Sheri Keene - Mortgage Lender

Sheri Keene - Mortgage Lender Complete Mortgage Services from "consulting to closing" on home purchases and refinances! As my client, you come first. I stand firmly behind this statement.

"Experience has its rewards!"

I have been licensed in the real estate industry since 1991, later transitioning to become a dedicated Mortgage Loan Officer. Having lived in the Temecula Valley since 1993, I am deeply familiar with our local market trends and the specialized loan programs available to our community. I am available 7 days a week and after regular business hours to assist you with lo

an consulting and pre-approvals. To begin, we will discuss your unique needs, payment options, and closing cost scenarios. If you need a real estate agent, I will gladly refer you to the best, most highly recommended agents in the valley. Before you submit an offer, I will equip you with a Desktop Underwriter (DU) Pre-Approval Package to significantly increase the chances of your offer being accepted. Once your offer is submitted, I take it a step further: I personally reach out to the listing agent to introduce myself, highlight how well-qualified you are, and assure them they will receive updates twice a week throughout the process. Once accepted, I will walk you hand-in-hand through the entire 30-day home purchase transaction, from the opening to the closing of escrow. "Your financing needs deserve the care of a specialist!"

RWM Home Loans is a Full-Service Mortgage Company. As direct lenders, we have the agility to fund loans in-house, alongside the ability to broker specialized loans to banks offering cutting-edge programs. Our interest rates are extremely competitive. We proudly offer:
First-Time Buyer Programs with $0 down options

Government Loans: VA, FHA, and USDA

Conventional and Jumbo loans

Specialty Products: Down Payment Assistance (DPA), Chattel Loans for Mobile Homes, Land Loans, Construction Loans, HELOCs, Reverse Mortgages, and Renovation Loans

"My only purpose is to deliver successful results to the most important person... you!"

I make it a point to work closely as a team with all parties involved in your transaction—from real estate agents to escrow, title, and inspectors. This collaborative approach ensures a smooth, successful, timely, and stress-free closing. "If you need to access your equity or lower your total outgoing debt, think REFI!"

Contact me today for a home refinance consultation. With market values rising over the past eight years, debt consolidation is a powerful tool. Even with current market interest rates, consolidating high-interest debt can dramatically lower your total monthly outgoing payments and provide immediate financial relief—often saving clients $500 to $800 per month! "A good loan officer doesn't disappear once the loan documents are signed." I aim to build clients for life, and my large volume of repeat business proves this dedication. I am always available to you, even long after you receive your keys. I look forward to partnering with you on your next home purchase or refinance!

Beaumont Beauty….Next Up To Fund!
09/04/2026

Beaumont Beauty….Next Up To Fund!

June through August, I had the honor of helping buyers achieve their real estate goals by financing their purchases, rev...
09/02/2026

June through August, I had the honor of helping buyers achieve their real estate goals by financing their purchases, reverse mortgages and refinances!

Summer not only proved to be a very busy market, but was full of milestones, as my clients closed escrow on some very competitive properties!

BUYERS NEW PURCHASES:
Birchbrook - Wi******er
Painted Rock - Wi******er
Grand - Wildomar
Via Verona - Corona
Abelia Glen - Menifee
Milky Way - Menifee

REVERSED MORTGAGES FINANCED
Wren - Grand Terrace
Calabro - Temecula

CASHED OUT EQUITY
/Sitkan- Apple Valley
Glenview - Hemet
V Soraya - Lake Elsinore

NEXT UP TO CLOSE:
Newburn - Beaumont
Majela - Hemet
Citrus Heights - Temecula

Each of these closings represents more than a transaction. It's about families planting roots, sellers moving forward with confidence, and buyers stepping into new opportunities.

Many clients were even able to get some financial relief!

I would love to assist you in your next mortgage whether it be a purchase, refinance, equity line of credit, and the list goes on!

Sheri Keene
Mortgage Loan Officer
Skeene Funding Team
RWM Home Loans
951-265-4796 [email protected]
NMLS #366972

5.0 star review received on Experience.com for Sheri Keene by Cheryl E H - Sheri and her team were awesome thru the enti...
09/02/2026

5.0 star review received on Experience.com for Sheri Keene by Cheryl E H - Sheri and her team were awesome thru the entire process - answered any questions and gave explanations to anything we asked about. Thank you!

Click to see all 68 reviews of Sheri Keene, Loan Officer

5.0 star review received on Experience.com for Sheri Keene by Lindsey M J - Sheri communicated with us every step of the...
08/30/2026

5.0 star review received on Experience.com for Sheri Keene by Lindsey M J - Sheri communicated with us every step of the way and answered all questions promptly. She made the experience a breeze and we're extremely grateful.

Click to see all 67 reviews of Sheri Keene, Loan Officer

5.0 star review received on Experience.com for Sheri Keene by Ronald H - The Fluid app and continuous communication...
08/28/2026

5.0 star review received on Experience.com for Sheri Keene by Ronald H - The Fluid app and continuous communication and guidance received throughout the entire transaction.

Click to see all 66 reviews of Sheri Keene, Loan Officer

5.0 star review received on Experience.com for Sheri Keene by John H - Sheri is awesome!
08/16/2026

5.0 star review received on Experience.com for Sheri Keene by John H - Sheri is awesome!

Click to see all 65 reviews of Sheri Keene, Loan Officer

5.0 star review received on Experience.com for Sheri Keene by Debra M - Kindness and the understanding of my needs right...
08/15/2026

5.0 star review received on Experience.com for Sheri Keene by Debra M - Kindness and the understanding of my needs right from the beginning. I finally found someone who I could trust. Sherri and Kristie went out of their way to help me with my loan. Thank you Ladies🌹❤️🌹

Click to see all 65 reviews of Sheri Keene, Loan Officer

5.0 star review received on Experience.com for Sheri Keene by Scott H - Sheri and her team made the process extremely ea...
05/20/2026

5.0 star review received on Experience.com for Sheri Keene by Scott H - Sheri and her team made the process extremely easy.

Click to see all 59 reviews of Sheri Keene, Loan Officer

5.0 star review received on Experience.com for Sheri Keene by Iraj S - Easy Access to outstandingly loan officer She...
05/13/2026

5.0 star review received on Experience.com for Sheri Keene by Iraj S - Easy Access to outstandingly loan officer Sheri keene
no matter late evening or early morning,
Sheri was very friendly and keep you informed constantly of loan status as proceeding
thanks sincerely of excellent service lovely Sheri keene provided for me 🌹😛

Click to see all 58 reviews of Sheri Keene, Loan Officer

5.0 star review received on Experience.com for Sheri Keene by Thomas A - Sheri is the BEST
04/15/2026

5.0 star review received on Experience.com for Sheri Keene by Thomas A - Sheri is the BEST

Click to see all 56 reviews of Sheri Keene, Loan Officer

Address

31630 Railroad Canyon Road Ste. 6
Chula Vista, CA
92587

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