can vary depending on factors like the loan program, purchase price, property taxes, insurance requirements, and your specific situation.

Closing costs may include items such as:
✔ Appraisal and credit report fees
✔ Title and escrow services
✔ Prepaid taxes and insurance
✔ Government recording fees
✔ Other costs associated with finalizing your mortgage

The good news? Your Union Savings Bank loan officer will walk you through everything upfront and provide a personalized overview based on your unique circumstances – so you know what to expect and can plan with confidence.

Have questions about the homebuying process? We're here to help every step of the way.

Buying a home is one of the biggest financial decisions most people will ever make.And for most people, it's not somethi...
06/19/2026

Buying a home is one of the biggest financial decisions most people will ever make.

And for most people, it's not something they do every day.

That's why the mortgage process should never feel rushed, confusing, or overwhelming. The right loan officer takes the time to explain your options, answer your questions, and help you understand not just what you're choosing - but why it's the right fit for you.

Because confidence doesn't come from having all the answers.

It comes from having someone you trust to walk you through the process, one step at a time.

❤️💛💚 Today, we honor Juneteenth - a day of freedom, reflection, and celebration.At USB, we recognize the importance of t...
06/19/2026

❤️💛💚 Today, we honor Juneteenth - a day of freedom, reflection, and celebration.

At USB, we recognize the importance of this historic day and celebrate the strength, resilience, and contributions of Black Americans who continue to shape our communities and our future.

✨ Happy Juneteenth!

06/16/2026

Some loans help people buy a house.

Some loans change a life.

One of the most rewarding parts of this job is seeing what happens when the right solution comes together. In this case, a blanket loan allowed a client to leverage equity from an existing property and move into a home that better fit the next chapter of life.

The numbers matter. The strategy matters.

But the moments you'll always remember are the ones at the closing table – the tears, the hugs, and the realization that something they thought might not happen actually did.

That's why we do what we do.

Connecting with the community, one family at a time ⚽Recently, one of our loan officers attended the SAY Youth Soccer ba...
06/16/2026

Connecting with the community, one family at a time ⚽

Recently, one of our loan officers attended the SAY Youth Soccer banquet at Roberts Academy, sponsored by Lord's Gym. With approximately 100 Spanish-speaking families in attendance, he had the opportunity to introduce USB and share information about our homeownership and banking resources through a translator.

We're grateful for opportunities like these to connect with local families, build relationships, and support the communities we serve.

06/15/2026

A mortgage isn't just about finding the lowest rate.

It's about understanding the full picture.

Does that rate include points? What are the closing costs? Are there first-time homebuyer programs available? Is there a lower-down-payment option that better fits your goals?

The more information you have, the better decisions you can make.

That's why education is such an important part of the process. Asking questions, comparing options, and understanding the trade-offs can help ensure you're choosing the loan that's right for you—not just the one with the most attention-grabbing rate.

A well-informed buyer is a confident buyer.

06/12/2026

The scary movies that keep loan officers up at night

You don't have to be ready to buy a home today.You just need to be willing to start the conversation.Some of the most su...
06/11/2026

You don't have to be ready to buy a home today.

You just need to be willing to start the conversation.

Some of the most successful homebuyers aren't the ones who had everything perfectly lined up from day one. They're the ones who started early, asked questions, made a plan, and gave themselves time to prepare.

Whether you're six months away or six years away, understanding your options now can help you make better decisions later.

The first step isn't buying a house.

It's making a plan.

Address

8805 Governors Hill Drive
Cincinnati, OH
45249

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 6pm
Saturday 9am - 1pm

Telephone

+15132470300

Website

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