Zappa Insurance Services, Inc.

09/02/2026

Truly honored to be able to help our customers!

08/27/2026

Got employees in Minnesota? Workers comp isn't optional. Reach out to Zappa Insurance and we'll help you get covered.

08/25/2026

08/25/2026

Own it or wrap it, you need to insure it. If your business owns the vehicle or your logo is riding around on it, a personal auto policy won't cut it. Commercial auto coverage protects your business, your team, and everything you're hauling to get the job done. Not sure if your vehicles are covered the right way? Let's talk. Zappa Insurance has you covered.

08/21/2026

A deductible is the amount you pay out of pocket before your insurance starts covering a claim.

Whether it’s health, auto, or homeowners insurance, the deductible is your share of the cost. Once you’ve paid your deductible, your insurance covers the remaining eligible expenses, up to your policy limits.

Understanding your deductible helps you choose the right coverage and avoid surprises when you need to file a claim.

08/19/2026

Reviews like this mean a lot to our team. At Zappa Insurance Services, we want our clients to feel informed, supported, and confident in their coverage.

Thank you, Mitchell, for trusting Nick and Fred with your insurance needs. We appreciate the kind words and the recommendation!

08/12/2026

Insurance really does run in the family at Zappa Insurance Services! With 9 years of experience for one and 5 for the other, that’s 14 years of helping people understand their coverage and find the right insurance for their needs.

Not bad for a father-son duo!

08/03/2026

"A team you can put your trust in." That's the goal every time. Thank you, Jared, for the kind words and for letting us help you find the right coverage.

07/31/2026

Sometimes the old-fashioned way is still the best way.

While the phone may look a little vintage, the mission hasn’t changed: finding you the best insurance coverage at the best possible rate. We compare multiple carriers, answer your questions, and do the shopping so you don’t have to.

Need home, auto, business, or life insurance? Give Zappa Insurance Services a call. We’d be happy to help.

07/29/2026

Think your basic policy has you covered? Think again.

Cyber attacks. Liability claims. Property damage. For small business owners, these aren't rare, they're daily risks. And a single uncovered claim can cost far more than you'd expect.

You've put in the work to build your business. Don't let a gap in coverage put it all at risk.

At Zappa Insurance Services, we get to know your business first, then match you with coverage built around what you actually need. No cookie cutter policies, just the right protection for you.