Tammy Simendinger, Staff Manager and Registered Financial Representative

Tammy Simendinger, Staff Manager and Registered Financial Representative A little overwhelmed by financial jargon? Don’t worry – at Western & Southern Life, We Speak Finance! (“W&SFG”).

Securities and advisory services offered through W&S Brokerage Services, Inc., Member FINRA/SIPC, a Registered Investment Adviser. W&S Brokerage Services is a member of the Western & Southern Financial Group, Inc. The views posted on this site are my own and do not represent the positions, strategies or opinions of W&SFG or its member companies. The information contained on this site is for inform

ational purposes only and should not be considered as investment advice or as a recommendation of any particular strategy or investment product. This profile should not be considered as a solicitation to buy or sell securities. Third party posts found on this profile do not reflect the views of W&S Brokerage Services, Inc. and have not been reviewed or verified by W&S Brokerage Services, Inc. as to the accuracy or completeness of the content. This page/profile may contain links to a variety of sites maintained by third parties. We do not endorse, warrant or approve of the content, correctness or accuracy of those third party sites, or of the products, services or information offered by any third parties.

September is Life Insurance Awareness Month, a time to reflect on the people who depend on us every day.For many familie...
09/02/2026

September is Life Insurance Awareness Month, a time to reflect on the people who depend on us every day.

For many families, life insurance is more than a policy. The death benefit is a way to help protect a spouse, help support children's futures, and help provide financial stability when it is needed most.

Whether you're raising young children, paying a mortgage, or planning for the future, having the right coverage can help give you confidence that your loved ones will be cared for.

This month, take a moment to review your family's protection strategy and make sure it still aligns with your goals.

At Western & Southern Life, we're here to help you make informed decisions every step of the way.

https://www.westernsouthern.com/wslife/learn/financial-education/do-i-need-life-insurance?utm_source=facebook&utm_medium=Hearsay&utm_content=3305288&utm_campaign=974545

08/27/2026

Counting on an inheritance for retirement? Your parents may have plans of their own — and sometimes, life takes unexpected turns.

The truth is, your financial future is strongest when it’s built on your plan. Western & Southern Life helps individuals explore strategies that put them in control of their tomorrow.

Your future is too important to leave to chance — let’s make a plan together. Contact me at 513-322-0441 or [email protected].

08/25/2026

Cash seems comfortable, but comfort can come at a cost.

With money market yields slipping and fixed-rate annuities locking in higher guaranteed returns, even a “toe-in-the-water” approach could mean more come retirement.

Information over hesitation.

Read more: https://www.kiplinger.com/retirement/annuities/fixed-rate-annuity-interest-rates-make-it-worth-dipping-your-toe-in

Our fixed annuity options:
https://www.westernsouthern.com/wslife/products/annuities/fixed-annuity?utm_source=facebook&utm_medium=Hearsay&utm_content=3201061&utm_campaign=974545

As long as your premiums are paid, Universal Life Insurance offers lifelong protection and the flexibility to adapt as y...
08/23/2026

As long as your premiums are paid, Universal Life Insurance offers lifelong protection and the flexibility to adapt as your needs change. Whether you're building wealth, planning for retirement, or need help protecting your loved ones, UL can help you stay one step ahead.

✅ Lifelong coverage
✅ Cash value growth
✅ Flexible premiums

Click the link below and explore how a universal life insurance product could fit into your long-term plan.

https://www.westernsouthern.com/wslife/products/life-insurance/universal-life-insurance?utm_source=facebook&utm_medium=Hearsay&utm_content=2871020&utm_campaign=974545

*Please note: There must be enough cash value in the policy to cover monthly charges if a lower premium is paid than the amount selected at issue or if a premium payment is skipped. Additional premium payments need to be made to keep the policy in force.

08/21/2026

A solid retirement plan isn’t about luck — it’s about preparation. 🎯

Relying on the lottery (or a lucky break) might sound fun, but real confidence comes from having a plan that fits your goals and lifestyle. Western & Southern Life provides education and tools to help you explore what works best for you.

Want to talk through what planning for retirement could look like for you? Let’s chat. Contact me at 513-322-0441 or [email protected].

When companies announce layoffs or closures, many employees are left navigating uncertainty—especially when it comes to ...
08/19/2026

When companies announce layoffs or closures, many employees are left navigating uncertainty—especially when it comes to their financial future.

If you or someone you know has recently been affected by a layoff, it’s a critical moment to take control of your financial future—especially your 401(k). Decisions made now can have a long-term impact on retirement readiness.

I’m here to help guide those conversations—whether it’s understanding your options, avoiding costly mistakes, or building a path forward with confidence.

If you’ve been impacted, or know someone who has, let’s connect. Contact me at 513-322-0441 or [email protected].

Thank you to all the Hamilton County Veterans who came out today to the Annual Hamilton County Veterans Appreciation Da...
08/17/2026

Thank you to all the Hamilton County Veterans who came out today to the Annual Hamilton County Veterans Appreciation Day Stadium

When considering an annuity, it's crucial to compare options and understand their role in achieving financial goals. Kno...
08/17/2026

When considering an annuity, it's crucial to compare options and understand their role in achieving financial goals. Knowing how these tools work empowers smarter decisions.

Annuities can provide tax-deferred interest and the potential for a guaranteed income stream, helping to offer peace of mind and financial security in retirement.

Contact me at 513-322-0441 or [email protected].

Annuity benefits: https://www.westernsouthern.com/wslife/learn/financial-education/annuity-benefits?utm_source=facebook&utm_medium=Hearsay&utm_content=2799669&utm_campaign=974545

Our products: https://www.westernsouthern.com/wslife/products/annuities?utm_source=facebook&utm_medium=Hearsay&utm_content=2799669&utm_campaign=974545

Address

3860 Race Road Ste 105
Cincinnati, OH
45211

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 6pm

Telephone

+15133220441

Website

Alerts

Be the first to know and let us send you an email when Tammy Simendinger, Staff Manager and Registered Financial Representative posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Tammy Simendinger, Staff Manager and Registered Financial Representative:

Shortcuts

Share

Category