Family Home Finance LLC

11/26/2025

Where do you see yourself living in the future?

Let us preapprove you to buy the Happy Holiday House of your dreams!

05/12/2025

Happy Mother's Day!

05/06/2025

As Spring is in full swing everything has greened up. The question is what does the sidewalk in front of your house look like - the one on the left, or right?!
Make sure everyone can enjoy the view without being in danger of low hanging tree branches. If it is possible, your neighbors will love you even more!

09/05/2024

Interest rates are falling & Home prices are increasing and stable.
Many of you have heard about the Federal Reserve getting ready to cut rates. What many people don't realize is that these rate cuts started being anticipated months ago & interest rates have already fallen just under a full percentage point from their highest level. Meanwhile, home prices in the Greater Cincinnati have continued to appreciate at a rate of about 5% per year recently.
What does this mean to you as a homebuyer? The now lower interest rates mean that you can afford more house now than you could when rates were higher. Additionally, when you invest in a home in this area you can see that home values are still going up.
The question then is why should I buy now versus later. The first part of this I just answered above in that the home values in this area continue to go up. The other reason that you may want to consider buying sooner than later is that as interest rates continue to fall, more people will begin their home search as well. This increased competition for homes may make it harder for you to find the home you want at the price you want to pay. Lastly, if you buy a home now and interest rates continue to fall, you can then refinance the home if it is sufficiently low enough to save you money.
So, if you are thinking about buying a home, this housing market is still a good investment. And, if you would like help evaluating your scenario that is why we are here at Family Home Finance, LLC. Give us a call to answer your home finance questions. You can reach Jim Bischoff at (513) 560-9506.

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11/29/2023

We hope everyone enjoys the upcoming Holidays! If you are considering a new home in 2024, you will be glad to hear that interest rates have fallen roughly 1% in the past month. Give us a call if you want to review your options.

02/28/2023

Spring is on the way & so is Home Buying Season!

The biggest home buying time of the year starts in March & runs through June. While interest rates have gone up this past year, there are still options available to get you in a home. As an example, we have a down payment assistance program for First Time Home Buyers where you can potentially purchase a home without putting any money down. We also have other options like VA & USDA home loans where 100% financing is available.

Just give us a call & we will walk through all the different programs that best fit your scenario.

Enjoy the colors of Spring!!

01/04/2023

At Family Home Finance we have done about $350,000,000 in loans since we opened out doors. That has been home purchases from $1M+ Homerama loans to helping first time home buyers get their starter homes. We also have done a lot of home refinance loans. We appreciate the support that our friends, family & customers have given us since we opened in 2007. And, we look forward to continuing that in the years to come!

Yes interest rates have gone up, and the real estate market has changed. But know that we are here to help you navigate the financial options that best help you with your next home loan when you are ready.

Everyone have a great 2023!

08/08/2022

Are you ready for the Fall home buying season!

Everyone is aware of the Spring home buying season. But, are you aware that many homes are sold in the Fall season from late August through Thanksgiving?

It has been a turbulent real estate market in the past couple years. Particularly with interest rates having increased dramatically this year. However, in the past month housing inventory has begun to increase and interest rates have fallen approximately 1% from their high point in June.

If you are interested in buying a home, I suggest you begin by discussing your home loan preapproval with us at Family Home Finance. We can be reached at 513-381-HOME.

Thanks and enjoy the seasons!