09/22/2026
You might be closer to buying a home than the group chat thinks. - Your income feels steady. You’ve got consistent money coming in and a monthly payment doesn’t sound completely unhinged. - You’ve built some savings. You don’t necessarily need a 20% down payment to explore your options. - You’re managing your debt. Student loans? Car payment? Credit cards? Having debt doesn’t automatically take homeownership off the table. No perfect finances required. Just a good place to start. Maybe it’s time to run the numbers?