Nick Iniguez

Nick Iniguez Mortgage lender specializing in Conventional, Refi’s, FHA, VA, Reverse, and Private Money loans for all consumers. All loans subject to approval.

Rate Capital Mortgage is a full-service mortgage brokerage offering Conventional, FHA, VA, Jumbo, Non-QM, and private loan solutions. We help first-time buyers, homeowners, and real estate investors navigate financing with clarity, transparency, and personalized guidance. Serving California and select nationwide markets. Equal Housing Lender.

03/30/2026

Saw this in the clouds today. Reach out to get started!

Don't let this be you! Connect with me today to learn more about saving on your home loan!
03/29/2026

Don't let this be you! Connect with me today to learn more about saving on your home loan!

Our new website is now live:
03/15/2026

Our new website is now live:

Competitive mortgage rates, expert guidance, and personalized service. Purchase, refinance, VA, FHA, HELOC and more. Get pre-approved today.

Top VA Loan FAQs — San Diego & Imperial County. Curious about COE, eligibility, credit and income requirements, or how t...
02/06/2026

Top VA Loan FAQs — San Diego & Imperial County. Curious about COE, eligibility, credit and income requirements, or how to get your Certificate of Eligibility fast? We break it down so you can move forward with confidence. Link in Bio

The Federal Housing Finance Agency (FHFA) recently announced new conforming loan limits for mortgages eligible for purch...
01/06/2026

The Federal Housing Finance Agency (FHFA) recently announced new conforming loan limits for mortgages eligible for purchase in 2026. In most areas of the U.S., the cap for 1-unit properties will be $832,750 next year, an increase of $26,250 from 2025. Let's help your buyers together with these increased limits! Call me to talk!

The holiday season seems to come and go faster and faster each passing year — all the more reason to live this season to...
01/01/2026

The holiday season seems to come and go faster and faster each passing year — all the more reason to live this season to its fullest. Happy New Year!

Tonight we're celebrating all the clients we helped in 2025 and looking forward to helping even more in 2026!
01/01/2026

Tonight we're celebrating all the clients we helped in 2025 and looking forward to helping even more in 2026!

My 2025 Wrapped is here! Thank you to all my clients, partners and friends for making 2025 an incredible year. Looking f...
12/15/2025

My 2025 Wrapped is here! Thank you to all my clients, partners and friends for making 2025 an incredible year. Looking forward to an even better 2026!

Getting a pre-approval on your home loan could be this fast! DM me to get started.
12/15/2025

Getting a pre-approval on your home loan could be this fast! DM me to get started.

“Harvest the home you’ve been dreaming of — your mortgage journey starts here.” ...
10/31/2025

“Harvest the home you’ve been dreaming of — your mortgage journey starts here.”

Just because you've purchased a home in the past doesn't mean a mortgage professional can't help you now. I'm a home loa...
10/27/2025

Just because you've purchased a home in the past doesn't mean a mortgage professional can't help you now. I'm a home loan expert and shop multiple lenders for the most competitive rates and loan options. Call me!

Address

825 Bowsprit Road
Chula Vista, CA
91914

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 10am - 6pm
Sunday 12pm - 6pm

Telephone

+16192137336

Website

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