Wilks & Associates

Wilks & Associates During my time serving the Navy I received the Bravo Zulu award for my contribution and exceptional work in finance.

Our team has a combined experience of over 19 years in accounting, finances, and more. Let us assist you in your financial decisions.

Ha you thought you were done with questions didn't you?:Here is a list of potential questions to ask before making a mut...
09/03/2026

Ha you thought you were done with questions didn't you?:

Here is a list of potential questions to ask before making a mutual fund investment:

How has the fund performed over the long run? Where can I get an independent evaluation of it?

What specific risks are associated with it?

What type of securities does the fund hold?

How often does the portfolio change?

Finally asks these, if you ask all these questions you should be prepared better for the future!:Is the company experien...
09/02/2026

Finally asks these, if you ask all these questions you should be prepared better for the future!:

Is the company experienced at what it is doing? How long has it been in business? What is their track record? Who are their competitors?

Can I get more information: a prospectus, the latest SEC filings, or the latest annual report?

Ask these as well before committing to anything:What fees do I have to pay to buy, maintain, and sell the investment? Af...
09/02/2026

Ask these as well before committing to anything:

What fees do I have to pay to buy, maintain, and sell the investment? After fees, how much does the value have to increase by before I make a profit?

How easy is it for me to unload this investment in a hurry, should I need the money?

What are the specific risks associated with this investment, for example what is the risk that rising interest rates will devalue your investment or the risk that an economic recession could decrease its value?

Ask yourself, what questions should I ask before I invest? We can help with that!:Have this list of questions with you t...
09/02/2026

Ask yourself, what questions should I ask before I invest? We can help with that!:

Have this list of questions with you the next time you talk to your broker. Write down the answers you get and the action you decide to take. Your notes may come in handy later if there is a dispute or a problem. A good broker will be happy to answer your questions and will be impressed with your seriousness and professionalism.

Is this investment registered with the SEC and a state securities agency?

Does the investment match my investment goals?

How will the investment make money for me (dividends, interest, capital gains)?

What set of circumstances have to occur for the value of the investment to go up? To go down? (e.g., must interest rates rise?)

Make sure you receive your transactions first, afterall You made them!:5. Never allow your transaction confirmations and...
09/02/2026

Make sure you receive your transactions first, afterall You made them!:

5. Never allow your transaction confirmations and account statements to be delivered or mailed to your sales representative as a substitute for receiving them yourself. These documents are your official record of the date, time, amount, and price of each security purchased or sold. Verify that the information in these statements is correct.

Don't just mail your check anywhere, you've gotta be certain!:4. Never send checks to an address different from the busi...
09/01/2026

Don't just mail your check anywhere, you've gotta be certain!:

4. Never send checks to an address different from the business address of the brokerage firm or a designated address listed in the prospectus.

If your broker asks you to do any of these things, contact the branch manager or compliance officer of the brokerage firm.

Now ask yourself, what can you do to not take any unnecessary risks?:1. Never give in to high pressure. A high-pressure ...
09/01/2026

Now ask yourself, what can you do to not take any unnecessary risks?:

1. Never give in to high pressure. A high-pressure sales pitch can mean trouble. Be suspicious of anyone who tells you, "Invest quickly or you will miss out on a once in a lifetime opportunity."

2. Never send money to purchase an investment based simply on a telephone sales pitch.

3. Never make a check out to a sales representative.

The final facts, for this subject are done!:They involve complex investment decisions. Be sure you fully understand the ...
09/01/2026

The final facts, for this subject are done!:

They involve complex investment decisions. Be sure you fully understand the terms of any offer to exchange or sell your shares before you act. In some cases, such as partial or two-tier tender offers, failure to act can have detrimental effects on your investment.

The past success of a particular investment is no guarantee of future performance.

A couple more things to think about:Securities investments, including mutual funds, are not federally insured against a ...
09/01/2026

A couple more things to think about:

Securities investments, including mutual funds, are not federally insured against a loss in market value.

Securities you own may be subject to tender offers, mergers, reorganizations, or third party actions that can affect the value of your ownership interest. Pay careful attention to public announcements and information sent to you about such transactions.

Other things you should keep in mind!:Some investments cannot easily be sold or converted to cash. Check to see if there...
08/31/2026

Other things you should keep in mind!:

Some investments cannot easily be sold or converted to cash. Check to see if there is any penalty or charge if you must sell an investment quickly or before its maturity date.

Investments in securities issued by a company with little or no operating history or published information may involve greater risk.

Address

140 Yellowstone Drive Ste 140
Chico, CA
95973

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 10am - 1pm

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