Zappa Insurance Services, Inc.

Zappa Insurance Services, Inc. Provider of innovative solutions to protect your assets and manage your risks!

06/03/2026

Some days at Zappa Insurance Services be like… 😅

We promise we’re not trying to interrogate you, we just need to know how old your roof, HVAC, water heater, and plumbing are so we can shop you the best home insurance rates from 25+ top carriers. The newer it all is, the better your premium tends to be.

Don’t know the answers? That’s okay too, we’ll help you figure it out. 🏡

📞 Call Zappa Insurance Services today for all your home insurance needs: (651) 999-8991

🌐 zappainsurance.com

06/01/2026

Ever wonder what a deductible actually is? Nick Zappa breaks it down: your deductible is the amount you pay out of pocket on a claim before your insurance kicks in to cover the rest. Choosing a higher deductible usually means a lower monthly premium — but it also means more cash out of your pocket when something happens, so it’s all about finding the right balance for your budget. Have questions about yours? Give Nick a call at (651) 999-8991.

Do you really know your insurance policy?Small businesses need protection just as much as big ones, sometimes more. And ...
05/29/2026

Do you really know your insurance policy?

Small businesses need protection just as much as big ones, sometimes more. And those small operational changes you make throughout the year? They can affect how your policy responds when you need it most.

Being an attentive policyholder isn't complicated. It just means staying in the loop, asking the right questions, and doing an annual review with someone who actually knows your situation.

That's what we do at Zappa Insurance. We work with individuals, businesses, and landlords of all sizes to make sure your coverage works for YOU, not just on paper, but when it counts.

Call us at 651-999-8991

Meet your agents — Nick and Fred Zappa.Father and son, born and raised Minnesotans, running an independent family agency...
05/22/2026

Meet your agents — Nick and Fred Zappa.

Father and son, born and raised Minnesotans, running an independent family agency right here in Chisago City. We shop 25+ top-rated carriers so you get the right coverage at the right price — personal or business. When you call, you get us. That’s it.

📞 (651) 308-5562
🌐 zappainsurance.com

Do you really know your insurance policy?Most people set it and forget it. But here's the truth: your business evolves, ...
05/21/2026

Do you really know your insurance policy?

Most people set it and forget it. But here's the truth: your business evolves, your life changes, and your coverage needs to keep up.

Small businesses need protection just as much as big ones, sometimes more. And those small operational changes you make throughout the year? They can affect how your policy responds when you need it most.

That's what we do at Zappa Insurance. We work with individuals, businesses, and landlords of all sizes to make sure your coverage works for YOU, not just on paper, but when it counts.

Call us at 651-308-5562

You built it from nothing. One bad day shouldn’t be able to take it away.Zappa Insurance Services builds commercial cove...
05/18/2026

You built it from nothing. One bad day shouldn’t be able to take it away.

Zappa Insurance Services builds commercial coverage around how your business actually runs — the storefront, the crew, the trucks, the tools, the customers walking through your door. Business Owners, General Liability, Commercial Auto, Workers’ Comp, Property, Professional Liability, Commercial Umbrella — all under one roof.

We shop 25+ carriers. You pick what fits. No call centers, no scripts — just a Minnesota agency that knows the difference between a contractor’s policy and a retailer’s policy.

📞 (651) 308-5562
🌐 zappainsurance.com — request a quote

"You'll probably say it too: I wish I had done this sooner."Home insurance isn't something most of us think about until ...
05/12/2026

"You'll probably say it too: I wish I had done this sooner."

Home insurance isn't something most of us think about until the moment we have to.

A storm. A leak. A break-in. Suddenly, you realize you needed protection all along.

So many of our clients share the same story: "I didn't realize how much peace of mind I was missing until I finally got the right coverage."

If you've been putting it off — consider this your sign.

Your home deserves protection. You deserve peace of mind. Don't wait for life to throw something unexpected your way.

Reach out to Zappa Insurance Services today, we're here to help.

Running a small business? Your basic policy might be leaving you more exposed than you think.Cyber threats. Liability cl...
05/08/2026

Running a small business? Your basic policy might be leaving you more exposed than you think.

Cyber threats. Liability claims. Damage to your business property.

These aren't worst-case scenarios, they're everyday risks that small business owners face. And one uncovered claim can cost you far more than you'd expect.

You've worked hard to build what you have. The right business insurance means you won't have to watch it disappear over something preventable.

At Zappa Insurance Services, we take the time to understand your business and connect you with coverage built around your exact needs, not a one-size-fits-all policy.

Let's make sure your business is properly protected. Reach out to us today.

Live from Las Vegas! 🎉We’re at the Fontainebleau this week celebrating Premier Group Insurance hitting $1 BILLION in wri...
05/07/2026

Live from Las Vegas! 🎉

We’re at the Fontainebleau this week celebrating Premier Group Insurance hitting $1 BILLION in written premium. Three days with 450+ agents, top carriers, and industry leaders, all under one roof. Huge congratulations to the entire PGI team on this incredible milestone.

For us, the best part of being part of PGI is what it means for our clients back home. Access to more carriers, sharper pricing, and the ability to actually shop the market on your behalf so you’re getting the right coverage without overpaying for stuff you don’t need.
That’s the whole reason we do this.

Paying too much for home, auto, or business insurance? Not sure if you’re properly covered? Let us shop it for you, no pressure, no obligation. We’ll show you what’s out there and let the numbers speak.

📩 DM us or give us a call to get started.

04/27/2026

At Zappa Insurance Services, we understand that while good policies aren’t cheap, cheap policies often leave you underprepared in times of need. Each individual's situation and budget are unique, but remember that chasing the lowest price can lead to inadequate coverage when it counts the most. Many clients we meet are unaware of what their policies cover, often because they opted for online options without consulting an agent. We believe in providing a more personalized approach: our team takes the time to help you understand your coverage and ensures you're getting the best value, even at renewal time. Let us guide you through your insurance needs with clarity and confidence.

Address

25920 E Comfort Drive
Chisago City, MN
55013

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 1pm

Telephone

+16519998991

Website

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