Ruben Mancha - Barrett Financial Group, LLC

03/21/2026

02/13/2026

If you purchased your home within the last two years and have not yet filed your Homestead Exemption, you may be experiencing an escrow shortage due to higher property taxes.

With the rising cost of living, unexpected increases in your monthly mortgage payment can create financial strain especially for families already budgeting carefully.

The good news is that there may be options available to help you navigate this situation.

If you have questions about your escrow account, property taxes, or would like to review potential solutions, I’m here to help. Let’s connect and discuss your specific scenario.

📩 Send me a message or call today to schedule a quick review.

Ruben Mancha
Mortgage Loan Originator
NMLS #2444411
Equal Housing Opportunity Lender

01/28/2026

🇺🇸 Veterans:
Been turned down for a mortgage? Don’t give up. I specialize in helping veterans review their VA home loan options and find solutions others may have missed.

📩 Send me a private message or 📞 schedule a confidential call to review your situation and discuss next steps.

Ruben Mancha
Mortgage Loan Originator
NMLS #2444411

Barrett Financial Group, LLC | NMLS #181106
Equal Housing Lender