Loans with CC

09/03/2024

When it comes to finding the right mortgage, Fairway Independent Mortgage Corporation isn’t your average lender. We go beyond traditional products to offer a wide range of solutions tailored to fit your unique needs and goals.

Here’s a glimpse of what we offer:

✔Conventional Loans: The classic choice for many homebuyers, with flexible terms and competitive rates. Down payments start at 3% for first time home buyers and 5% if you have been a homeowner in the past 3 years.
✔FHA Loans: Ideal for first-time buyers or those with lower credit scores, offering a minimum of 3.5% down payments and easier qualification.
✔VA Loans: Designed for veterans and active-duty military, with no down payment options and favorable terms to honor those who have served. Be sure to ask about having the funding fee waived for specific reasons.
✔USDA Loans: Perfect for those looking to purchase in rural areas, offering 100% financing with low rates. There are many properties located in USDA eligible areas, so be sure to ask.
✔Jumbo Loans: For those buying in higher-priced markets, providing options for larger loan amounts with flexible terms.
✔Renovation Loans: Dreaming of a fixer-upper? Our renovation loans allow you to finance both the purchase and the cost of renovations in one loan. This is a great option for you to make the home exactly how you want it.
✔Reverse Mortgages: A unique option for homeowners 62 and older, allowing you to convert part of your home’s equity into cash. This is a great option for some homeowners, who have limited income.
✔Construction Loans: Building your dream home? Our construction loans provide the financing you need from start to finish.
✔Non-QM Loans: For those who need more flexibility than traditional loans. Some Non-QM products that we provide are:
💚Portfolio Loans
💚Bank Statement Loans
💚Bridge Loan Options
💚DSCR (Cash Flow) Investment
💚Foreign National Loans
💚HELOC Options
💚ITIN Loans
💚Non-Warrantable Condo Loans
✔Down Payment Assistance Programs: Need a little help with the down payment? We offer programs to make homeownership more accessible.

At Fairway, we understand that everyone’s situation is different, and that’s why we offer such a wide array of products. Whether you’re buying your first home, your next home, or looking to refinance, we have the right solution for you.

Ready to explore your options? Let’s chat and find the perfect fit for your needs! 💚

08/30/2024

💚🏡Fairway's 10 Core Values: The Foundation of Our Success!🏡 💚

At Fairway Independent Mortgage Corporation, our core values aren’t just words—they’re the principles that guide every decision, interaction, and achievement. Here’s what they mean to us:

✔Humility First
We believe in staying grounded and putting others before ourselves. By leading with humility, we create a culture of mutual respect and collaboration.

✔Foster Growth & Knowledge
Continuous learning is key. We’re committed to personal and professional development, always seeking to expand our skills and knowledge to better serve our clients and each other.

✔Have Fun & Create a Team Spirit
Work should be fulfilling and enjoyable! We value creating a positive, energetic environment where teamwork thrives, and where we celebrate successes together.

✔Create an Amazing Experience for You
Our clients are at the heart of everything we do. We strive to exceed expectations by delivering exceptional service and unforgettable experiences.

✔Speed to Respond
In our fast-paced industry, time is critical. We prioritize responsiveness, ensuring that we address our clients' needs quickly and efficiently.

✔Seek Wise Counsel
We believe in making informed decisions. By seeking advice from trusted mentors and colleagues, we ensure that our actions are well-considered and beneficial to all.

✔Respect, Listen & Stay Balanced
Respect is non-negotiable. We listen actively, value diverse perspectives, and maintain a healthy work-life balance to ensure long-term success and well-being.

✔Committed to Serve
Service is at the core of our mission. We are dedicated to serving our clients, communities, and each other with unwavering commitment and care.

✔Consistent, Honest Communication
Transparency is key to building trust. We communicate openly and honestly, ensuring that everyone is on the same page and that trust is never compromised.

✔Family Focused
We believe in the importance of family—both in our personal lives and at work. Fairway is more than just a workplace; it’s a family where everyone is valued and supported.

These values are more than just a list—they’re the essence of who we are at Fairway. They guide us in everything we do, helping us create a positive impact on our clients, colleagues, and communities.

If these values align with yours, then Fairway is the perfect place to grow, thrive, and make a difference! 💚

04/25/2024

04/24/2024

A Jumbo loan, or non-conforming mortgage, allows you to purchase a higher-cost home with a loan amount above the conforming limit set by the Federal Housing Financing Agency (FHFA). Reach out to learn more!

04/23/2024

Ready to make moves? Let's start by getting you preapproved and setting the stage for success! 🎯💼

04/22/2024

When it comes to purchasing your home, you could use all the help you can get! That’s where we come in. At Fairway, we offer a number of different loan programs to help you get into the home of your dreams, including the Section 184 loan program. Reach out to learn more!

04/20/2024

Planting seeds of trust, one referral at a time. 🌱🌷

04/19/2024

Wondering if it’s time to purchase a new home, but not sure where to start? Maybe you’re uneasy about the current market. Whatever you need, I’m here to help! Reach out to get started.

04/19/2024

Fairway is celebrating 28 great years of helping clients achieve their home-financing goals! From first-time homebuyers to real estate investors, we’ve seen it all. We’ve helped countless buyers finance the properties they’re after, and we look forward to helping even more.

04/18/2024