Richard D Graeff II, Mortgage Loan Officer Nmls#508444

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United States
Chico, CA
Richard D Graeff II, Mortgage Loan Officer Nmls#508444

Mortgage Lending and Planning. 30 years in the financial industry and I’d love to help you! Please contact me when its time for your next home loan transaction.

In my 30-year career within the financial industry, I've spent the last twenty years as a mortgage loan consultant, currently working for Newrez Home Loan Division. I take much pride in the experience and knowledge that I've gained over the years. My goal is to educate clients to make the well informed choices for their personal situation and provide excellent customer service throughout every mortgage loan transaction. I always focus on my clients financing goals and work accordingly to ensure they are accomplished. My consistency, professionalism and experience have landed me recognition as a Platinum Top Producer among several other awards. I largely owe this to my satisfied clients who continue to refer me to their friends and family for proven results. Specializing in:

Agency Conforming and High Balance (FNMA/FHLMC)
HARP Refinance
FHA and VA
First Time Home Buyer Programs
USDA
Servicing the following areas:

Chico
Paradise
Oroville
Northern and Central California

2024 Newrez LLC, 1100 Virginia Dr., Suite 125, Fort Washington, PA 19034. NMLS #3013. For licensing information, go to: www.nmlsconsumeraccess.org. Equal Housing Opportunity

https://www.newrez.com/find-loan-officer/richard-graeff/

09/07/2026

Conventional loans are one of the most common financing options out there... but "conventional" doesn't mean "one-size-fits-all." Swipe through to learn more 🏡

08/31/2026

Refinancing 101 🏡
Swipe to see how it works! And why so many homeowners are considering it right now.

08/24/2026

Self-employed? Recent credit event? Swipe to see how non-QM loans open the door to homeownership 🔑

07/03/2026

I’ll be available this holiday weekend for your buyer needs, call/text anytime 530-570-8560. Please have a safe weekend and keep all your fingers in tact,:)

06/26/2026

06/25/2026

Thankful Thursdays! Big congratulations to Raymond for purchasing this beautiful home, and thank you for choosing us for your home loan needs! Along with major thanks to the wonderful professionals who worked hard on this transaction. Team work makes the dream work!

06/18/2026

Thankful Thursdays - we want to congratulate Tonya on her home purchase and thank the many professionals who assisted in making this a smooth transaction! We couldn't do it without you all!

06/11/2026

Congratulations to Marcus & Yoana on your new home! it was my pleasure to help you finance it. thanks so much to all involved, pros at work.

06/10/2026

Going through a divorce? Removing your ex from the mortgage takes 3 steps: Contact your lender -> Refinance -> File quitclaim deed. This is too important to guess on, so seek professional advice (your attorney and me!). Let's protect your ownership!

Address

1051 Mangrove Avenue
Chico, CA
95928

Website

http://www.RichardGraeff.com/, https://myoc.io/c/richardgraeff?source=facebook

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