David Gulbransen

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It's a common assumption that less-than-perfect credit is a dealbreaker when it comes to buying a home. In reality, ther...
10/16/2026

It's a common assumption that less-than-perfect credit is a dealbreaker when it comes to buying a home. In reality, there are loan programs designed to work with a range of credit profiles.

Credit is one piece of the overall picture. Understanding where you stand and what options may be available is a better starting point than assuming the door is closed.
https://myoc.io/hVrlCpIniWR

Losing a job is stressful enough without worrying about what it means for your mortgage.The good news is that, depending...
10/13/2026

Losing a job is stressful enough without worrying about what it means for your mortgage.

The good news is that, depending on your circumstances, you may have options, and understanding them can help you make more informed decisions during a difficult time.

Read the full breakdown: pmrloans.com/blog
https://myoc.io/hVrlCpIniWR

There are many reasons people decide to buy a home, but beneath most of them lies something simpler.A place that is your...
10/09/2026

There are many reasons people decide to buy a home, but beneath most of them lies something simpler.

A place that is yours. The opportunity to build equity over time. A foundation that supports the rest of life. For a lot of people, that kind of stability is what they were really looking for all along.
https://myoc.io/hVrlCpIniWR

It’s easy to keep waiting for the timing to line up, for circumstances to change, or for some future moment when everyth...
10/01/2026

It’s easy to keep waiting for the timing to line up, for circumstances to change, or for some future moment when everything finally makes sense.

But at some point, you have to stop waiting and start making decisions based on the life you want to live. Your home can be part of that, too.
https://myoc.io/hVrlCpIniWR

If you've been preapproved for a mortgage, there's something important to keep in mind. That letter has an expiration da...
09/28/2026

If you've been preapproved for a mortgage, there's something important to keep in mind. That letter has an expiration date.
Understanding how long preapproval lasts, what can affect it, and what to do if your home search takes longer than expected can help keep the process on track.

Read the full breakdown: pmrloans.com/blog

Home library or game room. If you had the space, which one would you choose? Drop your pick in the comments.
09/24/2026

Home library or game room. If you had the space, which one would you choose? Drop your pick in the comments.

The first day of fall is here.There’s something about that first cool morning when you can finally feel the season chang...
09/22/2026

The first day of fall is here.

There’s something about that first cool morning when you can finally feel the season changing. The air is different, the light is different, and somehow home feels a little more like the place you want to be.

If homeownership is on your list of goals this autumn, this might be the season to start putting those plans in motion.

When it comes to mortgages, the loan type you choose shapes more than your interest rate.It can affect your down payment...
09/21/2026

When it comes to mortgages, the loan type you choose shapes more than your interest rate.

It can affect your down payment requirements, monthly payment structure, mortgage insurance, and even which homes you're able to purchase. Understanding your options early in the process can make a real difference in how everything fits together.
https://myoc.io/hVrlCpIniWR

It's a common assumption that the housing market winds down once summer ends. In reality, fall can be a strong time to b...
09/17/2026

It's a common assumption that the housing market winds down once summer ends. In reality, fall can be a strong time to buy.

There tends to be less competition, sellers who are still active are often motivated, and the process can move more smoothly without the frenzy of a peak spring market.
https://myoc.io/hVrlCpIniWR

09/16/2026

A very happy, happy birthday to my best friend and life partner. Love you - happy day!! ❤️

Address

116 W 2nd Street
Chico, CA
95928

Telephone

+15305209804

Website

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