E.J. O'Neil Insurance

E.J. O'Neil Insurance E.J. O'Neil Insurance is a family owned, full service Insurance Agency serving all of your home insurance, auto insurance and business insurance needs.

Since our founding in 1898, we strive to deliver the best customer service in the industry.

09/03/2026

Consider uninsured/underinsured boater coverage. Protect yourself if you're hit by a boater with little or no insurance.

Specialty auto coverage is not just about the car's age; it is about how the vehicle is used, stored, and valued. If a c...
09/03/2026

Specialty auto coverage is not just about the car's age; it is about how the vehicle is used, stored, and valued. If a classic is kept in a garage, shown at events, or driven only on weekends, standard terms may not reflect those details. Review the declarations page and ask whether appraisals, spare parts, and usage restrictions still line up with the way you protect the car today.

Review your current aviation policy before the next flight cycle. Confirm who is insured, how liability is set up, and w...
09/02/2026

Review your current aviation policy before the next flight cycle. Confirm who is insured, how liability is set up, and whether ground exposure and aircraft damage are addressed for your operation. Many owners only notice a mismatch after a change in use, so a routine policy check can be a smart habit. https://bit.ly/4gka7Mo

09/01/2026

Your landlord's insurance doesn't cover your stuff. You need your own renter's insurance to protect your belongings.

Check your auto policy details before the next repair surprise. If you back into a post, slide into a curb, or are invol...
09/01/2026

Check your auto policy details before the next repair surprise. If you back into a post, slide into a curb, or are involved in a crash with another vehicle, this coverage is the piece that may respond for your car's damage, minus your deductible. That small print matters when deciding whether a repair is manageable or a claim makes sense.

Many homeowners are surprised by how much age and condition affect a claim settlement. A policy review can show whether ...
08/31/2026

Many homeowners are surprised by how much age and condition affect a claim settlement. A policy review can show whether your current limit still fits the cost to rebuild after a fire, storm, or other covered loss, especially if you have finished a basement, added square footage, or upgraded finishes. Keeping those details current helps avoid gaps when a real loss happens.

Check your auto policy for the medical benefits section and see how it fits your daily life. A common mistake is assumin...
08/30/2026

Check your auto policy for the medical benefits section and see how it fits your daily life. A common mistake is assuming health insurance and auto injury coverage do the same job, but they can respond differently after a crash. If you are unsure how your current limits, deductibles, or state requirements line up, our agency can walk you through the wording and help you understand what you already have.

A standard policy can leave a gap when a large claim runs beyond the liability limit. Umbrella coverage adds another lay...
08/29/2026

A standard policy can leave a gap when a large claim runs beyond the liability limit. Umbrella coverage adds another layer of protection for situations like a severe auto accident, a guest injury, or a lawsuit tied to everyday life. If you have not reviewed your limits since a home purchase, teen driver, or other change, our team can help you check what is in place. https://bit.ly/3TQMeEt

Carbon monoxide is especially concerning because you may not notice it until symptoms start. In a home insurance safety ...
08/28/2026

Carbon monoxide is especially concerning because you may not notice it until symptoms start. In a home insurance safety review, that means looking beyond the policy and checking the basics in the house itself: device placement, battery condition, and whether the units have been tested recently. A small maintenance lapse can turn into a serious risk, especially in homes with attached garages, fireplaces, or fuel-burning appliances.

08/27/2026

Create a home inventory. It will make filing a claim much easier if you have a record of your belongings.

Address

400 Broadway
Chicopee, MA
01020

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 4:30pm

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