Tammy Simendinger, Staff Manager and Registered Financial Representative

Tammy Simendinger, Staff Manager and Registered Financial Representative A little overwhelmed by financial jargon? Don’t worry – at Western & Southern Life, We Speak Finance! (“W&SFG”).

Securities and advisory services offered through W&S Brokerage Services, Inc., Member FINRA/SIPC, a Registered Investment Adviser. W&S Brokerage Services is a member of the Western & Southern Financial Group, Inc. The views posted on this site are my own and do not represent the positions, strategies or opinions of W&SFG or its member companies. The information contained on this site is for inform

ational purposes only and should not be considered as investment advice or as a recommendation of any particular strategy or investment product. This profile should not be considered as a solicitation to buy or sell securities. Third party posts found on this profile do not reflect the views of W&S Brokerage Services, Inc. and have not been reviewed or verified by W&S Brokerage Services, Inc. as to the accuracy or completeness of the content. This page/profile may contain links to a variety of sites maintained by third parties. We do not endorse, warrant or approve of the content, correctness or accuracy of those third party sites, or of the products, services or information offered by any third parties.

May 29 is National 529 Day—a timely reminder to plan for future education expenses. To celebrate, we’re offering a chanc...
05/29/2026

May 29 is National 529 Day—a timely reminder to plan for future education expenses. To celebrate, we’re offering a chance to receive $529 toward a 529 education savings plan.

Schedule a meeting with one of our registered financial representatives to learn more and enter for a chance to win.

Watch: https://youtu.be/iNLrYJJvae0

https://www.westernsouthern.com/wslife/products/investments/529-college-savings-plan?utm_source=facebook&utm_medium=Hearsay&utm_content=3167980&utm_campaign=974545

I have some of the most amazing, thoughtful women on my team!  Who brings their manager flowers from their yard???
05/18/2026

I have some of the most amazing, thoughtful women on my team! Who brings their manager flowers from their yard???

Wow, what an amazing last 2 weeks. We were able to go out to 7 schools and thank the teachers who are teaching our next ...
05/18/2026

Wow, what an amazing last 2 weeks. We were able to go out to 7 schools and thank the teachers who are teaching our next generation. They truly are the heroes! , , , , .

LIMRA: 2024 retail annuity sales set $432B record, but how does 2025 look?
05/08/2026

LIMRA: 2024 retail annuity sales set $432B record, but how does 2025 look?

Total 2024 annuity sales were up 12% over 2023 and nearly 40% over 2022, according to preliminary results from LIMRA’s U.S. Individual Annuity Sales Survey.

Retirement planning doesn’t have to be overwhelming—but avoiding common mistakes can help make a big difference.From wai...
05/05/2026

Retirement planning doesn’t have to be overwhelming—but avoiding common mistakes can help make a big difference.

From waiting too long to get started to overlooking healthcare costs, inflation, or tax strategies, small gaps can have long-term impacts. Now is a great time to review your plan and take the next step toward a more confident retirement.

https://www.westernsouthern.com/wslife/services/retirement-planning?utm_source=facebook&utm_medium=Hearsay&utm_content=3116179&utm_campaign=974545

05/03/2026

Wondering how to turn retirement savings into reliable income?

Western & Southern Life Immediate Annuity Calculator helps show how an annuity could help provide predictable monthly income during retirement. By entering a few simple details, like
investment amount and payout options, users can see an estimate of the income an immediate annuity may generate.

Try the calculator:
https://www.westernsouthern.com/wslife/learn/financial-calculators/immediate-annuity-calculator?utm_source=facebook&utm_medium=Hearsay&utm_content=3117137&utm_campaign=974545

This tool is a great way to help visualize how guaranteed income could fit into a retirement plan.

Planning for retirement isn’t just about how much is saved; it’s about how those savings can work in retirement. The right mix of planning and annuity knowledge can help make your future
more predictable.

https://www.westernsouthern.com/wslife?utm_source=facebook&utm_medium=Hearsay&utm_content=3117137&utm_campaign=974545

Excited to see Miami University’s Farmer School of Business launch its new Wealth Management Career Development Cohort P...
04/30/2026

Excited to see Miami University’s Farmer School of Business launch its new Wealth Management Career Development Cohort Program, and proud that Touchstone Investments will be supporting the cohort.

This program is designed to give students early exposure through mentorship, job shadowing, firm visits and internships. It’s exactly the kind of real-world learning that helps students better understand different career paths, identify what energizes them and make more informed decisions about their future.

If you’re a Miami student interested in exploring careers across the finance and insurance industry, I’d love to connect.

Companies seek new generation of advisors as need for wealth management grows

What you don’t know can hurt your retirement. Be in the know!According to a recent study, 70% of pre-retirees say “runni...
04/29/2026

What you don’t know can hurt your retirement. Be in the know!

According to a recent study, 70% of pre-retirees say “running out of money” in retirement is their biggest concern, but only 66% know that annuities can provide guaranteed income through retirement.

I can help enhance your retirement knowledge and reduce your retirement worries. Let’s talk about a product that works for you.

Explore our annuity products: https://www.westernsouthern.com/wslife/products/annuities?utm_source=facebook&utm_medium=Hearsay&utm_content=2641095&utm_campaign=974545

Contact us: https://www.westernsouthern.com/wslife/contact?utm_source=facebook&utm_medium=Hearsay&utm_content=2641095&utm_campaign=974545

* Source: Income Outcomes: Retirement Income Confidence Study, LIMRA & Western and Southern Financial Group, 2023
https://www.westernsouthern.com/income-outcomes?utm_source=facebook&utm_medium=Hearsay&utm_content=2641095&utm_campaign=974545

Address

3860 Race Road Ste 105
Cincinnati, OH
45211

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 6pm

Telephone

+15133220441

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